https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960218
Jarvis.-.
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Another 25bps hike expected in feb I'm still enjoying 6% in overnight funds let banks some time to think 
2
fd rates started to increase
almost all banks have increased fd rates, which was expected during the rbi meeting.when is the next meeting?and more rate hikes expected in next meeting?
@bohemian @getready @EkdamSastaRaju @guest_999 @Jarvis.-. @Sudarshan61
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960219
Suggest some short term funds
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960252
Not necessarily. This MPC meet was just 35 bps and at max next MPC meet (feb) it might be 25 bps (analysts expect a max of .5% increase after december meet). If inflation cools down they might not even go for anymore hikes.
But the liquidity has started drying up and banks are hungry for funds. There will be a FD war and banks might hike rates to attract more deposits.
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960325
What happened in fed meeting this month? No increase in rates? @getready @Sudarshan61 @Jarvis.-.
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960328
8 kb krega bhai touch
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960405
1 month atleast lete yeh badane mein sb log
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960427
Yeah I'm looking forward to Jan first week for making some new ones... @pranavcool
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960534
Kotak raised rate now 6.5% for 390days onwards
https://m.economictimes.com/wealth/invest/kotak...
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960627
@bohemian @getready @EkdamSastaRaju @guest_999 @Jarvis.-. @Sudarshan61 @saucap @pranavcool @BlueFlash
if the fd rate has increased suppose 0.25%-0.50% from ur existing fd then on what basis do u take a decision to break old fd and make new one?the increase in fd rate usually offsets the penalty amount,is this the only factor to consider or do u consider something else also?
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8960662
How is dcb bank seeing 7.5% fd rates
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8963078
Suryoday Small Finance Bank is offering 9 percent on 5 year fixed deposit and 8 percent on 18 month fixed deposit. It's in Sector 9, Chandigarh
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8967124
why and how is citi bank giving 7.25% intrest rate in fb for 1 year tenure ?
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8968994
I would be a little cautious here, as citi is soon gonna wind up and handover to axis. Personally I am not a fan of axis service.
I feel citi-axis deal would need citi to have a certain level of deposits at the time of merger else deal price would be reduced. Also remember axis would have to return the matured amount.
OR
Citi wants to cash out its investments so by making the rates attractive getting ppls money in and taking its own investments out.
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8967576
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8967613
Equitas Bank 8% for 888 days, 7.5% for 1 year
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8967666
Which one is a better choice:
- ujjivansfb.in 8% for 1.5 yrs
- Citi Bank 7.25 for 1 yr
- Bajaj Finance 7.7 for 3.6 yrs
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8967702
Check this post also
Please Visit
https://www.desidime.com/deals/fd-rates-started...
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8967826
does it still make sense to put money in SCSS scheme since that is 7.4 currently
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8968720
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8969644
Dear Sir/Madam,
Book your next FD with LICHFL Sanchay Deposits through our HOMY Mobile App at Interest Rate upto 7.65%*.
For more information visit our website https://tinyurl.com/5n...5t or contact our nearest Area office. *T&C Apply.
Download HOMY App from the applicable link below:
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8970299
equitas has decreased savings rate quietly
Savings Account Interest Rate w.e.f. 14th December, 2022
| Daily Closing Balance | Rate Slab |
|---|---|
| Up to ₹ 1 lakh | 3.50% |
| Above ₹ 1 lakh and upto ₹ 5 lakhs | 5.25% |
| Above ₹ 5 lakhs | 7.00% |
@Ramta_Jogi @Sudarshan61 @Jarvis.-. @guest_999 @jainashish85
is ujjivan bank ok?full online account opening process?
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8970931
I have no idea..I avoid opening accounts for just short term benefits.
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_8982558
IDFC FIRST BANK increases interest on FD
Rate of Interest (%p.a.) w.e.f. December 21, 2022
Less than INR 2 Crores
7 - 14 days 3.50%
15 - 29 days 3.50%
30 - 45 days 4.00%
46 - 90 days 4.50%
91 - 180 days 5.00%
181 days – 366 days 6.75%
367 days – 18 months 7.25%
18 months - 1 day- 3years 7.50%
3 years – 1 day- 5 years 7.00%
5 years- 1 day – 10 years 7.00%
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_9007627
9% for 5years
8.75 for 3 years
8.5 for 2 years
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_9007859
Which bank?
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https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_9021813
Senior citizens Fd with tenure of 2y1days paying 8.25% .... but if someone with expert advise if AU is safe? beyond 5L that RBI gaurantee?
https://www.desidime.com/discussions/fd-rates-started-to-increase?page=1#post_9022232
Yes
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