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Flipkart Axis Credit Card limit increase

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Deal Cadet
chotabaxxa800

Hi.

I have been offered very low credit limit on my CC ( 15k).

How much time does Axis takes to generally increase the Credit Limit ?

Should be spend more or less to be eligible for limit upgrade ?

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Deal Cadet Deal Cadet
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I have same issue. 15k limit when other cards are above 1 lakh. Ready to submit salary slips or ITR but Customer Care is not responding properly. With this limit, not able to use card as required. 

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Deal Cadet Deal Cadet
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12 months

Super Stud Super Stud
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14 months passed still no preapproved credit limit offer for me?
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Deal Subedar Deal Subedar
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Same here. My wife got 35k limit with no credit history. 0 cibil. I want to use for getting more cards on C2C basis.

Generous Generous
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I got a limit of 30k and after mailing to nodal officer- [email protected] my limit was increased to 55k. I did it after 3 months.

PS: I had a limit of 1.75 lacs in another Axis card pre-covid and I stated that reason to increase limit.

Deal Cadet Deal Cadet
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Did you attached salary document etc also  ?

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Helpful Helpful
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My limit is also 15k which is pretty low i have to make prepayment occasionally in this card

Deal Cadet Deal Cadet
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Prepayment is fine for me but we can’t do single  transaction more than the Max Credit limit on the card

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Wingman Wingman
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I got the same limit even though, my HDFC one has 88k and 160k on SBI. Can’t even buy a high end item from FK for 5% cashback

Deal Newbie Deal Newbie
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Me too, missing the no cost emi rage.. .. .

Deal Cadet Deal Cadet
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I have same issue. 15k limit when other cards are above 1 lakh. Ready to submit salary slips or ITR but Customer Care is not responding properly. With this limit, not able to use card as required. 

Deal Newbie Deal Newbie
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Escalate to level 2, you will get

Finance Ninja Finance Ninja
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https://imgbb.com/G...wd

Try after 6th statement is generated

Critic Critic
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thanks for sharing, I am too into 15k limit club whereas my HDFC CC limit is 1.5L..

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Generous Generous
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Wow! I never thought 15k club has so many members. Hello to all smile

Deal Cadet Deal Cadet
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Same feeling. Thought I was the one guy with such a low limit. Happy to meet other club members 😂.

Deal Newbie Deal Newbie
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Hi. Long long do they usually take to deliver it post application?

Generous Generous
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5-7 days post approval. Approval may take 1 to 7 days based on credit profile.

Deal Newbie Deal Newbie
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My credit card limit increase 

Generous Generous
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How much? Today?
Deal Newbie Deal Newbie
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I think, the entire Axis Bank credit card system is pathetic. Axis declined me a credit card even after I opened an FD (it was guarabnted to offer me a credit card) in 2017, I have no lons, no defaults, nothing. 

Then somhow I could get an Axis Bank Neo credit card in 2019 with 33K. Then in 2020, I got an ICICI Platinum with 54K. 

In 2021, I got an ICICI Amzon Prime card with a limit of 3L. Then Flipkart messaged me 2021 September, asking to apply for the Flipkart Axis bank credit card. It was issued with a limit of 71K. Thereafter, I applied, just for fun, for an IndusInd credit card; was approved for a limit of 2.5L.

In February this year (2022), my Amazon card was offered a limit enhancement to 4.9L; four months ago it was further enchanced to 5.3L.

In November, I got two more cards, BOB Easy with 1.6L and IDFC First select with 2.45L.

All these cards are lifetime free.

Now, Axis never increases my credit limit; if I apply for a new card, they decline becasue I do not meet their "internal criteria" or something. This happened twice in the past 9 months.

All my SIPs, all investments are through Axis Bank. I have been an axis bank customer since 2007. I use the Flipcard card quite often. I always pay my dues and bills way before time.

I'm really really very baffled and frustrated.

Deal Subedar Deal Subedar
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I also never received limit increase on Axis.

Deal Newbie Deal Newbie
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I want to increase my credit card credit limit 

Deal Newbie Deal Newbie
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Got LTF FK Axis card in Dec 2021 😄

Limit offered 15k.

Got ICICI Apay card in may 2023 with limit 1.5lakh

After using fk card got LE of 7k card limit now 22k

Complained to Axis Nodal officer he asked the limit required I mentioned above 1 lakh.

After a hard enquiry limit increased to 1.04l in October 2022

Got Limit increase yesterday making total limit to 1.5L 

yayy!! 😉

Deal Newbie Deal Newbie
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How did they hard enquired?

Deal Newbie Deal Newbie
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Increase limit

Deal Newbie Deal Newbie
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Increase limit for card 

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