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Experience using ICICI Amazon Pay credit card

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Deal Cadet
michael.anish

I’d like to get your thoughts on the ICICI Amazon Pay Credit card.

Nowadays no platform is accepting this card for discounts. E.g Flipkart, Bigbasket, Grofers, even TataCliq. It is such a shame and I feel it’s worthless these days.

The only advantage I see is that it offers 5% cashback on Amazon. This too I feel is useless compared to the RP offered by Diners Black using Smart Buy or Rewards Multiplier by Amex .

For other purchases, I prefer using Axis ACE which provides min 2%.

Let me know your thoughts and if it’s advisable to close the APay card and go for another variant of ICICI card or just keep it since it is LTF anyway.

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Deal Lieutenant Deal Lieutenant
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Keep it forever. Icici allows to have another variant

Deal Cadet Deal Cadet
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rohan8397 wrote:

Keep it forever. Icici allows to have another variant

What ICICI cards do you suggest?

Pro Shopping Friend Pro Shopping Friend
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Correct its waste card now – even 5% CB is also not guaranteed many are having issues
My card is rusting already for months as all my purchases are with card offer 10% or more
Only good for purchases above 30K which is uncommon

Dimer Of The Year 2014 Dimer Of The Year 2014
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michael.anish wrote:

I’d like to get your thoughts on the ICICI Amazon Pay Credit card.

Nowadays no platform is accepting this card for discounts. E.g Flipkart, Bigbasket, Grofers, even TataCliq. It is such a shame and I feel it’s worthless these days.

The only advantage I see is that it offers 5% cashback on Amazon. This too I feel is useless compared to the RP offered by Diners Black using Smart Buy or Rewards Multiplier by Amex .

For other purchases, I prefer using Axis ACE which provides min 2%.

Let me know your thoughts and if it’s advisable to close the APay card and go for another variant of ICICI card or just keep it since it is LTF anyway.

https://cdn0.desidime.com/attachments/photos/661801/medium/7339648image.gif?1611513338

Deal Lieutenant Deal Lieutenant
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michael.anish wrote:

What ICICI cards do you suggest?

Depending upon your relationship with ICICI, any card is enough if LTF. Don’t expect much with reward points. Platinum is the basic one. Coral, Rubyx etc.

Spearhead Spearhead
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Amazon Pay Icici Card Is Issued By Amazon, Banking Partner Is ICICI Hence No Instant Discount .


In Icici credit Card And Debit Card, To Redeem Reward Points 1rs to Infinity U Will Be Charged Extra 99Rs + Gst Every Redemption Via Payback.


In This Case Having Amazon Card Is Advantage.

Analyst Analyst
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demerius2020 wrote:

Whi uses this shit card anymore?

alternatives for wallet loads in specific? and for most other purchases, axis fk card will do I believe

Perfectionist Perfectionist
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People were crazy behind this card once.. One loophole closed and now.. stuck_out_tongue

Pro Shopping Friend Pro Shopping Friend
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avgn wrote:

People were crazy behind this card once.. One loophole closed and now.. stuck_out_tongue

Would have been better if Amazon also followed HDFC like 5K Amazon at 5%CB per month per user.
They punished all for misdeeds of big fishes smile

Deal Cadet Deal Cadet
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avgn wrote:

People were crazy behind this card once.. One loophole closed and now.. stuck_out_tongue

What was the loophole ?

Entertainer Entertainer
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SastaRaju wrote:

What was the loophole ?

Amazon ko Amazon ki topi pahnana…😄

Use this card buy Amazon gvs on Amazon itself use or sell … (Might be )

Deal Subedar Deal Subedar
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caks2006407 wrote:

Correct its waste card now – even 5% CB is also not guaranteed many are having issues
My card is rusting already for months as all my purchases are with card offer 10% or more
Only good for purchases above 30K which is uncommon

Which card gives 10% on Amazon bro? Hdfc cc with smartbuy?

Deal Subedar Deal Subedar
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Which is the best LTF icici cc for online shopping and gives max rewards other than amazon icici card?

Pro Shopping Friend Pro Shopping Friend
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ssrohan123872 wrote:

Which card gives 10% on Amazon bro? Hdfc cc with smartbuy?

card offer when available like SBI offer last week.
Yes HDFC+Smartbuy buy GV

Entertainer Entertainer
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caks2006407 wrote:

Correct its waste card now – even 5% CB is also not guaranteed many are having issues
My card is rusting already for months as all my purchases are with card offer 10% or more
Only good for purchases above 30K which is uncommon

+🔥

Yes gv loophole plugged and usage went in hole! stuck_out_tongue sorry for PJ 😂

I find it extremely useful for these 5% cb offers, whenever they come every month I grab:
1) nobroker
2) cred – rent
3) fuel

Cc @rohan8397 @goss8877 @demerius2020 @MrKool_JJ @avgn

I agree if its LTF free with no min spends we should keep it!

Deal Subedar Deal Subedar
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michael.anish wrote:

What ICICI cards do you suggest?

Non…all are waste….
Only thing good about them is LTF and occasional 10% discounts on FK/Amazon/etc

Deal Newbie Deal Newbie
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pingpong wrote:

+🔥

Yes gv loophole plugged and usage went in hole! stuck_out_tongue sorry for PJ 😂

I find it extremely useful for these 5% cb offers, whenever they come every month I grab:
1) nobroker
2) cred – rent
3) fuel

Cc @rohan8397 @goss8877 @demerius2020 @MrKool_JJ @avgn

I agree if its LTF free with no min spends we should keep it!

One small… Doubt… Please clarify ….. I already use this card on cred rent payment January…. Can I use this card for nobroker.com for rent payment…. January…

Can I get 2 cashbacks in upcoming February month….

Deal Cadet Deal Cadet
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Has anyone got a credit limit increase on this card ever? I was given a paltry limit of 60k when I got the card and it has remained the same till date. Wonder what kind of algorithms these Jokers use

Entertainer Entertainer
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schumacher wrote:

Has anyone got a credit limit increase on this card ever? I was given a paltry limit of 60k when I got the card and it has remained the same till date. Wonder what kind of algorithms these Jokers use

Yes i and many dimers have got limit increases subsequently. search in DD you will find thread on this.

very simple method either missed call or sms to be sent i don’t recall. user specific but no harm trying 🙂

Entertainer Entertainer
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kingsathis wrote:

One small… Doubt… Please clarify ….. I already use this card on cred rent payment January…. Can I use this card for nobroker.com for rent payment…. January…

Can I get 2 cashbacks in upcoming February month….

Yes both are independent. you can avail both! 🥳
only caution is for nobroker: sometimes they withhold payment if no proof.

Deal Newbie Deal Newbie
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pingpong wrote:

Yes both are independent. you can avail both! 🥳
only caution is for nobroker: sometimes they withhold payment if no proof.

Thnk.u I can try now

Deal Cadet Deal Cadet
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pingpong wrote:

+🔥

Yes gv loophole plugged and usage went in hole! stuck_out_tongue sorry for PJ 😂

I find it extremely useful for these 5% cb offers, whenever they come every month I grab:
1) nobroker
2) cred – rent
3) fuel

Cc @rohan8397 @goss8877 @demerius2020 @MrKool_JJ @avgn

I agree if its LTF free with no min spends we should keep it!

What is the benefit on Fuel? Just waiver of surcharge right? There are other cards like Standard Chartered that gives 5% CB on fuel along with surcharge waiver.

Deal Cadet Deal Cadet
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michael.anish wrote:

What is the benefit on Fuel? Just waiver of surcharge right? There are other cards like Standard Chartered that gives 5% CB on fuel along with surcharge waiver.

which Standard Chartered card 5%?

Deal Subedar Deal Subedar
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Yes its useless card now a days, sometime back few guys fighting with me saying its best card. Now they will change their mindset if they see this thread. As OP said Axis ACE is best card now and Axis FK is next best to that, may be other premium cards are there but in normal segment those 2 are best.

Deal Subedar Deal Subedar
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I stopped using citi indian oil n started with apay icici…1% on all spends…. Which card can beat this?

Community Angel Community Angel
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24karat wrote:

I stopped using citi indian oil n started with apay icici…1% on all spends…. Which card can beat this?

Axis ACE, SC Ultimate cards: Are we a Joke to you? wink

Deal Lieutenant Deal Lieutenant
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manikantaks4u wrote:

Axis ACE, SC Ultimate cards: Are we a Joke to you? wink

more than 2L salary required for sc ultimate flushed
and what about axis ace? i heard they are giving this card for existing customers only

Missing