Downgrade HDFC credit card

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Deal Newbie
Ami_07

How can I downgrade my HDFC Credit Card?
HDFC Bank says they don’t allow downgrade of their credit cards.
Should I surrender the existing one and apply again for the desired one?  

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Deal Cadet Deal Cadet
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whats your existing variant and to which variant do you want to convert?

Deal Subedar Deal Subedar
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email them to either downgrade or close it. You escalate to appellate dept later if not done. 

Deal Cadet Deal Cadet
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chotabaxxa800 wrote:

whats your existing variant and to which variant do you want to convert?

+1

Deal Newbie Deal Newbie
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chotabaxxa800 wrote:

whats your existing variant and to which variant do you want to convert?

I Want to convert Millennia cc to Bharat cc

Deal Newbie Deal Newbie
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Scorpion wrote:

Any special benefit with Bharat CC which iam missing?.

https://www.hdfcbank.com/personal/pay/cards/cre...

For Category A and B, Max 150 per month respectively.
So 300 per month and Only 3600 savings per year.

https://cdn0.desidime.com/attachments/photos/765613/original/image.png?1651850596

Nothing special, as i want to use a card specifically for fuel purpose which could be LTF also at the same time.

Pro Shopping Friend Pro Shopping Friend
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Ami_07 wrote:

Nothing special, as i want to use a card specifically for fuel purpose which could be LTF also at the same time.

For fuel check SBI BPCL card
Millenia is a good card to have, many here waiting for months to grab one

Deal Subedar Deal Subedar
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caks2006407 wrote:

For fuel check SBI BPCL card
Millenia is a good card to have, many here waiting for months to grab one

Why do you want to close super premium card? It’s returns are at 3-4%, if spends are planned.

Deal Cadet Deal Cadet
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prem4998 wrote:

Why do you want to close super premium card? It’s returns are at 3-4%, if spends are planned.

how 3 4 %.
Explain please

Deal Cadet Deal Cadet
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caks2006407 wrote:

For fuel check SBI BPCL card
Millenia is a good card to have, many here waiting for months to grab one

I use BPCL card but I don’t see any advantages.

Deal Subedar Deal Subedar
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PshycoKiLLeR wrote:

how 3 4 %.
Explain please

If you spend 1L every 3 months and spend most on Amazon then 3 or 4% is very easy. 1% card 1% milestone benefit rest extra from smartbuy

Post Tycoon Post Tycoon
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Ami_07 wrote:

Nothing special, as i want to use a card specifically for fuel purpose which could be LTF also at the same time.

Better get your millennia card converted to LTF by mailing their priority care team.

Mumbai Indians Mumbai Indians
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irajnish wrote:

Better get your millennia card converted to LTF by mailing their priority care team.

email id?

Deal Newbie Deal Newbie
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Hi mate,

Except Infinia, ALL cards can be downgraded. Infinia has a clause in their application form that it cannot be downgraded.

I’ve personally downgraded from Regalia to Regalia First LTF

Deal Cadet Deal Cadet
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megabull wrote:

Hi mate,

Except Infinia, ALL cards can be downgraded. Infinia has a clause in their application form that it cannot be downgraded.

I’ve personally downgraded from Regalia to Regalia First LTF

why though ? Regalia first is less rewarding

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