Hii friends, im going to tell u abt a zero balance savings account with fully loading features.
Bank name : Federal Bank
Account name : Fedbook Selfie
How to open this account :-
1) Download “Fedbook” app from store (available @ playstore and apple store) soon also available for windows users.
2) open the app and clik newuser /create new / register
3) it will ask u to enter ur email id and mobile number. ( remember this email id and mobile number will be registered on the bank record with ur newly creating account)
4) it will ask u to choose ur branch and ur salary. If ur branch name or city is not in the list just select “other”.
And choosing salary is not important choose any of it . I suggest u to choose least amount from the given list.
5) it will ask u to take ur selfie picture. Take it.
6) it will ask u to take picture of ur aadhaar card both front and back
7) it will ask u to scan the QR code on ur aadhaar card
8) it will ask u to take picture of ur pan card. If u have pan card just take its picture if u dont have just skip the step.
9) Done. Ur account has been created.
10) Now a pop will come up showing ur account number. Note that account number.
Now a otp msg will come to ur number just enter the number and in the app, u can can the password of the app after that.
Now the fedbook app changes into ur federal bank passbook for the account u just created now.
Now u will get a call from customer care, they will ask u to choose ur branch. Tell the branch name where u want ur account maintained .
Now u will receive a temporary ifsc code.
You can transfer up to 10000 rs to the newly created account using the temporary ifsc code at the spot u complete the app registration.
The bank will provide u 30 days time.
Before the time period u should submit ur 1 passport size photo and 1 copy of ur aadhaar to the branch where u want ur account to be maintained and fill “selfie account from”
Within one week u will receive net banking password and atm card and cheque book to ur home.
Account Features :
1. Its completely a ‘ZERO BALANCE’ account. No need to maintain any monthly or quarterly balance.
2. Free visa gold debit card no annual or issuance chrg. ( atm withdrawal limit 1 lakhs. , pos limit 1 lakhs )
3. Free neft fund transfer
4. Free mobile banking app ( fed mobile )
5. Free netbanking
6. Free cheque book
7. Free passbook app. ( free Physical passbook available only on request )
8. Free sms alert
9. Free email alert
10. Free scan n pay app for shopping