Does hdfc tata neu infinity or tata neu plus card put cibil inquiry if we " stop* applying

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Deal Cadet
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Does hdfc tata neu infinity or tata neu plus card put cibil inquiry if we " stop* applying  at this below stage as per screenshot .. this card looks unuseful to me.. so I don:t want to put unnecessarily hit on my cibil/Experian.. any cibi expert kindly confirm the same???

Screenshot2023-11-30-02-08-02-557com.tatadigital.tcp3

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Have you provided your pan number yet? In that case the enquiry has probably already been made. If not, then you shouldn't have an enquiry yet. 

Deal Cadet Deal Cadet
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Actually I want to apply for " au lite credit card " that card features suit me better.. i am on this stage which is after entering Pan number and OTP and it shows credit limit approval... But how can this be a inquiry major cibil inquiry or soft cibil quiry?? Any way to escalate this or check this?? And I ordered my Experian report after 10 minutes of doing this it not show anything? Do you have any solution?

Screenshot2023-11-30-02-08-02-557com.tatadigital.tcp2

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Cool Cool
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It's an excellent card in every way. 

Deal Cadet Deal Cadet
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Actually I want to apply for " au lite credit card " that card features suit me better. so cannot take two cibil inquiry in 1 day

Helpful Helpful
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Experian, and other credit bureau reports, update after months. You might have got an email or sms in case a hard enquiry was made.

Realistically, there's no reason that you wouldn't be able to apply for multiple cards in a day. It shouldn't impact your score much (or might not even impact it at all).

Benevolent Benevolent
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if cibil enquiry is done you should get a mail or SMS. probably a soft query and hard query later at approval stage. 

Deal Cadet Deal Cadet
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Yes recieved. A email only.. but when I login to cibil my report is 11 months old and they are telling to wait for 30 more days to get fresh report or to get paid subscription.. I hope it will be a soft inquiry 

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Community Angel Community Angel
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Tata neu infinity is useless for you? 🙄

Deal Cadet Deal Cadet
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I said "unuseful" because i mostly don't shop on tata brand and very less on big basket also..my main reason to check for this card was for utility bill ,(piped gas bill on direct website not through any app) and insurance payments.. Not sure if this card is good for utility bill.. as for utility bills.. au lit card is giving 3% cashback in form of rewards

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If you have entered PAN number, hard CIBIL inquiry has been done. And CIBIL is what matters. If you had a CIBIL subscription, you would have received a notification.

Forget about Experian, no one cares about it, not even Tata Neu. Tata Neu just shows it for free because it has high scores and by seeing the high score users will be lured into applying for the card.

Benevolent Benevolent
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Just deactivated Neu Infinity Card

Comrade Comrade
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Why? Any specific reason.. Iys a good ltf card right?

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Deal Cadet Deal Cadet
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I just entered my pan and left app forever, later I saw a hard CIBIL hit sob

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