Credit Card Payments every month...what best options to pay with some benefits?

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Deal Cadet
rak007

I want to know what options for credit card payments do I have every month which can possibly give me some more benefit? I currently use CRED and if lucky, I may get like Rs.5 or so as cashback.

I am looking for alternatives if any.

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With HDFC platinum dc you get 1% cb on bill payment upto 750

With millenia dc, you can load Paytm wallet and get 1% upto 400. Pay cc bill with Paytm wallet

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With Jupiter UPI through Amazon you get 1% cb upto 100
With Jupiter debit card through Mokikwik you get 1% cb upto 150.

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neehesh wrote:

With HDFC platinum dc you get 1% cb on bill payment upto 750

With millenia dc, you can load Paytm wallet and get 1% upto 400. Pay cc bill with Paytm wallet

Annual charges are high for both these debit cards is there any way to waive off annual charges

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rahulsoni0706846 wrote:

Annual charges are high for both these debit cards is there any way to waive off annual charges

If you are a classic banking customer, you get platinum dc for free

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neehesh wrote:

If you are a classic banking customer, you get platinum dc for free

Requirements for classic banking customer, currently i don’t have any account with hdfc

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rahulsoni0706846 wrote:

Annual charges are high for both these debit cards is there any way to waive off annual charges

Savings max account gets this card LIFETIME FREE
25K AVG BALANCE

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How do you pay the credit card using a debit card?

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purnima33497809 wrote:

How do you pay the credit card using a debit card?

you can load the wallet, say Paytm with the Debit card and HDFC Millennia card has 1% upto 400 INR per month Cash back

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purnima33497809 wrote:

How do you pay the credit card using a debit card?

HDFC platinum debit card gives 1% cb on CC bill through netbanking/mobile app via billpay feature. This will only work if you have HDFC savings account.

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samm255 wrote:

HDFC platinum debit card gives 1% cb on CC bill through netbanking/mobile app via billpay feature. This will only work if you have HDFC savings account.

I tried paying one of my non Hdfc CC bill on billpay but I didn’t get any cashback. I own Easyshop preferred platinum DC. Its been more than a month now. How many days does it take for getting Cashback

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It seems they support only a limited set of card – and don’t even have HDFC in the list itself.

Loading the wallet might work with Millennial but not with a preferred debit card.

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ynkamat wrote:

I tried paying one of my non Hdfc CC bill on billpay but I didn’t get any cashback. I own Easyshop preferred platinum DC. Its been more than a month now. How many days does it take for getting Cashback

Points credit in 2 or 3 days, you will get 1% return in the form of points not cashback which you can redeem in savings account. Did you check debit card point redemption section?

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ynkamat wrote:

I tried paying one of my non Hdfc CC bill on billpay but I didn’t get any cashback. I own Easyshop preferred platinum DC. Its been more than a month now. How many days does it take for getting Cashback

You won’t get cashback. You get cashback points which you have to redeem. I paid yesterday evening and received points now

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Thanks. Let me make a payment and will get back if it works. 

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prem4998 wrote:

You won’t get cashback. You get cashback points which you have to redeem. I paid yesterday evening and received points now

Agree. I got credit points within 2 days. Thanks.

Can someone confirm if we use millenia dc to purchase amazon coupon of 10k with 5% cb and then pay CC bill. How much cash back can we earn. I presume it would be limited to 400rs. And that cashback would come after 90 days. 

I am thinking of buying 10k via millenia dc and then another 10k via regalia CC to maximise returns. Any thoughts? 

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ynkamat wrote:

Agree. I got credit points within 2 days. Thanks.

Can someone confirm if we use millenia dc to purchase amazon coupon of 10k with 5% cb and then pay CC bill. How much cash back can we earn. I presume it would be limited to 400rs. And that cashback would come after 90 days. 

I am thinking of buying 10k via millenia dc and then another 10k via regalia CC to maximise returns. Any thoughts? 

You can’t pay through amazon pay balance for cc bills.

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