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current fd rates?

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kartikxxx
What are the current fd interest rates your bank is offering?
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Entertainer Entertainer
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Rbl offering 7.8 for 15 months tenure

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Mere ko do

Main 17.5% dunga

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Entertainer Entertainer
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Sbi offering 6.8 for 366 days

Entertainer Entertainer
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Why so mamy laughing emoji on sbi?

What did i miss?

Finance Mentor Finance Mentor
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What % are you looking for?

Entertainer Entertainer
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Max n safe

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Deal Cadet Deal Cadet
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Tamilnadu mercherntail bank(TMB) 8% FOR 300 DAYS

Entertainer Entertainer
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Cooperative?

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Blogger Blogger
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ITC 

Generous Generous
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Ye sahi tha guru 😂😂
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Deal Newbie Deal Newbie
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There is CRED mint with 9%. 2 days liquidity. Although p2p via liquiloans but only users with good credit scores are eligible so SOMEWHAT reduces the risk.

The PostMighty The PostMighty
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AU bank

1cr -2 Cr non callable @ 8.35% Normal FD at 8.24% APR for 2-3 years.

Senior citizen 8.77% APR.

Finance Mentor Finance Mentor
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What tenure do you have in mind?

For upto 3 years, AU is offering 8 percent.

From 3 to 10 years, it's DCB  bank @ 7.6 percent. I expect this to maybe go up marginally in Mid April /April end to 7.75% after RBI hikes interest rate. 

For 10 years though, you might as well take KVP (Sovereign Guarantee). Doubles money in 9 years and 5 months @ current 7.5 percent interest rate. 

All interest taxable.

@guest_999 @kukdookoo

Entertainer Entertainer
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Less tenure, max 18 months

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Community Angel Community Angel
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Booked FD last month with ujjivan for 560 days @ 8.25%

Entertainer Entertainer
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How is sbm , offering 8.4 for 18months

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Check again. Rates revised from today.

Was SBM offering 8.4% FD earlier? not sure.
Or maybe you are referring to that ad of 8.4% p.a. in SBM PB Step Up credit card?
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Like Magnet Like Magnet
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idfc first - 7.75%

Freebie Finder Freebie Finder
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IndusInd and IDFC First bank banks offering 7.75% on FD

Deal Cadet Deal Cadet
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Paytm payment bank 6.25%. I just keep some money in it for liquidity

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Airtel Payments Bank offers a 6% annual interest rate on savings account deposits of more than Rs. 1 lakh, and a 2.5 percent annual interest rate on deposits of less than Rs. 1 lakh.

Best for liquidity
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Benevolent Benevolent
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Indian Post office gives 8.2 for senior citizens.

Entertainer Entertainer
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For normal?
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Tech Guru Tech Guru
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anyone into corporate FDs?
bajaj finance, mahindra finance, HDFC ltd etc

Entertainer Entertainer
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How much is the interest rate?

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Tech Guru Tech Guru
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bajaj - 7.4% pa for non senior, 7.95% for 44months
HDFC ltd - 7%pa to 7.3% based on tenures

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These corp FDs have no advantage over bank FDs. 
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Entertainer Entertainer
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Tomorrow I will go to bank and ask for best possible FD rates and make a new one

Entertainer Entertainer
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Which bank?

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Generous Generous
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Will FD rates increase further… as repo hike of 2*0.25 is highly likely.

When are FD rates likely to peak out?

@Ramta_Jogi @guest_999

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RBI expects banks to pass on the benefit, but as always banks are reluctant.

Repo of 0.25% is likely. 0.50% is a bit unlikely. Waiting for Thu.
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Deal Cadet Deal Cadet
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indusind 7.75%

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and axis is 7.6 percent non-callable.

Following.

Post Emperor Post Emperor
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Indusind 7.5% year between 2-3

Entertainer Entertainer
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Guys! Tell me if anybody made FD of amount greater than 15 lakhs. Are you getting extra 0.25%?

Critic Critic
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If 15L happens to be a considerable value wrt your net worth, it's always advisable to break into smaller chunks (preferably use a ladder method), even if you have to sacrifice the additional 0.25-0.5%.
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NO HIKE by RBI
Repo maintained at 6.50% 

replyuser
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