First statement of Millennia credit card received. Need help to understand RP calculation
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I received my first statement of HDFC Millennia credit card.
My spends were as below
- Simpl Repayment 1830
- Mobkwik Wallet load 2000
- Smartbuy 10000
- Amazon 680
- Credpay 9025
- Nobroker 6060
Reward points summary is as below
- 5% CashBack on Select erchants-MILL – 34 (For amazon shopping of 680)
- 1% CashBack on other Spends-MILL – 254
- 5% CB for PayZapp SmarBuy Oct21 – 500 (For SB txn of 10000)
I can correlate the transactions for 5% cashback but 1% cashback calculation is not matching with my spends.
I think I have not received any points for wallet load and Simpl repayment. Still if I exclude those txns, 1% should be 256 and not 254 (even with rounding down the nos.)
Also as per the cashback structure shown on https://www.hdfcbank.com/personal/pay/cards/mil... , I should have received 1% cashback on wallet loads.
Can any expert here decode this and help me understand how they calculate the reward points so that I (and other novices like me) can use this card for better benefits in future?
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789 Reward points.
1 Rp for “SMS1Dineout promo”. I am not sure what this is.
Even if they give incorrect reward points/Cashback ..you can’t do anything other than wasting your time.. PEACE..✌️
Yes i am also millennia card holder from Last 2 years and never received the reward points as per transactions. Always received mess of Reward points and take whatever comes without hesitation
Points cycle and statement cycle are different. Assuming this statement was generated in November, points credited would be for transactions made during Oct 1-31. This may not sync with the statement cycle, so you’ll have to compare the transactions accordingly.
I don’t think so. My all 1% cashback transactions are done after 1 Nov only.
I think I didn’t get RP for wallet loading and transaction on Simpl
Hey I am first time hdfc credit card user.
I also received my first statment.
After that I paid my partial bill amount from mobiwick.
But I can’t see if that 3500 is settled or not in hdfc NetBanking.
Or how much is remaining
Did you get “Your credit card bill has now been paid” message from mobikwik?
It may take 1-2 days to reflect the payment in your card.
mine 1st statement also got generated.. but there are no reward points mentioned
What transactions did you make?
Total Cashback Rcvd ?