Dbs Vs Fi Vs Jupiter ? currently using DBS it is no more free now ?

Bro, same situation here. That’s why don’t keep your any money in dbs around 20 to 23 of every month. They charge MAB around this time period. After this time period over, then you can keep, they will not deduct. Believe me!

If you still don’t feel safe with DBS then, use Fi, Jupiter, NiyoX. Federal Bank and Equitus small saving bank are alternative. In my suggestion for you continue to use DBS or ICICI then transfer money before 20 of every month, and left them empty for 20 to 23. They will not deduct any single penny after that.

Use Jupiter.
Why maintain 5000 in DBS? Rather you can open account in established banks.

Gourmet wrote:

Bro, same situation here. That’s why don’t keep your any money in dbs around 20 to 23 of every month. They charge MAB around this time period. After this time period over, then you can keep, they will not deduct. Believe me!

is this a loophole or what ?

Snapz wrote:

Use Jupiter.
Why maintain 5000 in DBS? Rather you can open account in established banks.

my main account is with axis . Dbs is my secondary account

Then use Axis as primary savings account. And use Jupiter for day to day transactions.

I use ICICI + Jupiter.

Using Fi for a few months now. It serves its purpose well. 0 forex markup and 5 free ATM withdrawls are great for me. Using it for day to day UPI transactions and my OTT subscriptions as well. There are usually no offers unlike Jupiter. But you get Federal Bank netbanking if you want to use it as a complete bank.

Dealcharmer wrote:

my main account is with axis . Dbs is my secondary account

ONG

MrKool_JJ wrote:

ONG

Kya hua Bhai ?

Dealcharmer wrote:

Kya hua Bhai ?

Primary account with Axis…..

MrKool_JJ wrote:

Primary account with Axis…..

Yes almost 10 years got multiple credit cards and first loan from axis only that’s why never closed it ( no other bank was willing to give credit card to me and loan I am self employed .) After getting axis credit card got many other credit cards . Card on card basis.

Dealcharmer wrote:

is this a loophole or what ?

It’s not a loophole. It’s their SOP standard operating procedure. I noticed they mostly deducted around 20 to 23 of every month. I kept low balance of 200 – 500 in DBS and transfer it before 20 every month, so never got deduction but one time I forgot to transfer 10 rs. So it got deducted on 20. Same happened in ICICI on 22 of every month. I think your money also got deducted on 20, right?

MrKool_JJ wrote:

Primary account with Axis…..

Rich VIP LADKA

Gourmet wrote:

Rich VIP LADKA

Which bank do you think is the best ?

Dealcharmer wrote:

Which bank do you think is the best ?

I always use DBS only for Remittance to Indonesia due to their speedy, Transperant and convenient procedure. Because In my personal experience, their support team is best in resolving issues. They are generously very good in GRIEVANCES REDRESSAL. That’s why holding award for Asia’s safest bank continuously from 12 or more years. But their work force and charm in India got negative effect after GOI merged NPA hit Lakshmi Vilas Bank LVB with DBS in November 2020. That’s why I don’t think they are still good as before. Coz lots of laxity due to corrupt work force from LVB. In day *to day transactions, I prefer Jupiter app aka in association Federal Bank. Equitus small saving bank is also good. Kotak 811 is best in my opinion coz only kotak don’t give errors during transaction on crypto apps. For Remittance, DBS is best in my opinion and experience. So, answer depends for what purpose you want to use your bank.

Gourmet wrote:

I always use DBS only for Remittance to Indonesia due to their speedy, Transperant and convenient procedure. Because In my personal experience, their support team is best in resolving issues. They are generous very good in GRIEVANCES REDRESSAL. That’s why holding award for Asia’s safest bank continuously from 12 or more years. But their work force and charm in India got negative effect after GOI merged NPA hit Lakshmi Vilas Bank LVB with DBS in November 2020. That’s why I don’t think they are still good as before. Coz lots of laxity due to corrupt work force from LVB. In day of day transactions, I prefer Jupiter app aka in association Federal Bank. Equitus small saving bank is also good. Kotak 811 is best in my opinion coz only kotak don’t give errors during transaction on crypto apps. For Remittance, DBS is best in my opinion and experience. So, answer depends for what purpose you want to use your bank.

My purpose international payments from PayPal & google, crypto trading  affiliate payments from Amazon affiliate, cuelink, and payments from Shutterstock and in the future I will trading in stocks too

Dealcharmer wrote:

My purpose international payments from PayPal & google, crypto trading  affiliate payments from Amazon affiliate, cuelink, and payments from Shutterstock and in the future I will trading in stocks too

I guess, Kotak Trinity Account will be better for all of these multi purpose tasks coz mostly your payments are inward in nature. And Kotak Trinity Account is giving you Demat account also, so it’s future ready for you if you want to invest in stocks in future and Mutual funds. But there is a slight  hiccup with Kotak, they can ask you the reasons for High frequency transaction in showcause email if they think Your transactions are not in aline with the your mentioned profile during opening bank account with them. And they can threaten you, if you not give them reasonable explanation within 1 month for these transactions, they can proceed to freeze your account. Believe me, they are quick in freezing account. It happened to my friend in 2018.

Gourmet wrote:

I guess, Kotak Trinity Account will be better for all of these multi purpose tasks coz mostly your payments are inward in nature. And Kotak Trinity Account is giving you Demat account also, so it’s future ready for you if you want to invest in stocks in future and Mutual funds. But there is a slight  hiccup with Kotak, they can ask you the reasons for High frequency transaction in showcause email if they think Your transactions are not in aline with the your mentioned profile during opening bank account with them. And they can threaten you, if you not give them reasonable explanation within 1 month for these transactions, they can proceed to freeze your account. Believe me, they are quick in freezing account. It happened to my friend in 2018.

Is Trinity account free?

closed DBS and opened FI account.

let me know if anyone need referral with benefits.