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Does HDFC or ICICI offer a Virtual Debit Card?
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Hi,
I rely completely on credit cards for all my purchases and don't use the debit card at all, but still need it for the UPI registration. That's where the virtual card is a saviour, but not all banks offer it for their regular savings accounts. Has anyone ever seen or applied for a virtual card for HDFC or ICICI Bank? Please exclude the Instant/Online/ASAP bank accounts from consideration.
Thank you.
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For UPI registration, you can use Aadhar I guess. I read somewhere that a debit card is not required now for UPI registration
ICICI and HDFC don't have virtual debit card.
Nowadays, debit cards are not compulsory for upi registration. Aadhar based authentication is also there for users with account with no debit card. Personally did for central bank of India, works fine.
But I just checked now, IndusInd bank is giving that option on Paytm, but not on GPay (which is anyways slower to adapt new features anyway). Hopefully this gets normalized soon.
but only virtual dc is not there, as they put 16 boxes grid at the back side of dc which have unique numbers. These numbers are asked at various times as 3rd factor of authentication.
HDFC offer virtual debit card for mastercard and visa
I personally used this to create virtual master card and purchase from aliexpress before 2020
Google netsafe hdfc
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