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Experience using ICICI Amazon Pay credit card

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Deal Cadet
michael.anish

I’d like to get your thoughts on the ICICI Amazon Pay Credit card.

Nowadays no platform is accepting this card for discounts. E.g Flipkart, Bigbasket, Grofers, even TataCliq. It is such a shame and I feel it’s worthless these days.

The only advantage I see is that it offers 5% cashback on Amazon. This too I feel is useless compared to the RP offered by Diners Black using Smart Buy or Rewards Multiplier by Amex .

For other purchases, I prefer using Axis ACE which provides min 2%.

Let me know your thoughts and if it’s advisable to close the APay card and go for another variant of ICICI card or just keep it since it is LTF anyway.

53 Comments  |  
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Deal Lieutenant Deal Lieutenant
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Keep it forever. Icici allows to have another variant

Deal Cadet Deal Cadet
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What ICICI cards do you suggest?

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Benevolent Benevolent
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Correct its waste card now – even 5% CB is also not guaranteed many are having issues
My card is rusting already for months as all my purchases are with card offer 10% or more
Only good for purchases above 30K which is uncommon

Deal Subedar Deal Subedar
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Which card gives 10% on Amazon bro? Hdfc cc with smartbuy?

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Generous Generous
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Whi uses this shit card anymore?

Tech Guru Tech Guru
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alternatives for wallet loads in specific? and for most other purchases, axis fk card will do I believe

Benevolent Benevolent
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Amazon Pay Icici Card Is Issued By Amazon, Banking Partner Is ICICI Hence No Instant Discount .


In Icici credit Card And Debit Card, To Redeem Reward Points 1rs to Infinity U Will Be Charged Extra 99Rs + Gst Every Redemption Via Payback.


In This Case Having Amazon Card Is Advantage.

Benevolent Benevolent
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Actually this card is useless sleepy sweat

Generous Generous
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People were crazy behind this card once.. One loophole closed and now.. stuck_out_tongue

Benevolent Benevolent
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Would have been better if Amazon also followed HDFC like 5K Amazon at 5%CB per month per user.
They punished all for misdeeds of big fishes smile

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Deal Subedar Deal Subedar
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Which is the best LTF icici cc for online shopping and gives max rewards other than amazon icici card?

Vanguard Vanguard
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Has anyone got a credit limit increase on this card ever? I was given a paltry limit of 60k when I got the card and it has remained the same till date. Wonder what kind of algorithms these Jokers use

Critic Critic
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Yes i and many dimers have got limit increases subsequently. search in DD you will find thread on this.

very simple method either missed call or sms to be sent i don’t recall. user specific but no harm trying 🙂

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Deal Subedar Deal Subedar
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Yes its useless card now a days, sometime back few guys fighting with me saying its best card. Now they will change their mindset if they see this thread. As OP said Axis ACE is best card now and Axis FK is next best to that, may be other premium cards are there but in normal segment those 2 are best.

Helpful Helpful
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I stopped using citi indian oil n started with apay icici…1% on all spends…. Which card can beat this?

Helpful Helpful
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Axis ACE, SC Ultimate cards: Are we a Joke to you? wink

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Helpful Helpful
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I have bought mobile on emi in apay icici card on Amazon. No points. So if I cancel the emi will I get 5% cb like before. Anyone who gone through this

Helpful Helpful
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Depends on bank. Better check with ICICI cc
Once Amex gave me points after I cancelled an EMI txn

Deal Subedar Deal Subedar
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I am satisfied with this amazon pay icici card as long as it has not annual fee.

Critic Critic
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You already got this card?

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Helpful Helpful
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Is there any late fee charged if we pay API card statement amount after due date?

Tech Guru Tech Guru
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Well never tested personally but I am sure they will charge. It is a credit card after all.

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