CIBIL score vs Experian score

270°
Deal Subedar
B3A5T

Why this much difference?

How to increase CIBIL??

https://cdn0.desidime.com/attachments/photos/743703/medium/IMG_20220215_184512.jpg?1644931188

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Benevolent Benevolent
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which app is this 22g?

Budding Star Budding Star
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kukdookoo wrote:

do they spam?how many free reports?

no spam, monthly 1 free report (CIBIL + Experian)

Deal Major Deal Major
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Ur experian is lethal. scream

Critic Critic
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Experian & cibil use different system for calculating credit scores so they will never be same or even similar. As for increasing cibil score, just keep paying all the due in full before due date & don’t apply for multiple credit cards/pay later type schemes within a month or two.

Deal Subedar Deal Subedar
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kukdookoo wrote:

do they spam?how many free reports?

They don’t spam.

Deal Subedar Deal Subedar
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kartikxxx wrote:

Ur experian is lethal. scream

Looks nice.
But probably not useful.
Coz now anything done, it’s decline from there.

Analyst Analyst
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897 :O

You score be like: “We were this close to greatness”

Deal Major Deal Major
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After seeing his experian, Bank be like , aaja lootle mujhe laughing

Post Emperor Post Emperor
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Experian ko koi Donkey nhi puchta h….apna bhi h 865 ya usse above rahta h… Bank ko chayie CIBIL ☹️….

Cibil Score: Board Exam Marks

Experian Score: Sirf Man Udas  Ho To Khud Se Dekh Lene Ka Ki Apni Bhi Value H.





Deal Subedar Deal Subedar
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For me Experian is 841 and Cibil is 798
My Experian score is less than you but Cibil more than you. Don’t know how they work.

Deal Subedar Deal Subedar
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Mine has not changed since October  https://cdn0.desidime.com/attachments/photos/744075/medium/IMG_20220216_184839.jpg?1645017536

Benevolent Benevolent
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😊In My Case, Experian is 1 Month back to What CIBIL Latest Month Report is!

For Eg- Like in CIBIL My Total Payments to date is 22/22 and in Experian, it is 23/23

Date Reported for my credit card is is December for CIBIL and January for Experian that’s why CIBIL is Less and also here algorithm works differently like CIBIL will restrict till 865 max and experian is i think out of 900😄

Deal Subedar Deal Subedar
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what about CRIF score?

Deal Newbie Deal Newbie
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For the last 2 months, I am unable to refresh my CIBIL credit score on the PayTM app. Is anyone facing the same issue? Any suggestions!

Deal Subedar Deal Subedar
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An update.
My Experian increased by 1 point.  https://cdn0.desidime.com/attachments/photos/748226/medium/Screenshot_2022-03-03-16-36-55-960_tech.fplabs.score.jpg?1646306124
https://cdn0.desidime.com/attachments/photos/748227/medium/IMG_20220303_163332.jpg?1646306136

Star Star
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B3A5T wrote:

An update.
My Experian increased by 1 point.  https://cdn0.desidime.com/attachments/photos/748226/medium/Screenshot_2022-03-03-16-36-55-960_tech.fplabs.score.jpg?1646306124
https://cdn0.desidime.com/attachments/photos/748227/medium/IMG_20220303_163332.jpg?1646306136

What is ur Experian Score now??

Deal Subedar Deal Subedar
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Very few apps/companies use Experian.

Most banks use CIBIL and most other apps use CIBIL or CRIF/Highmark…..

Deal Subedar Deal Subedar
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Scorpion wrote:

What is ur Experian Score now??

It got dropped due to Axis rejecting my CC application, even though in app I had pre approved offer. I applied form website.https://cdn0.desidime.com/attachments/photos/771870/medium/IMG_20220601_123303.jpg?1654067061

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