Credit Card cibil enquiry amounts of respective credit cards and it's significance
- 2361
- 30
-
- Last Comment
Most of the pre-approved credit card cibil hit makes low amount cibil enquiry
inAxis 10000 HDFC 1000
For SBI simply click their enquiry amount is Rs.50000
But for Co branded cards like IRCTC and IOCL card enquiry amount is only Rs.100
BOB financial enquiry 50,000 for normal cards
Kotak Mahindra bank credit card enquiry amount 15000 and 50000 on first attempt they make 15000 Rs. enquiry and on second attempt they make 50000 Rs. enquiry
RBL pre-approved cibil enquiry amount Rs.1000
One thing I observed after checking analysing cibil reports of many people that if cibil enquiry amount is low approval chances are high and most of the pre-approved credit cards make small amount cibil enquiry
What is your experience guys share please
- Sort By
None for me. They didn’t even ask for Aadhaar or PAN
I received pre-approved Sapphiro in January without any hard pull
Why there is so much difference between CIBIL enquiry amounts ? What is that enquiry amount means ?
Through credit enquiry amount banks check credit worthiness
eg: for a 1000 rupees enquiry bank asks cibil, is this person is worth of giving 1000 Rs. credit? even for no cibil history customers such amounts are approved and if bank gave pre-approved offer they plus it with their AI system observations and provide system approved limit to the customers
Fraud si creva Kissht loan cibil enquiry amount is Re 1 only they want to give you loan at any cost to loot you through their very very high interest rates
1.Flipkart Pay Later – IDFC First Bank – Enquiry Amount 10,000 – Credit Limit – 5000Rs – Marked as Consumer Loan (That’s why People say,be cautious about Pay Later,when they are saying that i am gonna get 5k credit limit on Flipkart then why the hell in CIBIL,they enquired about 10k 
2. ICICI BANK – Secured Credit Card – Enquiry Amount 10,000 – Credit Limit- 9000Rs (90% of FD Limit) Strange to see, But CIBIL Enquiry should not be on Secured Credit Card Right? 
Earlier, I had Kotak Dream Different Credit Card, they didn’t mark enquiry on CIBIL!
3. ICICI Amazon Pay Credit Card – Enquiry Amount – 1 Lac Rupees 
– Not Issued/Rejected
4. AXIS BANK Credit Card – Enquiry Amount – 10,000, Not issued/Rejected 
These Last 2 Enquiries Made by me, just to check whether they give any card to me and I applied this when my CIBIL Didn’t Generated 
While opening ICICI mine account, they automatically fetched my credit score later I came to know it was for an amount of ₹10 lakhs! 
Paytm Postpaid also checked CIBIL multiple times before approval however seems they made no hard enquiry
Ohh!
But CIBIL me Enquiry to huyi na?
.
Amazon pay ICICI card also do Rs. 10000 enquiry if a customer has good savings account relationship with ICICI, approval chances are much higher in apay card issuance if 10000 Rs. enquiry made
Applied for apay card on 3rd July.. No income documents asked.. Completed physical KYC on 24th July.. one more hard enquiry for ₹10000 made on 28th July.. no income proof asked.. but Application got declined yesterday..
ICICI pre-approved credit card CIBIL enquiry amount Rs.10,000