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Cred Credit Card Payment Cashback Reduced to Rs 3, Any valuable alternative?

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compumart

Lately, I've noticed that no matter how big of a credit card payment you make (paid Rs 53,000) using CRED, I'm getting just Rs 3 as cashback. Is it just me or is anybody else also facing a similar issue? 

Also is there a better credit card repayment service that gives better rewards??

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Post Emperor Post Emperor
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You are lucky to get 3 rs...they gave me 4 rs for paying my onecard bill of 4.5L...I had to pay thru cred since onecard isn't supported by other apps...

try cheq, postpe

Deal Subedar Deal Subedar
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mobikwik supports onecard and payment is instant for one card

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The PostMighty The PostMighty
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If you are using Cred , pay only 1000 per week

Cause u pay 1000 or 1L whatever

Reward is same 10-15 rs

Finance Ninja Finance Ninja
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Why per week ? you can pay 10 times per month and pay everytime Rs1000 on CRED.

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Finance Ninja Finance Ninja
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Pay through CheQ app and get 1% cheq chips to redeem on Amazon gv, flipkart gv, bigbasket gv, Croma/Tata cliq gv etc

Rs 53,000 credit card bill payment payment, you will earn Rs530 cheq chips + payment mode use RBL Signature+ debit card and get 1% extra cashback means total Rs1060. 😀

Deal Subedar Deal Subedar
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But rbl signature+ is not on rupay.

We should use cards with rupay that give cashback , Oh sadly there are none😞.
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Deal Cadet Deal Cadet
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Received Rs 3 cashback in the morning myself 😂

PS: The amount was small and I needed instant settlement. 

Helpful Helpful
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Same with me

Finance Mentor Finance Mentor
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Now they are giving 2 rs Or coins in all 5 spins too. 😂

IMG20230509001509

Finance Ninja Finance Ninja
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I found one interesting thing about Cred.

If you are doing scan and pay UPI or UPI transfer and earned cashback then Cred will stop giving cashback for credit card bill pay.

You will get Rs2 per day spin and then next cc bill pay, no cashback.
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Deal Newbie Deal Newbie
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Screenshot20230510215728CRED

Screenshot20230510215610CRED

Screenshot20230510215557CRED

Screenshot20230510215545CRED

Screenshot20230510215530CRED

Play the long game. Pay won't QR once a day. Send money by searching no once or twice a day

Put petrol in shell, go to Relaince twice a month and pay, go to pvr/cinipolis and pay with Cred for food. Order Swiggy and pay with Cred, there's lots of way you can add up you're rewards but yes cashback has reduced in cred. I miss the days I could pay with Cred and drag down a icon to get 56-80 cashback, now I have to down 3 times in 3 days to get petty 2-5 rupees. 


Budding Star Budding Star
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Cheq

Finance Mentor Finance Mentor
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Today got zero cash back in all 5 spins 

Coupon Connoisseur Coupon Connoisseur
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From last 3 month I am getting cashback only for the first 2 credit card payments, after that only coins

The PostMighty The PostMighty
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YOU GUYS ARE GETTING CASHBACK?

download18

Generous Generous
Admin
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9266509ye-toh-latest-news-hai-ye-to-latest-news-hai

T : this is the latest news!!  😛
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Deal Cadet Deal Cadet
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@compumart Awesome alternative by ex Flipkart guy. It's called cheq digital. 1% cb on all payments. DM for referral code/link. Get 100 points=100 rupees as referral bonus.

Deal Newbie Deal Newbie
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Very true, nowadays got only 3 to 4 Rs. on any payment.

WhatsAppImage2023-05-12at1.33.54PM

WhatsAppImage2023-05-12at1.33.54PM1




Deal Newbie Deal Newbie
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You have try cheq app app gaves 1 percent cashback points to u maximum cashback points for 1 month 5000 convert to Amazon gift card 

Deal Newbie Deal Newbie
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Received Rs.1 per payment per card for 3 cards.

Pathetic.....

Rs.3/- for paying 153000/-

Deal Newbie Deal Newbie
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Cheq app better.

Deal Cadet Deal Cadet
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for me, i get same 3-4 rs everyday for first 4-5 payments..  anything after that, i am just getting coins only. no cashback.

Deal Newbie Deal Newbie
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Cheq is equally useless. I didn't get any notification or message even though the transaction showed as failed after remaining pending for hours. The customer care is also pathetic and you don't get any response other than automated messages.

Deal Newbie Deal Newbie
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Cheq has turned useless now. They have made the minimum coins to redeem as 2000 for most of the vouchers. So, you have to pay a minimum of 2,00,000 worth of bills to avail one voucher.

And 2000 coins = 1000 Amazon voucher. So, what we get is 1000Rs for payment of 2,00,000..i.e., 0.5%

The PostMighty The PostMighty
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Tried Mobikwik - they took 3 days
Paid via amazon itself - Same 3 day
Paid Via Cheq - within hours
Cred - Same day

Payzapp - Not yet tried
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Wingman Wingman
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Conclusion ? Which app is best for maximum cashback on credit card payment. What about postpe, so many checks while registering for first time and have to allow 10 contacts they can access just in case...

Generous Generous
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Have not tried Payzapp. Cred has been my go-to app since its launch and since last month, have been using Cheq- Not as reliable as cred as twice had to pay with cred when transactions failed. Moreover, I think there is limit of 1 Lac/day for UPI in cheq or maybe that is Gpay restriction.

Deal Newbie Deal Newbie
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Cred is worst
Deal Newbie Deal Newbie
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Oh, no.

You can atleast generate casback of 530 on 53k payment. 

Still people are using bread and cheq 😂

Deal Newbie Deal Newbie
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I'm using cheQ since 2 months, I feel better replacement for CRED. you'll get 1% cashback and you can vouchers with that cashback.

Deal Cadet Deal Cadet
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Cred stopped allowing credit card payment using debit card for amounts below 50000/- 😔

Deal Subedar Deal Subedar
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@abhishek012 bro i have bob and HDFC UPI credit card i want to know as of now is there any charges like wallet transaction fee charged by HDFC or bob if we use their UPI credit card 

Finance Ninja Finance Ninja
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UPI is 100% free for customers and will not charge for the next 1 trillion years.
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Deal Cadet Deal Cadet
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CRED is waste... Cheq is charging 0.2% for bill payment and we can get cash at 0.25%. so, basically getting only 0.05% on bill payment.

So, is there any better alternative, is postpe is good? 

replyuser
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