Credit Cards with 0% Markup fee

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Deal Cadet
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What are the available credit cards that offer 0% cross markup fee?

I only find IDFC Wow Secured CC.

SBI cashback with 5% that can be used to make it 0% markup fee.

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HDFC Infinia 2%+18% gst forex fee but get 3.33% reward rate effectively nullifies the markup

Deal Subedar Deal Subedar
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NiYO global - prepaid 

Onecard - 1%, 0% effective with rewards, comes with complimentary dumb support

Deal Cadet Deal Cadet
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Theres rbl world safari, indusind pinoeer heritage and idfc wow for credit cards, debit cards can be induind signature exclusive visa and master, niyo global etc
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TempAcc wrote:

NiYO global - prepaid 

Onecard - 1%, 0% effective with rewards, comes with complimentary dumb support

They are offering fd based, i stop here.
Deal Cadet Deal Cadet
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IndusInd exclusive debit card
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TempAcc wrote:
Almost all banks provide secured cards; what's your point?
Yes, I don't see a point paying for onecard as it not improve cibil and 50k fd is required as per my location. I can get IDFC wow on FD.
Deal Subedar Deal Subedar
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Deleted-Account-1321323 wrote:
Yes, I don't see a point paying for onecard as it not improve cibil and 50k fd is required as per my location. I can get IDFC wow on FD.

You might be wrong about the CIBIL thing, It is listed under Federal bank and contributes towards my report. It's a different point that you're not eligible for the unsecured variant at the moment.

Deal Cadet Deal Cadet
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Axis reserve and atlas post reward are more than 0%markup

Deal Subedar Deal Subedar
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He needs a common man's 0% forex card, not for super affluent class... and that seems to be the mango man's metal infinia -OneCard, but he's tied up there too...

Deal Newbie Deal Newbie
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legend101 wrote:
Theres rbl world safari, indusind pinoeer heritage and idfc wow for credit cards, debit cards can be induind signature exclusive visa and master, niyo global etc

Dont' ever take  RBL WORLD SAFARI CREDIT CARD , this card does not have any foreign markup fee, but they are actually charging 0.9-1% higher exchange rate at the time of settlement.  already email communication is happening with principal nodal officer from last 6-7 months But they reply once or twice in a month and always saying we are working on it.


Now from last 1 month , i didn't received any response.

I have never seen such LAZY bank.. So i will advise guys stay away from such banks which cant provide support/solution to their customer.

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ravi72194306 wrote:

Dont' ever take  RBL WORLD SAFARI CREDIT CARD , this card does not have any foreign markup fee, but they are actually charging 0.9-1% higher exchange rate at the time of settlement.  already email communication is happening with principal nodal officer from last 6-7 months But they reply once or twice in a month and always saying we are working on it.


Now from last 1 month , i didn't received any response.

I have never seen such LAZY bank.. So i will advise guys stay away from such banks which cant provide support/solution to their customer.

Higher than the mastercard exchange rate? or you mean the exchange rate shown on google?
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timelord wrote:

HDFC Infinia 2%+18% gst forex fee but get 3.33% reward rate effectively nullifies the markup

Can you please tell if you have used HDFC Infinia internationally, will I be charged this 2% + GST only or any thing at all above that?

I have HDFC Infinia...was thinking of getting Niyo Global for an international travel.

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batguy143 wrote:

Can you please tell if you have used HDFC Infinia internationally, will I be charged this 2% + GST only or any thing at all above that?

I have HDFC Infinia...was thinking of getting Niyo Global for an international travel.

Want to know same

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