_One_Miller_ wrote:My bhavishyavani-
Aap suspend hone wale ho.
Why? 
Roushh wrote:What did he do?
He is regular member who creates multiple new account every day and get suspension.
@androgame , @rajrocks and I identify him easily.
_One_Miller_ wrote:He is regular member who creates multiple new account every day and get suspension.
@androgame , @rajrocks and I identify him easily.
panchabhut wrote:I checked my details after this. But could not find any ICICI Paylater query in the last 1 year. May be because ICICI is my primary bank for last 20 years and they have my full details.
I too hold ICICI bank account yet I could see ICICI PL inquiry entry in my CIBIL during their initial launch
_One_Miller_ wrote:
What’s his real ID then?
Harish.agarwal wrote:What’s his real ID then?
No Idea.
_One_Miller_ wrote:No Idea.
How do you identify then ??
Ramesh1997 wrote:How do you identify then ??
From his comments.
_One_Miller_ wrote:From his comments.
Maybe u should let him comment. They seem harmless
Harish.agarwal wrote:Maybe u should let him comment. They seem harmless
I let him but admin suspend him.
_One_Miller_ wrote:I let him but admin suspend him.
why? its not like he is english walnut guy?
From OLA FAQs
AppleFan wrote:
Adding few guys who were actively participated in below thread.
https://www.desidime.com/forums/hot-deals-onlin...
contact ola and aditya cc.
Many people including me got an offer to subscribe to Ola Postpaid Plus powered by Aditya Birla Finance. In the fine print it was clearly indicated that this is in the nature of unsecured credit line and would get reported in CIBIL. I deliberately avoided subscribing to it though I got multiple reminders and phonecalls to promote it. Looks like you did subscribe to it and that would mean there is a consent from your side to dip into the credit line and get a CIBIL hit. Nothing much can be done now except to close it a few months down the line.
AppleFan wrote:
Adding few guys who were actively participated in below thread.
https://www.desidime.com/forums/hot-deals-onlin...
I too received these SMS messages and also found it in CIBIL report. You should understand that sanctioned doesn’t mean you are actually paid. Current balance shown is the amount you owe Ola money being postpaid dues. This is a routine financial reporting system. You will soon find Flipkart paylater also.
need some help regarding Ola Money Postpaid I got invitation from ola money for there Postpaid product(3000 limit) so if I accept it will create any loan in my credit history as they are asking for PAN details (although they assuring that “This won’t impact my credit score”)
Ps. I am talking about normal postpaid not plus or upgrade
May be a trick, how i activate ola postpaid without verification
Upload the documents, start activation in ola ride but do not give the otp.
How to check CIBIL score?
this.person.actually wrote:How to check CIBIL score?
Either pay for it via your bank(sbi netbanking cibil score check option 400+gst, icici & hdfc rates are lower) in which you have an account in your name with pan number linked or create a free account on cibil but it only gives 1 free report in a year https://myscore.cibil.com/CreditView/enrollShor...
guest_999 wrote:Either pay for it via your bank(sbi netbanking cibil score check option 400+gst, icici & hdfc rates are lower) in which you have an account in your name with pan number linked or create a free account on cibil but it only gives 1 free report in a year https://myscore.cibil.com/CreditView/enrollShor...
Thank you so much
Flipkart Paylater also showing in my credit report as a unsecured Personal Loan of Rs.60000 from IDFC First Bank.
flipkart paylater was showing in my CIBIL report as a personal loan, so i contacted flipkart and they said Paylater CAN NOT be de-activated or closed, u need o contact IDFC first bank, so i contacted IDFC bank and they said i need to provide them a confirmation of my flipkart account closure.
i had to de-activate my flipkart account in order to de-activate paylater, then i sent them the screenshot of flipkart account closure and my cibil report, finally IDFC first bank’s entry was removed from my CIBIL. i am using flipkart from another account, i wont be using their paylater services in future.
Same thing happened with me. How did you proceeded . Please guide me
I can see Aditya Birla Finance Loan in my CIBIL. can i Close the OLa Postpaid account and remove the entry
Born_Mutant wrote:I can see Aditya Birla Finance Loan in my CIBIL. can i Close the OLa Postpaid account and remove the entry
No you can’t. You authorized them to open a line of credit on your name. Don’t worry, then didn’t take a loan on your name.
Born_Mutant wrote:Thank you. I have lot of Loans… (Home, Education) dont want to mess my CIBIL score.
They have made a credit inquiry and your score has already been hit. You can’t do anything now as it was an authorized inquiry.
Plus it is not a loan so it will not make any negative impact on your CIBIL score unless you use it and don’t pay it back on timely manner.
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