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Fastest payment method

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Deal Subedar
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I have a emergency requirement of tatkal today, and trying to prepare the best environment.

Though stuck at payment part.

  1. Upon exhaustive searches, found that UPI is fastest. Tried the Gpay UPI id option, but it payment notification comes with a delay, and razorpay PG takes another 4-5 seconds to capture the payment.
  2. Tried saving credit card details on clipboard, and pasting them. data entry process is relatively slow, but Icici landing page seems fast(at least in testing conditions of 2am)
  3. Someone here mentioned QR based payment, it was relatively faster than above two, but upon my experience working with QR APIs, QR image is most likely to delayed under Tatkaal server stress.

Need your opinion on it 

thank you. 

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Finance Ninja Finance Ninja
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Use always Paytm UPI.

Also dnt use SBI bank in emergency.

Generous Generous
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can confirm this. Paytm is the fastest in UPI.
Deal Subedar Deal Subedar
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PhonePe and Paytm are the fastest. 

The way I do this is to send payment request to my friend's Phonepe i.e another device and he is on standby. As soon as he gets the notification, he pays it immediately. No need to log in using OTP or shuffle between apps in this way  

Benevolent Benevolent
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First Add Names, Age Etc To Passenger List In Irctc Profile Page. So No Need To Enter Names During Tatkal Process. (Some Times During Tatkal Servers Heavy Loads, Prefilled Names Won't Show Up Especially Saturday Sunday , Not Sure On App , Then We Need To Enter Manually)

Yes Qr Is 2nd Fastest Method...If U R On Desktop Browser, Selecting Upi Phonepe... It Will Show Qr Code... No Need To Login With Phonepe Otp. Open Scan And Pay Option In Any App And Pay. ( With Phonepe Payment Gateway I Am Paying With Paytm Or Cred For Cashback Offers )


First Fastest Method Irctc E-wallet...  Never Tried  Because Wallet Money Cannot Be Transferred To Bank.(You Can Refer Youtube Videos) https://contents.irctc.co.in/en/AboutEwalle...ml

Edit : After Waking Up Now... Try One Dummy Ticket Reaching Phonepe Payment Gateway And Click On Show Qr Option... But Don't Pay... Memorise The Option Where It Was Located To Speed Up During Tatkal Process.

Crowdpuller Crowdpuller
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@demerius2020 tell him which payment method you use for tatkal booking in 30 seconds 😝

Crowdpuller Crowdpuller
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You can add money in mobikwik wallet (or turn on auto-zip if yoy have zip) before the process and use mobikwik wallet option under cards/wallets. There is no redirection in this way and mobile number is already filled, u just need to click on 'send otp' and  enter otp and submit.

Note- this will work on irctc app, not on irctc web.

Vanguard Vanguard
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Bro.. I haven't used mobikwik since ages, but I am able to load money to mobikwik wallet.. Though kvc shows incomplete and when I try to complete kyc it tries to do some video kyc which I didn't go ahead with. My question is that if I am able to load 12k to mobikwik wallet does that mean I will be able to use 12k for irctc payment and that my minimum kyc is working fine? Also, if I try to get the zip pay later option will my irctc payment on app by choosing mobikwik automatically detect zip pay later mode?

TIA for help

Deal Subedar Deal Subedar
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I did 3 tatkal tickets in last month , all got confirmed and I used IRCTC app , used master passenger list and paid through Paytm upi.

Finance Ninja Finance Ninja
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I use only Paytm UPI because that is the fastest option for IRCTC Bookings!

Deal Subedar Deal Subedar
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Thank you everyone and sorry was late update. Booked the ticket with Web + UPI QR.
KG to everyone 

Generous Generous
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Paytm karo

Critic Critic
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Paytm upi is still the fastest? Need to book one tatkal tomorrow.

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