https://www.desidime.com/discussions/credit-utilization-cibil?page=1#post_9545309
Yes, it might impact the credit score. Keep each card utilisation below 25-30%
Credit Utilization Query | CIBIL
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I have 3 different credit cards, and the credit usage on one of them exceeds 50%. However, when you add up the total credit usage from all 3 cards, it doesn't exceed 25%. Will having one card with over 50% usage impact my CIBIL score?
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https://www.desidime.com/discussions/credit-utilization-cibil?page=1#post_9545326
No impact. Cumulative utilisation should be under 30%
https://www.desidime.com/discussions/credit-utilization-cibil?page=1#post_9545807
What if we pay the 100% usage bill immediately before reporting?
https://www.desidime.com/discussions/credit-utilization-cibil?page=1#post_9546169
Do you mean, before bill generation date?
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No impact. Cumulative utilisation should be under 30%