Finalized two health insurances need suggestions
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Father age 43
Mother age 40
My age 17
Brother’s age 14
Plans selected:-
1)Max Bupa Health Companion with health recharge (smart saver) policy bazaar exclusive
Plan details:-
3L+7.5L(health recharge) 3 Lakh (health recharge)
Premium-17000
2)Religare 5+5 plan :-
Premium 17600
Cover 5 Lakh + 5 Lakh (health recharge)
WHATS THE CONFUSION
One plan selected based on policy bazar agent other based on cover fox
I asked the agent of cover fox if i face an accident tomorrow facing an amount of 10 Lakhs in ur networking hospital how much claim will be granted 10 Lakhs or 5 Lakhs
He said 5 Lakhs and after that the next 5 lakhs health recharge will get activated
Where as policy bazar says u will get 10 Lakh rs claim and 3 Lakhrs health recharge activated
But on the title its mentioned 7.5 L is also health recharge
Premium is not much different
If anyone has good knowledge of such insurances or experiences please help me in choosing one
Both says they will provide a guarantee claim certificate
Both says claim settlement percentage is 100%
Both says this is the best plan (i know they just want to sell their plans)
Both talk negative about each other obviously as they are competitors
Both says they have both the plans to sell but they want to sell the best plan to me, i really doubt
Now please help me finalize one if u have experience of any one
Or check these details of policies and plz suggest one
Your suggestions will be much helpful
http://delivery.policybazaar.com/DJQLBPN?id=134...
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Yes exactly the same was said to me by the policy bazaar one
If u even know any other good plans than these please suggest
@isntitb149 what is your location ? I can provide you from star health at very good discount . Family health optima
Ahmedabad
If u have any of the health insurance which u think is worth based on ur experience please do suggest
Call both agents for home visit at same time and let them fight and bring out cons from each others plan🤣🤣 no experience in insurances but that 7.5 lakh looks good
@ItsBetter or any one,
Can we pay any HEALTH/MEDICAL insurance policy with Amazon Pay ? That would fetch some more discount.
Not while starting a new policy
go for star health insurance
it has wider hospital coverage
Which one is the best plan in star considering 5 lakh cover and 5 lakh health recharge
Or any plan being value for money
go for star or any nationalized company
dont consider cost as a primary factor while buying this
any past experience?