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DCB Bank - Cashback

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Deal Subedar
indiansoul

Has anyone received the cashback for Q1 2021 for their DCB bank saving accounts yet?

I have not received, Last time it was posted around 12th Jan. Thanks.

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Deal Lieutenant Deal Lieutenant
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What was minimum that needed to be maintained for that 0.50% cashback

Deal Subedar Deal Subedar
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50k AQB

Deal Cadet Deal Cadet
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Not yet credited

Deal Lieutenant Deal Lieutenant
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i got 808 cashback at the start of the month, whereas i spent more than 4 lakh… i didnt maintain any balance until feb, then maintained above 2 lakhs after that. i waseven charged 550 when i credited some money initially

Deal Subedar Deal Subedar
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The credit at beginning of the month would be interest earned on your balances for Q1.

Non-maintainance charges are applicable for quaterly balances. If you maintained 2L balance starting March, it will be min 66k+ (2L/3) for Q1 which is way above the required 25k.
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Deal Newbie Deal Newbie
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Not yet credited

Analyst Analyst
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Not recd yet.

Normal date for credit has slowly shifted from first 2 days of month to nearly mid of the month.

Anyways no worries. Sabka ek saath hi aayega.
We just need to worry abt maintaining 50k+ balance and doing upto 4L txns per month.

Deal Subedar Deal Subedar
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Yeah .. maintaining 50k is a worry for many including me ..

Any other good alternative for payments of HDFC credit card ??

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Deal Subedar Deal Subedar
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Not a dcb user.

Analyst Analyst
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Yup, we too missed it for many years may be. Its not a bank everyone has heard of.
Surprising, it was still a loot in hindsight:)
But never mind.

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Deal Cadet Deal Cadet
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Cashback not yet credited.

Deal Subedar Deal Subedar
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Where to spend 4 lakhs monthly using debit card?

Deal Cadet Deal Cadet
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When will cashback come sob

Deal Cadet Deal Cadet
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Cashback not yet credited. Did anyone tried contacting customer care?

Deal Subedar Deal Subedar
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Yes. They told me it will come by tomorrow EOD.

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Cool Cool
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anyone received

Deal Newbie Deal Newbie
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Not yet

Deal Lieutenant Deal Lieutenant
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nothing

Deal Newbie Deal Newbie
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Anyone was able to get through customer care? I am getting kept on hold for long

Deal Subedar Deal Subedar
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anyone got the cashback?

Deal Subedar Deal Subedar
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No

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Deal Cadet Deal Cadet
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Yes, credited now

Deal Cadet Deal Cadet
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2000 cashback in a quarter! Well not bad…

Analyst Analyst
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Yes good.

But its 2000 cb per month (not per qtr). So 6k per qtr (annual capping 20k).

Challenge is 50k AQB, and spending 3.3L monthly at an avg. And a small risk also of devaluation or stopping one day like it happened in past.

Deal Subedar Deal Subedar
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The key is “don’t run after cashback in attempt to get Max benefit”. Do the regular spends as we normally do and earn something extra while doing the same thing.

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Deal Lieutenant Deal Lieutenant
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for the last few days having trouble in using the DCB card… now working anywhere… somehow managed to pay in paytm 2 -3 days before. after that not workig at all…

Deal Subedar Deal Subedar
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Not sure if anything changed, I had used the card on 1st May and it had worked fine…

Cool Cool
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any one got cb in this Q

Deal Subedar Deal Subedar
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Last 2 times, it came late .. may be the case this time as well

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Deal Newbie Deal Newbie
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Only 1 month

Deal Subedar Deal Subedar
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I have received cashback but they’ve not considered txns done on last day of the month. I can see this for all 3 months. Anyone else observing the same?

Deal Cadet Deal Cadet
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same observed here

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Deal Cadet Deal Cadet
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Yes, we need to rise complaint. Last quarter also I received less cashback for 1 month, I waited for 1 month but they didn’t credit the balance cashback. I raised complaint through customer care and it was credited within 3 business days with remarks as ADDITIONAL CASHBACK FOR JAN 21.

Cool Cool
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received cb for all 3 accounts sunglasses

Cool Cool
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anyone received cashback for last Q ?

Deal Cadet Deal Cadet
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Not yet received cashback for last quarter

Cool Cool
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got cb for last Q just now biggrin

Helpful Helpful
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Guys please let me know what is the minimum balance requirement for Elite variant savings account and which variant debit card we receive for this Elite savings account and it’s reward structure also please.

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