Credit card statement date change
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Which bank credit card allow to change statement date ?
I have more than 12 cc so due to maintain all cc i want specific same statment date for all credit card
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You can check in bank mobile app or Net-banking, something like change your billing cycle
ICICI
Icici,hdfc
In Icici U Can Change Billing Date Urself In Net Banking
Axis, ICICI, SBI
I also want to do the same.. I remember, I called my first bank for flipkart axis card.. they said they have no option todo so….
If anyone do.. can they please let me know bankwise procedure to change date
all credit card let u change statement generation date. i have changed to 25th, so that I can pay on 27th.
You can aways ask CC issuer for the change necessary.
I Have more then 40 Cards in the family.
i set 20th as the default date. For Some 16 (BOB) & 18 (Indus) So I pay all the bills together Around 25th Never faced any problem.
Just Tata Neu date is 1st (Can't be changed)
better to keep the date around same for all cards will be easy to maintain, Do bot run around for interest free period. If you planning for the long game.
Right info:)
ya interest free period is a trap to keep us engaged in this transaction of credit cards. DONT FALL FOR IT.
As once you entered a transaction on 1st billing cycle there is logically no 45 days on the next billing cycle you are just postponing the payment 45 days only once in a lifetime in that recurring transaction in a card after that.. every transaction is just following it up
(example: utility bill on 1st billing cycle you get 45 days and in the next billing cycle the same RECURRING utility bill will give a mirage of 45 days but in reality, its just postponement there is no 45 days on 2nd bill onwards if we calculate the intricacies of continuous recurring utility bill transactions)
So always look after easy maintenance to build credit score on longer run, than 45 days credit period gaming trap by the credit card companies
This 45 days interest free credit game will only work for you if you do lot of different unique transaction , it wont work for recurring transactions
As per RBI rules, all banks will provide due date change. Some banks allow any date while others allow only predefined dates. Check netbanking or apps.
Except ICICI you have to contact customer support for changing of statement date.
Don't keep same for all. You can keep 5,10,15,20,25 and like that so you can make use of interest free period and also easily remember. Mostly all banks allow date change. But in some cards all dates are not available. Like in Yes Bank Ace card you can choose between 12-20 only. So call all banks one by one. Make a note of which dates are available for which cards. And then you can decide which particular date you want for which card.