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Credit card now charging 1% with 18% gst on utility mcc

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Deal Cadet
popkwai57

IDFC now started 1% fee with 18% gst on utility payment if total spend above 20K in each billing cycle.

If you are using credit limit for CC TO BANK then kindly check mcc before rotating. 

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Deal Cadet Deal Cadet
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Deal Cadet Deal Cadet
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Deal Newbie Deal Newbie
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So snap pay game over? 

Deal Cadet Deal Cadet
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Yes most probably thats count on utility 

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Deal Newbie Deal Newbie
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anyone provide utility mcc code? 

Deal Cadet Deal Cadet
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Google

Beacon Beacon
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Yes Bank also applying charges on Utility.

Deal Lieutenant Deal Lieutenant
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they even charge for wallet load
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Flame Flame
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Recharges (prepaid)& bill payments(postpaid ,fiber, electricity) are under utility or not?

Also confirm if MCC is 4900 for utility

Finance Mentor Finance Mentor
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yes 4900 is utility (generic, almost all common covered through aggregators, telecom, fuel can be different but mostly at company outlets/webpages)

Deal Cadet Deal Cadet
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yaar iska koi tarika nikalna bhoot jaroori ha

Finance Mentor Finance Mentor
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kya... MCC change karwaoge kya?
Deal Newbie Deal Newbie
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Yes plus1 sir

Generous Generous
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In case of yes bank the 15 k limit is per calendar month or per billing cycle?

replyuser
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