Don’t bother about credit limit, and Pls don’t take relatives seriously, if possible stay away from them.
credit card limit query ? Relative Boasting
- 2604
- 23
-
- Last Comment
One of my distant family member became RM in hdfc bank and he was boasting about it today in a family gathering and he said three branches come under me and all that kind of shizz . So i told him to get me a hdfc credit card . He asked me do you have any other card I said yes and then asked the limit I told him 180000 ( I told him just one of my cards limit )then he said your limit is nothing this is student card limit lol. Is it true ? Because as far as I know it took me 1 year of continuous use of cc to reach to this limit.
So kindly shed some light is there any student cards limit .
P.S – I am not a student
And I hold cards from axis,sbi,rbl and icici and all of them have limits above 1 lakh and one is 2 lakh plus . I told him about 180000 because that’s my most used card .
- Sort By
LOL There is some truth in it.
HDFC hands out 75k-1.2L CL CCs as preapproved ones to literally anyone and everyone.
But that “Student card limit” remark though was bit of a punch down. That snobbish disdain of achievements of other family member by some other family member is part and parcel of every family gathering. Take in stride and move on.
RM, u mean regional manager?? he can say anything but 1.80L is definitely not a student limit…
dont ask him for a credit card he might help u with approval but not with limit, its beyond his arms reach so…
if it was in his reach he would have said he could give u a card with 2-3 lacs limit…
ask him for a zero balance classic account in any of the 3 branches… u might have to maintain 1 lac for 3-4 months till upgrade but later branch manager can do his trick and provide zero balance classic account…
or relationship manager
.
Sirji unko pucho next phase of upgrades/LE kab hain.
1.8L lakh limit is completely sufficient for most people. Don’t listen to him. Even if you are a heavy spender you can divide your spends accross multiple cards.
If u have enough limit then what is his role? ask him to get Diners card or at least Regalia approved after 3-4 months, open ur a/c now in one of those 3 branches
U praise him saying u heard many saying RM can get any card…
+1
The next time you see him, imagine a jackass in tie and office suit.
y RM gaali khaye bina apni aukaat bhul jaate h chill bro, people will talk shit all the time, your time, money, health and peace are most important and not some bank or credit card
Bro, One suggestion…
This things should go in one ear and out the other…
And 1.8lakh is not student limit… Even people earning 2lakh/month aren’t getting this limit directly
Find out if Truecaller has flagged him as a Spammer yet.
Don’t bother about credit limit, and Pls don’t take relatives seriously, if possible stay away from them.