Do you REGULARLY check your CIBIL or any other CIC's credit score to keep you safe?
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CREDIT SCORE -> Free Credit Report from the 4 four RBI-approved credit bureaus (CIC's - Credit Information Companies) in India

86°
Deal Subedar
DEEPANGEORGE

Hello Dimers,

The links the 4 CIC's / Credit Score Companies is as follows:

As per RBI 1 free report should be mandatorly given by these 4 Companies in a financial year so check your 1 free report by logging in using your PAN and phone number (or your email id) in these official websites:)

my doubt is how to get Equifax report? anyone know?

1) TransUnion CIBIL

https://myscore.cibil.com/CreditView/dashboard_...

2) Experian

https://consumer.experian.in/ECV-OLN/view/angu....

3) CRIF High Mark

https://cir.crifhighmark.com/personal-credit-re...

4) Equifax

Where to get this Equifax??? any link you know? (please comment)

Anyone know any free app to get Equifax report? as well? 

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19 Comments  |  
7 Dimers
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Generous Generous
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Cred have partnership with Equifax

Deal Subedar Deal Subedar
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oh good:) to know:)) interesting:)

hmm but for me Cred shows Crif score only sadly sad
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Wingman Wingman
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Paytm is having equifax I think

Deal Subedar Deal Subedar
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oh i see, hardly used services of paytm from start, kinda lost trust on paytm at this point of time too, good to know:) might try:) but not sure its worth the effort for paytm, good to know that it is available in it:)

Deal Subedar Deal Subedar
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Thanks for the link:)

Finance Ninja Finance Ninja
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Fun Fact - Only Experian India gives you free report unlimited times that too updated (Daily Refresh)

Deal Newbie Deal Newbie
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PNB Credit Card Charged Me With Annual Fee for Current Month Bill which is not supposed to levied. I talked to Customer Care and Now Same Has Been Credited Back. Annual Fee is the only transaction for Current Month. So My Question, Whether I need to Pay the Current Month Bill or Not as Total Outstanding is Zero.

Deal Subedar Deal Subedar
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better call customer care and ask if there is outstanding bill against your PNB credit card is there or not after this credit (ask again in customer care), based on that decide, only Customer care can confirm with accuracy as its unique situation for you

afaik you dont need to pay as you got refund credit against outstanding bill, but still just get confirmation from customer care:) 

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Deal Subedar Deal Subedar
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Paisabazaar provides all 4 every month for free but you may receive a lot of spam calls.

I haven't received any calls at all using it for the last 8 months

Deal Subedar Deal Subedar
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mhm I see:) many said the same about spam calls which scares me to use smile


i am thinking to get subscription for Equifax


already have cibil and crif subscription so thinking about Equifax 999


so that i can use score SIMILATOR along as well


currently my cibil is 750

equifax is 841

criff is 648

experian 805


hmm thinking on how to improve these 

Deal Newbie Deal Newbie
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Please update my cibil score 

Deal Newbie Deal Newbie
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1000125564

Deal Newbie Deal Newbie
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1000125564

Deal Subedar Deal Subedar
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use the toll free in cibil website and call them on their working hours, they will ask your past loan account number details or phone number linked to a loan account, for verification, then only you can successfully sign up for CIBIL


this happened for me as well when i signed up.. only way is getting to call their TOLL free and get this resolved

replyuser
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