do we have difficulty in Home loans if we have too many CCs
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do we have difficulty in Home loans if we have too many CCs
planning for a home loan in next 5-6 month (should i worry about CCs / close some of them?)
Had 750+ CIBIL last month
Applied 3 new CCs in last 2 months
Total CC 7 now and 1 in process
Always maintain low utilisation ratio of below 10% all CCs combined and note more than 30% in single CC
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https://www.desidime.com/discussions/do-we-have-difficulty-in-home-loans-if-we-have-too-many-ccs?page=1#post_10022150
7 and 1 in process
Have good limits 5x of salary (as per my knowledge they compare with salary so told)
All CC have good limits of above 50k
Have good limits 5x of salary (as per my knowledge they compare with salary so told)
All CC have good limits of above 50k
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https://www.desidime.com/discussions/do-we-have-difficulty-in-home-loans-if-we-have-too-many-ccs?page=1#post_10022586
CIBIL was around 785 a month back
after that, applied 3 cards in last 2 months
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https://www.desidime.com/discussions/do-we-have-difficulty-in-home-loans-if-we-have-too-many-ccs?page=1#post_10022587
CIBIL was around 785 a month back
after that, applied 3 cards in last 2 months
i think good cibil help in better interest rates?
i think good cibil help in better interest rates?
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https://www.desidime.com/discussions/do-we-have-difficulty-in-home-loans-if-we-have-too-many-ccs?page=1#post_10022861
have 15 cc plus
no issue in getting HL, the approver will enquire thought and even ask for latest statements and payment receipts
https://www.desidime.com/discussions/do-we-have-difficulty-in-home-loans-if-we-have-too-many-ccs?page=1#post_10022867
Then no issue
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Generally not. How many ccs you have and total CL approx ?