Does cred cash reinstate?

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prabhatm189872

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Hi! 

I had a cred cash availablity around 2.8lacs.

I used 60k to close a loan and gradually with small withdrawals of 20-30k i used 2lacs from the limit.

Paid about 2-3 emi's of each loans and i saw that my cred cash option is deactivated. 

After about 2-3 emi's, i forclosed all the plans and now i have none of it pending. 

It's been a month or more that i have forclosed all the loans, but the cred cash is still deactivated. 

It says that it can be changed if i pay emi's on time but as all the loans are forclosed, i was confused.

So my question is, does it reinstate? 

If it's an one time thing then it makes sense. 

If not then is there a certain in which it reinstate again?.

Thanks in advance

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Benevolent Benevolent
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Cred Has Good Customer Support !! Raise Request In Other Category, U Will Get A Call And Ask All Doubts

Flame Flame
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They won't reinstate...mine is removed since 1.5 years

Analyst Analyst
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Off-topic, but related to CRED CASH: how much is the processing fee and rate of interest charged by Cred?

Glitterati Glitterati
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UniqueDimer wrote:

Off-topic, but related to CRED CASH: how much is the processing fee and rate of interest charged by Cred?

EVEN I AM INTERESTED IN THIS QUESTION @prabhatm189872
Deal Subedar Deal Subedar
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UniqueDimer wrote:

Off-topic, but related to CRED CASH: how much is the processing fee and rate of interest charged by Cred?

Processing fee about 2%

ROI - 12.99 - 21%+ (I had offer for 13.49) in one acc. 18% in other

Analyst Analyst
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Drdrake wrote:

Processing fee about 2%

ROI - 12.99 - 21%+ (I had offer for 13.49) in one acc. 18% in other

Is the processing fee charged every time one draws from his CRED CASH?
Deal Cadet Deal Cadet
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My option had disappeared 4/5 months back that time had 2L,  a month back I raised ticket, got option back with 5L limit.

Deal Cadet Deal Cadet
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They will reinstate in sometime, if you don't take any loans from other banks, i took a home loan 1 year back , at that time cred cash wasn't available for me( upto 6 months), other than that cred cash was always available (480k- 500k) for me, and ROI is always below 12

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