Hi, i have used this before, though it has good offers but there a couple of things to remember
1. No option to prepay
2. Bill gets generated on 1st and have to pay before 5th
3. There was one time issue where they reported the amount due as outstanding amount which caused drop in score. This is unreasonable because they generate bill on 1st and report on 1st, so there is always due but should report as current balance but was shown as amount overdue. Had to followup for months to get the report changed.
So, have closed the paylater as well as others too. But thought of sharing my experience
Related to the current status of the offer, not sure but don't see them in respective links for some of them