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Fastest UPI app?

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NobiNobita
fastest UPI app in india

Respected dimers! If the payer's (who uses UPI) priority is simple, rewarding and convenient payment, they will mostly use Gpay, Phonepe, Paytm or BHIM. 90% of people who use scan and pay, are using the above three apps. But we dimers who want to explore, will use some other apps. May I know
1. Which UPI app u guys use or will recommend the most
2. Which is the fastest upi app according to u in terms of money transfer speed and app lightweightness?
3. Which app captures the QR quickly?

    I don't bother about cashbacks just need a fast money transfer experience. Have used Paytm for long but now it has become laggy.
Tried Apay, Gpay, Phonepe, Cred, Slice, Mobikwik, Airtel,Fi etc. Only found phonepe to be fast. I know the payment speed entirely depends on internet speed and device capabilities but kindly wanna know the above questions. Thanks for your inputs!

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Deal Lieutenant Deal Lieutenant
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Found paytm much better than others. Best customer service.

Deal Lieutenant Deal Lieutenant
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Fastest for me is samsung pay, i dont even need to unlock the phone. From locked screen i swipe up, unlocked through face, 1 click for scanner, enter amount, enter pin, 2 second for txn. If paytm wallet used, no need to enter pin, just fingerprint.

Talk-Of-The-Town Talk-Of-The-Town
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Gpay

Paytm

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Deal Lieutenant Deal Lieutenant
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For me phonepe is the fastest and easiest way to pay, but I prefer app which the merchant is using for taking payments, if they have paytm qr I pay through paytm and if they have phonepe qr I use phonepe coz it shows whether payment through rupay cc will be accepted or not on respective apps. If merchant is using any other qr I use phonepe

Benevolent Benevolent
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Dear polite @NobiNobita 

for me the fastest are

1. Cred - fast and safe

it has a feature, if due to network conditions , if you try pay again the same amount in 5 minutes window to the same vendor it alerts you.

2. Payzapp - fast and clutter free

Helpful Helpful
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Yep payzapp is surprisingly fast n one can feel it.. second one is cred for me n third is evergreen paytm as i notice least downtime of their services... especially in night..

Deal Cadet Deal Cadet
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Paytm is the trashiest in all ways & I'd personally pledge all my wealth for that company to die tomorrow. 

PhonePe a little similar but in the gray area with too much clutter & no security.

Found GPay to be the most seamless for everything & clean.

Benevolent Benevolent
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why so much hate for paytm ? is there any incident with paytm ?
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Wingman Wingman
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CRED

Benevolent Benevolent
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phonepe is fastest 

Benevolent Benevolent
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started using airtel found it good to my surprise.
Deal Lieutenant Deal Lieutenant
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Found paytm much better than others. Best customer service.

Deal Cadet Deal Cadet
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LOL. What CS?
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Helpful Helpful
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Gpay! QR code recognition is super fast.

Tap and hold on gpay icon, select and drag the first option(scan qr code) onto your home screen. By this way no need to open the app every time for scanning.

Deal Cadet Deal Cadet
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First choice is CRED

The second choice is Paytm.

GPay is worst out of all UPI apps

Hunk Hunk
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Payment speeds also depends on bank server upi apps are using. I think best solution is to use upi lite btw I found bhim and phopepe to be the fastest.

But upi lite is xd 🤛

Cred takes too much of your data.
Paytm is very cluttery.
Phonpe ui is simple and I find useful.
Gpay blocked my account in January 2020. Not used after that.

Wingman Wingman
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Cred linked with credit card UPI payment

Generous Generous
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Bajaj app comes 1st.

If you count from below upwards..

Rest, if you're on android gpay s gud

Deal Lieutenant Deal Lieutenant
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Fastest for me is samsung pay, i dont even need to unlock the phone. From locked screen i swipe up, unlocked through face, 1 click for scanner, enter amount, enter pin, 2 second for txn. If paytm wallet used, no need to enter pin, just fingerprint.

Deal Cadet Deal Cadet
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Cred all the way!
Super fast & have earned so much of those luxury cred coins

Already loaning some of them to Bezos

Like Magnet Like Magnet
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Me too bro. Earned in lakhs during coin generator game was there laughing

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Post Mogul Post Mogul
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cred and paytm both are fast
Helpful Helpful
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BHIM with credit card UPI.

And Paytm for paytm merchant and other merchants which credit card UPI fails.

Generous Generous
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Cred > Paytm > rest of the apps

Critic Critic
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Used 3 so far, Gpay, Amazon and BHIM. Most convenient and fast for me is GPay, never had a failed transaction and it isn't that heavy of an app, especially compared to Amazon upi which is the worst I've ever used, just slow,and even at times with stuck txn. BHIM is somewhere in middle. I don't care for rewards, and have no CC, so never used Cred. And never did use or will ever use paytm or phonepe so can't comment on them.

I just wish I didn't have to enter the pin twice on gpay (once when opening the app and then right before final payment).

Deal Cadet Deal Cadet
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Never logged in to ytube app. 

Brave browser in both phone and laptop always to watch ytube.

no lag no ads. i keep clearing cookies history every 5 minutes 😌

Benevolent Benevolent
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Wrong thread bro

98225977vpltc



Deal Cadet Deal Cadet
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Paytm is Scamtm

Only scam if you want a scam

Deal Newbie Deal Newbie
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Gpay

Beacon Beacon
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Samsung Pay is the best app. You can easily scan the QR code with just a swipe. App has the best UI and payments are lighting fast

Generous Generous
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Paytm Karo.

Generous Generous
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Poll daal dete pata chal jata kaun jitega

Savings Mentor Savings Mentor
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Fastest from my experience is CRED and it has a lot of transparency and detailed status display in case the transaction gets delayed, stuck or fails. They have built something useful to reduce the frustration of failed transactions.

Deal Cadet Deal Cadet
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Payzapp

Talk-Of-The-Town Talk-Of-The-Town
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Gpay

Paytm

Commentator Commentator
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Paytm seems to be fastest and gpay is worst. You can use upilite feature on all popular apps.

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