Fi vs Jupiter vs Niyo for electronics from US
- 3549
- 21
-
- Last Comment
I want to purchase a Samsung SSD from some US website - Amazon, eBay, Newegg, B&H or BestBuy - depending on wherever the deal is cheaper on the day I purchase.
I have Fi (Federal Bank), Jupiter (Federal Bank) and Niyo Global (by SBM) cards.
Which would be the best for a purchase of approximately ₹30K ($375) with 0% forex markup/no international transaction or currency conversion charges?
I read that Jupiter now only allows 0% forex charges up to ₹25000 so that is out of the question. Lately, I heard some horror stories of Fi and read tons and tons of complaints on Twitter and desidime about how many people's Fi accounts were suddenly and randomly blocked WITHOUT ANY EXPLANATION OR WARNING and their customer service was not even responding.
So is Niyo Global (by SBM bank) safe for such a purchase or should I use Fi only or Jupiter, despite charges? Which is the safest and best without getting my account blocked or unknown hidden charges?
- Sort By
I can help with a credit card and you don't have to pay any extra charges for it i.e. Rs 0 Foreign currency conversion charges on the transaction amount.
I always use it for international transactions and these are my recent purchases.
I'd like to add if you have OneCard, there's only 1% forex markup. Simple solution than many convoluted ways... @some1anywhere964
Yes I have OneCard with 1 lakh limit by South Indian Bank 🙂 If Niyo Global by SBM doesn't work, I will use Jupiter or OneCard.
Bro if u have one card use that as it has insurance only 1% charge ie 400-500 rs but incase of cancellation it's the best I used it on Amazon us when i am in miami even refund comes in 2 days in debit card u have to wait forever also there is otp in us so direct swipe
Also u can swipe in lks if u have limit as i did also but but 1 week prime membership for 7 days next day delivery and lot of offer u will can a lot of stuff for cheap in Amazon us Firesticks and electronics have extra discount for prime membership it's 2 $ only
Samsung SATA 870 EVO 4 TB 2.5" internal SSD. I got in a deal from eBay for $350 ($376 including tax).
I get it shipped to someone who's returning to India. I don't need warranty on Samsung SSDs, they are pretty solid. In any case, someone from family always going to US.
I’ll suggest to use Jupiter.. you will be saving charges on 25k.. only need to pay for rest 5k.