Credit cards with wallet offers

@bargainhunter Hope you utilized the Citibank accelerated rewards/miles offer for Freecharge which was valid till Mar 31. I sure did.

Not aware of any such offers for wallets which are presently valid. But I am also interested to know.

CC @cybertechie @1cooldesidd

@DealSeeker wrote:

@bargainhunter Hope you utilized the Citibank accelerated rewards/miles offer for Freecharge which was valid till Mar 31. I sure did.

Not aware of any such offers for wallets which are presently valid. But I am also interested to know.

CC @cybertechie @1cooldesidd

Standard Chartered bank also give 5% cashback on spends offer time to time i think,don’t know about its reward system.

HDFC Diners Club Offer Is Going On.. 10x Points… SD/FK / BMS

For More Offer Details @A2Zdeals Will Help..

Edit – I m not able to load money in BMS with Diners Club Card.. Ny Idea ?

@VaibhavJain wrote:

Standard Chartered bank also give 5% cashback on spends offer time to time i think,don’t know about its reward system.

Yes, they do. Their offers are for all transactions, which is good. But the offers are not frequent and usually last only for a short period of time. Moreover, we are interested in wallet specific offers if you catch our drift.

@DealSeeker wrote:

@VaibhavJain wrote:

Standard Chartered bank also give 5% cashback on spends offer time to time i think,don’t know about its reward system.

Yes, they do. But their offers are for all transactions, which is good. But the offers are not frequent and usually last only for a short period of time. Moreover, we are interested in wallet specific offers if you catch our drift.

@DealSeeker wrote:

@bargainhunter Hope you utilized the Citibank accelerated rewards/miles offer for Freecharge which was valid till Mar 31. I sure did.

Not aware of any such offers for wallets which are presently valid. But I am also interested to know.

CC @cybertechie @1cooldesidd

Yes bro! Utilized ~50k per month on freecharge. This month is now dry!

Good to see someone catching the frequency so accurately!

@VaibhavJain wrote:

then buying RuPay is best right now for wallet offers.

Hahaaa…yes and no, bro. I think you are still not realizing the extent of what we are trying to do here.

Anyway, have you found some reliable way to buy Rupay prepaid cards online? Is that IRCTC card working on other sites now? CC @rajdesidime

@DealSeeker wrote:

@VaibhavJain wrote:

then buying RuPay is best right now for wallet offers.

Hahaaa…yes and no, bro. I think you are still not realizing the extent of what we are trying to do here.

Anyway, have you found some reliable way to buy Rupay prepaid cards online? Is that IRCTC card working on other sites now? CC @rajdesidime

@VaibhavJain wrote:

@DealSeeker wrote:

@VaibhavJain wrote:

then buying RuPay is best right now for wallet offers.

Hahaaa…yes and no, bro. I think you are still not realizing the extent of what we are trying to do here.

Anyway, have you found some reliable way to buy Rupay prepaid cards online? Is that IRCTC card working on other sites now? CC @rajdesidime

No, i still not able to buy that card from irctc and that line was Sarcasm not a suggestion.

arey bhai, inactive hogya? no lighting alerts, no deals, no tricks

@FeelMyL0Ve wrote:

@VaibhavJain wrote:

@DealSeeker wrote:

@VaibhavJain wrote:

then buying RuPay is best right now for wallet offers.

Hahaaa…yes and no, bro. I think you are still not realizing the extent of what we are trying to do here.

Anyway, have you found some reliable way to buy Rupay prepaid cards online? Is that IRCTC card working on other sites now? CC @rajdesidime

No, i still not able to buy that card from irctc and that line was Sarcasm not a suggestion.

arey bhai, inactive hogya? no lighting alerts, no deals, no tricks

@bargainhunter wrote:
Yes bro! Utilized ~50k per month on freecharge. This month is now dry!

Good to see someone catching the frequency so accurately!

I hope you have taken note of the new guidelines which mandate sharing of PAN number in case wallet top exceeds Rs. 50000 in a FY.

@disclaimer wrote:

@bargainhunter wrote:
Yes bro! Utilized ~50k per month on freecharge. This month is now dry!

Good to see someone catching the frequency so accurately!

I hope you have taken note of the new guidelines which mandate sharing of PAN number in case wallet top exceeds Rs. 50000 in a FY.

You bold him. I guess he was just faking.

@VaibhavJain wrote:

@FeelMyL0Ve wrote:

@VaibhavJain wrote:

@DealSeeker wrote:

@VaibhavJain wrote:

then buying RuPay is best right now for wallet offers.

Hahaaa…yes and no, bro. I think you are still not realizing the extent of what we are trying to do here.

Anyway, have you found some reliable way to buy Rupay prepaid cards online? Is that IRCTC card working on other sites now? CC @rajdesidime

No, i still not able to buy that card from irctc and that line was Sarcasm not a suggestion.

arey bhai, inactive hogya? no lighting alerts, no deals, no tricks

Exam the bhai, ab khatam ho gye.

Kaise rhe bhai? Result kab aa rha hai?

@Sharingan wrote:

@VaibhavJain wrote:

@FeelMyL0Ve wrote:

@VaibhavJain wrote:

@DealSeeker wrote:

@VaibhavJain wrote:

then buying RuPay is best right now for wallet offers.

Hahaaa…yes and no, bro. I think you are still not realizing the extent of what we are trying to do here.

Anyway, have you found some reliable way to buy Rupay prepaid cards online? Is that IRCTC card working on other sites now? CC @rajdesidime

No, i still not able to buy that card from irctc and that line was Sarcasm not a suggestion.

arey bhai, inactive hogya? no lighting alerts, no deals, no tricks

Exam the bhai, ab khatam ho gye.

Kaise rhe bhai? Result kab aa rha hai?

@whitewalkers wrote:

@disclaimer wrote:

@bargainhunter wrote:
Yes bro! Utilized ~50k per month on freecharge. This month is now dry!

Good to see someone catching the frequency so accurately!

I hope you have taken note of the new guidelines which mandate sharing of PAN number in case wallet top exceeds Rs. 50000 in a FY.

You bold him. I guess he was just faking.

Aww! So smart!!!

@BliNdThOkO_10 wrote:

HDFC Diners Club Offer Is Going On.. 10x Points… SD/FK / BMS

For More Offer Details @A2Zdeals Will Help..

Edit – I m not able to load money in BMS with Diners Club Card.. Ny Idea ?

@bargainhunter

Sbi simply click card offers 10x points on amazon, Ola, Bookmyshow inter alia.

I guess dimers will find out ways to utilize these merchants / wallets.
Ola money
Bookmyshow wallet

Cc : @DealSeeker
@VaibhavJain
@disclaimer

@bargainhunter

What will you do if you get 10x points on wallets? Value of those points still remain within 2%.
If you can elaborate a bit.

@A2Zdeals wrote:

Sbi simply click card offers 10x points on amazon, Ola, Bookmyshow inter alia.

I guess dimers will find out ways to utilize these merchants / wallets.
Ola money
Bookmyshow wallet

I don’t think it is a very good card. For Amazon gift voucher worth Rs. 1000, you need 5200 points ie spend Rs. 52000 on 10x partners. Which is just 1.92%!

@A2Zdeals wrote:

@bargainhunter

What will you do if you get 10x points on wallets? Value of those points still remain within 2%.
If you can elaborate a bit.

Citibank had 2.8%

@A2Zdeals wrote:

@bargainhunter

What will you do if you get 10x points on wallets? Value of those points still remain within 2%.
If you can elaborate a bit.

Can’t we do load wallet and transfer it to bank again …?

@A2Zdeals wrote:

@bargainhunter

What will you do if you get 10x points on wallets? Value of those points still remain within 2%.
If you can elaborate a bit.

On my Citi Premier Miles card, 1 mile = 0.45 rupee for redemption on Yatra, Goibibo, etc.

I get 4 miles per 100 bucks spent (=1.8%) for all purchases. For accelerated miles merchants like Flipkart, I get 10 miles per 100 bucks spent (=4.5%).

CC @disclaimer

@DealSeeker wrote:

I get 4 miles per 100 bucks spent (=1.8%) for all purchases. For accelerated miles merchants like Flipkart, I get 10 miles per 100 bucks spent (=4.5%).

But is it the real value because at times other banks have better promotional coupons for flight booking?

@disclaimer wrote:

@DealSeeker wrote:
…
I get 4 miles per 100 bucks spent (=1.8%) for all purchases. For accelerated miles merchants like Flipkart, I get 10 miles per 100 bucks spent (=4.5%).

But is it the real value because at times other banks have better promotional coupons for flight booking?

Until the recent wallet offers, the discount scene for flights sucked real bad. In any case, I earn and redeem the miles often so I love that card.

@DealSeeker wrote:

@disclaimer wrote:

@DealSeeker wrote:
…
I get 4 miles per 100 bucks spent (=1.8%) for all purchases. For accelerated miles merchants like Flipkart, I get 10 miles per 100 bucks spent (=4.5%).

But is it the real value because at times other banks have better promotional coupons for flight booking?

You and I know both know that flight coupons are mostly a hogwash (they just offset the convenience fees in most cases).

Until the recent wallet offers, the discount scene for flights sucked real bad. In any case, I earn and redeem the miles often so I love that card.

@disclaimer wrote:

Recently there are offers like 1200/1300 cashback(bank specific), so isn’t that card losing a bit of relevance unless you are using it for lounge access and most of the spends are at accelerated rewards partners?

Examples?

As for the card’s utility, yes, I do cringe a little nowadays when I see good wallet/bank specific offers. But Yatra’s flat 500/1000 off code (via Freecharge) made me happy. Besides, 1.8% on all purchases is not bad. I pay only 1000 for annual fee (special rate ) and get 3000 miles on every renewal. So, in a way, they are paying me 350 bucks for using this card.

Moreover, this card has the highest credit limit for me (mostly because I use it for >90% of all my purchases). And, yes, I do enjoy the lounges often.

@DealSeeker wrote:

Examples?

As for the card’s utility, yes, I do cringe a little nowadays when I see good wallet/bank specific offers. But Yatra’s flat 500/1000 off code (via Freecharge) made me happy. Besides, 1.8% on all purchases is not bad. I pay only 1000 for annual fee (special rate ) and get 3000 miles on every renewal. So, in a way, they are paying me 350 bucks for using this card.

Moreover, this card has the highest credit limit for me (mostly because I use it for >90% of all my purchases). And, yes, I do enjoy the lounges often.

Like that HSBC cleartrip 1200 off on 5000+ on round trip booking.

You mentioned elsewhere, the card was a converted one due to discontinuation of earlier variant. 1000 including Service tax?? Great if you are getting it for free, those apprehensions valid only for those using this product by paying Rs. 3000+taxes. I yhink Citi, HDFC and SCB provide decent credit limits, Icici seems worst.

@bargainhunter

Sorry, your thread has been hijacked

@disclaimer wrote:

Like that HSBC cleartrip 1200 off on 5000+ on round trip booking.

You mentioned elsewhere, the card was a converted one due to discontinuation of earlier variant. 1000 including Service tax?? Great if you are getting it for free, those apprehensions valid only for those using this product by paying Rs. 3000+taxes. I yhink Citi, HDFC and SCB provide decent credit limits, Icici seems worst.

They have made that HSBC offer valid only on Fridays now, so not good for people like me who usually book at the last minute.

As for the annual fee, it’s 1000+ST. Yes, they grandfathered me in from a discontinued card. Agree with the bank-specific credit limits in general, but I have a decent credit limit (3L+) on my ICICI card as well, probably because I also have a corporate current account with ICICI.

@DealSeeker wrote:


They have made that HSBC offer valid only on Fridays now, so not good for people like me who usually book at the last minute.

As for the annual fee, it’s 1000+ST. Yes, they grandfathered me in from a discontinued card. Agree with the bank-specific credit limits in general, but I have a decent credit limit (3L+) on my ICICI card as well, probably because I also have a corporate current account with ICICI.

Yes, corporate class travellers have different requirements

Maybe special conditions for premium customers, otherwise they are not that much liberal