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Free Credit card to bank trick, per day Rs.500x5 times only per account (I think 5% for SBI cashback card)

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Finance Ninja
abhishek012
Free Credit card to bank trick, per day Rs500x5 times only per account (i think 5% for SBI cashback card):

First of all hope you already heard about "Dhani Wallet UPI", read here about Dhani wallet UPI -

https://www.desidime.com/discussions/dhani-app-...

Dhani launch "UPI on Credit card" option, you can scan any UPI QR and pay via any visa/master/RuPay Credit cards.

You can transfer your funds daily Rs 2500 (500x5) by this way.

The way is UPI WITH CREDIT CARD feature on dhani app. this feature is newly enabled
Open Dhani, complete full kyc if not completed and then go to services tab and find option upi with credit card and enable it and go.
first scan any UPI QR and then enter the card details, some points to remember:

1. Please try max. Rs.500 per transaction, as beacuse above this they will charge extra charges, and please also confirm the amount at payment page.
2. You can try daily max.5 transactions , means max.2500 Rs. daily.
3. Before going for completing the payment, please untick the save card option from bottom, because after the card is saved you can't remove that and they will allowed only 3-4 cards if the cards are saved.
4. You will receive money instantly in your provided UPI id linked bank account., full working, no failures reported till now..but not sure about next beacuse trick is going viral now.(😄while I'm using it from many days ago)
5. And The best part is that you can use any Debit/Credit/Prepaid card for this. and The credit card transaction also going as shopping tag not wallet load or something.

Note - few thing i need to add is that full kyc dhani account, you can also transfer to your bank UPI QR, no merchant UPI QR required because last time i used Dhani wallet UPI and successfully transfer to bank UPI QR.

For mini kyc dhani account, i think only Merchant UPI QR will work.

2nd thing, Before going for completing the payment, please untick the save card option from bottom, because after the card is saved you can't remove that and they will allowed only 3-4 cards if the cards are saved.

Click on "UPI on Credit Card" option -

Screenshot20230307-223329

Scan bank UPI QR or Merchant UPI Qr and Untick the saved card option (mandatory) and pay -

Screenshot20230307-223953

Note - My dhani wallet is old account and still showing only 4 unique credit cards i can use. so, i can't use this trick -

Screenshot20230307-224117

here some screenshot from telegram -

Its comes under Shopping category. So, i think we will get 5% cashback for SBI Cashback card -

photo2023-03-0723-34-46

photo2023-03-0721-18-37

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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
103 Comments  |  
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Finance Mentor Finance Mentor
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I wonder people will start running by just reading the word "dhani"...

Finance Ninja Finance Ninja
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Now aaj mujhe pata chala mere saare post pe self promotion ka DV kon karta hai. Its you. 😜

Sirf 20 views and sirf tumhara comment. 😜
Deal Cadet Deal Cadet
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😄

Finance Mentor Finance Mentor
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DV kya hota hai...?

Deal Cadet Deal Cadet
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Down vote

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Helpful Helpful
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@abhishek012

Bro, I think you use more brain than our Sitharaman Aunty 😄

Finance Mentor Finance Mentor
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brain use karna aur brain sahi jagah use karna are two different things 😝
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Generous Generous
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Don't want to be Dhani.

Deal Subedar Deal Subedar
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Dhani saving card even if u untick. They not allowed more than 4 cards per account. Also dhani is not reliable. Sbi not provide 5% for wallet load.

Helpful Helpful
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What merchant name you were getting ? Tried sbi cashback 

Helpful Helpful
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I think dhani txn will be considered a wallet load and they will give 1% cb.

Finance Ninja Finance Ninja
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Dhani is now e-com website, dhani spend now count under shopping spend.
Deal Cadet Deal Cadet
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Dhani se dur rehkar  apni dhan bachaye .

Deal Lieutenant Deal Lieutenant
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4 cards are already saved..how to delete those? @abhishek012

Finance Ninja Finance Ninja
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Impossbile.
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Blaze Blaze
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Anyone got 5% cashback or just firing arrows in air.

The PostMighty The PostMighty
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Yes please confirm anyone.

Deal Lieutenant Deal Lieutenant
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Going by your & Dhani's past record...

I think it's better to watch this "Dani"

Then to go with your "Dhani"

P. S : Just kidding, I still don't own a CC.

 

Pro DealBaba Pro DealBaba
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fire

Finance Mentor Finance Mentor
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@shh_my_dog_is_sleeping Pehle apna aur uska "dhani" ki size comparizon karke phir jao compatible ho to...

Helpful Helpful
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will there be an issue with income tax if we keep paying more than 1 lakh as CC payment 

**CC rotation will result in paying large CC payment

Deal Cadet Deal Cadet
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Think it through, credit card linked with pan and you are spending 2500 per day thats 75k for 30 days and you are earning 50k per month

May be one or two times, won't matter but you are continuing then there is chance that you will get IT letter to explain.

But I don't know if it's illegal to rotate money.

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The PostMighty The PostMighty
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Showing exceed limit daily count of 5 even though i did'nt try today.

The PostMighty The PostMighty
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Got 5% ...thanks to abhishek bro for their great work and DD.

Finance Ninja Finance Ninja
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5% cashback for SBI cashback card and 2% cashback for Axis ACE credit card.

@zesh120790

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Helpful Helpful
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sabko bata do scheme

Post Mogul Post Mogul
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Payment getting failed with money getting transferred to wallet.. used normal upi qr for payment not merchant one @abhishek012

Finance Ninja Finance Ninja
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You mean money loaded to Dhani wallet ? 

You can use your dhani wallet balance via Dhani wallet UPI payment to bank transfer.
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Deal Subedar Deal Subedar
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when i click on "upi with credit card", I see new pop up  - "setup your prepaid dhani card" 😌  very scary situation now

Finance Ninja Finance Ninja
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What's scary ?

Activate dhani prepaid card and then use UPI on credit card.
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Deal Newbie Deal Newbie
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IMG20230312200537

The PostMighty The PostMighty
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Daily limit is 5 and weekly is 20 count.

Deal Cadet Deal Cadet
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It is asking for setting up prepaid card.? Is it really needed.?

The PostMighty The PostMighty
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Yes.

Deal Cadet Deal Cadet
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Unable to complete KYC and create/activate wallet.

getting these errors. Did kyc for dhani prepaid card in past.

Screenshot20230314134202Dhani

Screenshot20230314134136Dhani

Comrade Comrade
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ok_hand
Post Mogul Post Mogul
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Device binding is failing everytime

Finance Ninja Finance Ninja
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Dual sim ? 
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Helpful Helpful
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Worked fine with sbi cashback card, for rbl save max card it says this card can not be used for this transaction 

Deal Newbie Deal Newbie
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Facing this error tried with ICICI, AU and Paytm Payments bank.

Screenshot20230314211050Dhani
Deal Newbie Deal Newbie
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Removed pay with credit card option

replyuser
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