Credit Card Wave

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Deal Cadet
BlackSwan

Hello everybody,

We’ve recently experienced a huge rush in credit card segment where we’ve seen exciting offers and perks provided.

I want your expertise to decide which cards are more relevant and a must have considering the current trends.

It’ll be great to know the list of cards you own too.

So, fellow dimers… Ahoo! Ahoo! Ahoo!!

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Deal Cadet Deal Cadet
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Instead of creating a thread for this, you could have done a search on DD.

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deep_ wrote:

Instead of creating a thread for this, you could have done a search on DD.

I did and didn’t find anything worthy or related to what I was looking. If you could then pls share the link. Appreciate your comment. Thanks

Deal Cadet Deal Cadet
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deep_ wrote:

Instead of creating a thread for this, you could have done a search on DD.

I’m waiting bro @deep_

Hiking that you find one smile

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BlackSwan wrote:

I did and didn’t find anything worthy or related to what I was looking. If you could then pls share the link. Appreciate your comment. Thanks

Brother, DD is full of Credit Card threads and you say you did not find anything worthy or related 😳. Its a insult for hundreds of dimers who have posted or commented about Credit Cards 😃

Chennai Super Kings Chennai Super Kings
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BlackSwan wrote:

This is awesome. Thanks for sharing. I’m also looking for suggestions on Onecard, Jupiter , Slice, Unicard and so on.. any inputs on that is highly appreciated.

Thank you again for the link relaxed

Np, I don’t follow topics around those other cards hence don’t have any handy posts. Please search for them.

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BBal wrote:

Np, I don’t follow topics around those other cards hence don’t have any handy posts. Please search for them.

Exactly! There is no proper thread with info on these new age cards. Anyways, thanks again for the help

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Santhu4444 wrote:

Brother, DD is full of Credit Card threads and you say you did not find anything worthy or related 😳. Its a insult for hundreds of dimers who have posted or commented about Credit Cards 😃

Bhai and @ajay_143

I’ve been looking for details on the new age cards which I wasn’t able to find it anywhere. Appreciate your response. Kindly share the link if you could find it for cards like Onecard vs Slice vs Jupiter and so on

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BlackSwan wrote:

Exactly! There is no proper thread with info on these new age cards. Anyways, thanks again for the help

Also please be a bit mindful about these creditline products like slice, unipay, etc., as they may have a bit impact on your CIBIL in the form of loans.

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pranavcool wrote:

bro use search feature

Sure, thanks for letting me know but if you could help me with the details on new age cards would be appreciated. smile

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BlackSwan wrote:

Bhai and @ajay_143

I’ve been looking for details on the new age cards which I wasn’t able to find it anywhere. Appreciate your response. Kindly share the link if you could find it for cards like Onecard vs Slice vs Jupiter and so on

I would suggest you not to search or look for these “NEW AGE CARDS” as @BBal mentioned, this will have impact on your Credit Scores. 

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BBal wrote:

Also please be a bit mindful about these creditline products like slice, unipay, etc., as they may have a bit impact on your CIBIL in the form of loans.

Got it. I’ve never been so confused ever before, there is a whole buffet of cards now. Phewww!

I’ve a good score though but I feel like getting them all.

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Santhu4444 wrote:

I would suggest you not to search or look for these “NEW AGE CARDS” as @BBal mentioned, this will have impact on your Credit Scores. 

But the new age cards are the ones that are providing the max offers be it movie tickets, swiggy, zomato, Amazon. They’re everywhere and they’re here to stay

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BlackSwan wrote:

But the new age cards are the ones that are providing the max offers be it movie tickets, swiggy, zomato, Amazon. They’re everywhere and they’re here to stay

Yes, They are here to stay and make impact on the Credit Scores. Good Luck. 

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BlackSwan wrote:

But the new age cards are the ones that are providing the max offers be it movie tickets, swiggy, zomato, Amazon. They’re everywhere and they’re here to stay

But those offers won’t last long. In the start they provide such offers to grab the user base and then you know the picture. Anyway, everybody’s spend criteria and requirements differ, hence please do assess your criteria and then take a call about any such products.

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Santhu4444 wrote:

Yes, They are here to stay and make impact on the Credit Scores. Good Luck. 

Haha … Good one bro smile this discussion has been started out of curiosity so I welcome all the responses. Thanks

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BlackSwan wrote:

This is awesome. Thanks for sharing. I’m also looking for suggestions on Onecard, Jupiter , Slice, Unicard and so on.. any inputs on that is highly appreciated.

Thank you again for the link relaxed

Slice and Unicard are not credit cards. Jupiter offers debit card, decent one.
Onecard is okay as secondary card for availing offers.
You see lots of offers/discounts are being given against these cards, to get more customers onboard as most of them are somewhat new entrants. Initially good for availing the offers, have to see how they sustain in long run.

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10ven wrote:

Slice and Unicard are not credit cards. Jupiter offers debit card, decent one.
Onecard is okay as secondary card for availing offers.
You see lots of offers/discounts are being given against these cards, to get more customers onboard as most of them are somewhat new entrants. Initially good for availing the offers, have to see how they sustain in long run.

In the last 1.5 years, I have received reward points worth 41k from OneCard. I’d say it’s a solid card.

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deep_ wrote:

In the last 1.5 years, I have received reward points worth 41k from OneCard. I’d say it’s a solid card.

how bro?

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deep_ wrote:

In the last 1.5 years, I have received reward points worth 41k from OneCard. I’d say it’s a solid card.

Yes much more solid than most cards out there as it is made of metal 😬

Critic Critic
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deep_ wrote:

In the last 1.5 years, I have received reward points worth 41k from OneCard. I’d say it’s a solid card.

There are ppl who got nearly 1 lakh profit from slice card via money rotation, so what. If you want to misuse & willing to take risks then it is easy to earn such amt on any good card but that does not make it good for everyone. Also such misusage of cards is mostly done by either jobless ppl or those having such jobs in which salary is good with lots of free time(yes there are such jobs especially in govt/psu sector).

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guest_999 wrote:

There are ppl who got nearly 1 lakh profit from slice card via money rotation, so what. If you want to misuse & willing to take risks then it is easy to earn such amt on any good card but that does not make it good for everyone. Also such misusage of cards is mostly done by either jobless ppl or those having such jobs in which salary is good with lots of free time(yes there are such jobs especially in govt/psu sector).

Why? Why did you say all this? OneCard doesn’t give reward points on any money rotation schemes, be it wallet load or rent payments. I genuinely spent and all the reward points were given on the promotional offers that are run by OneCard.

You need to stabilize your mind, Bro. You get out of control out of no reason.

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10ven wrote:

Yes much more solid than most cards out there as it is made of metal 😬

I was considering the rewards received on spents, not the fact that it is metal. But yeah, it is solid as metal. grin

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deep_ wrote:

Why? Why did you say all this? OneCard doesn’t give reward points on any money rotation schemes, be it wallet load or rent payments. I genuinely spent and all the reward points were given on the promotional offers that are run by OneCard.

You need to stabilize your mind, Bro. You get out of control out of no reason.

I was merely stating the facts but you seem to miss the point completely(aka a card worth is not measured only by profit earned as everyone’s usage is different). Anyway I won’t be discussing it further but just to correct you, ppl used to earn thousands worth of reward points by money rotation only via rent payments done on onecard & that is why onecard specifically started excluding it from offers a few months back. Even now there are many ppl reselling GVs bought via onecard offers & this was also one of the reason why amazon finally started placing limit on how much GVs one can buy using credit card in a month on amazon.


As you can see bro, my mind is quite stabilized & in control. It is you who need to introspect why you thought I was somehow offending you via my earlier post. If I were in your place & somebody has replied to me similarly then I certainly wouldn’t be posting like you did.

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