Citi credit card

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Deal Newbie
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Heard citi giving CC without salary slips or ITR.

Anyone willing to have citi CC I think now you can get without salary slip or ITR.

34 Comments  |  
9 Dimers
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Deal Newbie
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How is the verification process of citi credit card? Will they do office verification?

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Deal Subedar
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Depends mostly if your data matches with CIBIL report they don’t do verfication

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Deal Subedar
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No verification done for me. Only came to my house for taking kyc documents. Received my card within three weeks of applying.

Also made mistake of applying through bankbazaar. I’d have got 1000Rs. cashback if applied through bank website.

Last year I was rejected as I was not having any credit history

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Deal Newbie
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rohan8397 wrote:

No verification done for me. Only came to my house for taking kyc documents. Received my card within three weeks of applying.

Also made mistake of applying through bankbazaar. I’d have got 1000Rs. cashback if applied through bank website.

Last year I was rejected as I was not having any credit history

Are you salaried or self employed?

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Deal Newbie
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rohan8397 wrote:

No verification done for me. Only came to my house for taking kyc documents. Received my card within three weeks of applying.

Also made mistake of applying through bankbazaar. I’d have got 1000Rs. cashback if applied through bank website.

Last year I was rejected as I was not having any credit history

Also what card you applied for and your credit score?

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Deal Subedar
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rohan8397 wrote:

Salaried
Citi rewards
Experian score is 887 blush

How much time after document verification did it take to receive a confirmation and the card.

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Deal Subedar
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Is this lifetime free card?
Best benefits of this card?

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Deal Subedar
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F7-Dimer-Primer wrote:

How much time after document verification did it take to receive a confirmation and the card.

Got Confirmation in 2 days and received the card 3 days after that

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Deal Subedar
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rohan8397 wrote:

Got Confirmation in 2 days and received the card 3 days after that

Thank you bro, I did not receive confirmation yet, and the online tracking is atleast 3 days late

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Deal Subedar
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rohan8397 wrote:

Got Confirmation in 2 days and received the card 3 days after that

Bro I got this message. How much time did it take after that?

“Dear Applicant, we have dispatched your KYC documents to our Central Processing team. We will keep you posted on further updates”

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Deal Lieutenant
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Congratulations! Your application for a Citibank credit card has been approved. Your card will be dispatched within 2 working days.

How much time after this will I get the card ?
Its been 2 days toungueout

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Deal Newbie
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Topsey wrote:

Congratulations! Your application for a Citibank credit card has been approved. Your card will be dispatched within 2 working days.

How much time after this will I get the card ?
Its been 2 days toungueout

Are you salaried or self employed?

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Deal Subedar
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Topsey wrote:

Congratulations! Your application for a Citibank credit card has been approved. Your card will be dispatched within 2 working days.

How much time after this will I get the card ?
Its been 2 days toungueout

Congratulations, how much time after kyc? stuck_out_tongue

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Deal Newbie
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For salaried, it is always easier unlike self-employed. And getting card to card is like impossible in citi, hsbc, A.Express

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Deal Newbie
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directorashokvarma739 wrote:

For salaried, it is always easier unlike self-employed. And getting card to card is like impossible in citi, hsbc, A.Express

Now citi is not asking salary slips or ITR. I think one can apply as salaried even though self employed.

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Deal Subedar
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digitalworld wrote:

Now citi is not asking salary slips or ITR. I think one can apply as salaried even though self employed.

Yeah but they will probably verify it with Experian or employer

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Deal Newbie
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F7-Dimer-Primer wrote:

Yeah but they will probably verify it with Experian or employer

One of my buddy applied as salaried even though he is self employed and got the card. He told me citi is no longer asking salary slips.

He was rejected last year when applied as self employed even though he had 10l ITR.

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Deal Subedar
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F7-Dimer-Primer wrote:

Bro I got this message. How much time did it take after that?

“Dear Applicant, we have dispatched your KYC documents to our Central Processing team. We will keep you posted on further updates”

If there is no problem with your docs, then it will be approved within a day

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Deal Subedar
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If anyone need citi referral dm me with your email id.
You would get 1000 on successfully application

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Deal Subedar
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Topsey wrote:

Got the card toungueout
73k limit . toungueout

Congratulations! Your application for a Citibank credit card has been approved. Your card will be dispatched within 2 working days.

Hehe
So 3 days after this to receive the card right?

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Deal Lieutenant
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F7-Dimer-Primer wrote:

Congratulations! Your application for a Citibank credit card has been approved. Your card will be dispatched within 2 working days.

Hehe
So 3 days after this to receive the card right?

Just after 2 days .

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Deal Subedar
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I previously thought citi cards are harder to get. I got it pretty easily

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