Free Credit card to bank trick, per day Rs.500x5 times only per account (I think 5% for SBI cashback card)
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First of all hope you already heard about "Dhani Wallet UPI", read here about Dhani wallet UPI -
https://www.desidime.com/discussions/dhani-app-...
Dhani launch "UPI on Credit card" option, you can scan any UPI QR and pay via any visa/master/RuPay Credit cards.
You can transfer your funds daily Rs 2500 (500x5) by this way.
The way is UPI WITH CREDIT CARD feature on dhani app. this feature is newly enabled
Open Dhani, complete full kyc if not completed and then go to services tab and find option upi with credit card and enable it and go.
first scan any UPI QR and then enter the card details, some points to remember:
1. Please try max. Rs.500 per transaction, as beacuse above this they will charge extra charges, and please also confirm the amount at payment page.
2. You can try daily max.5 transactions , means max.2500 Rs. daily.
3. Before going for completing the payment, please untick the save card option from bottom, because after the card is saved you can't remove that and they will allowed only 3-4 cards if the cards are saved.
4. You will receive money instantly in your provided UPI id linked bank account., full working, no failures reported till now..but not sure about next beacuse trick is going viral now.(😄while I'm using it from many days ago)
5. And The best part is that you can use any Debit/Credit/Prepaid card for this. and The credit card transaction also going as shopping tag not wallet load or something.
Note - few thing i need to add is that full kyc dhani account, you can also transfer to your bank UPI QR, no merchant UPI QR required because last time i used Dhani wallet UPI and successfully transfer to bank UPI QR.
For mini kyc dhani account, i think only Merchant UPI QR will work.
2nd thing, Before going for completing the payment, please untick the save card option from bottom, because after the card is saved you can't remove that and they will allowed only 3-4 cards if the cards are saved.
Click on "UPI on Credit Card" option -
Scan bank UPI QR or Merchant UPI Qr and Untick the saved card option (mandatory) and pay -
Note - My dhani wallet is old account and still showing only 4 unique credit cards i can use. so, i can't use this trick -
here some screenshot from telegram -
Its comes under Shopping category. So, i think we will get 5% cashback for SBI Cashback card -
Sirf 20 views and sirf tumhara comment. 😜
😄
DV kya hota hai...?
Down vote
Bro, I think you use more brain than our Sitharaman Aunty 😄
Dhani saving card even if u untick. They not allowed more than 4 cards per account. Also dhani is not reliable. Sbi not provide 5% for wallet load.
What merchant name you were getting ? Tried sbi cashback
I think dhani txn will be considered a wallet load and they will give 1% cb.
Dhani se dur rehkar apni dhan bachaye .
4 cards are already saved..how to delete those? @abhishek012
Anyone got 5% cashback or just firing arrows in air.
Yes please confirm anyone.
Going by your & Dhani's past record...
I think it's better to watch this "Dani"
Then to go with your "Dhani"
P. S : Just kidding, I still don't own a CC.
@shh_my_dog_is_sleeping Pehle apna aur uska "dhani" ki size comparizon karke phir jao compatible ho to...
will there be an issue with income tax if we keep paying more than 1 lakh as CC payment
**CC rotation will result in paying large CC payment
Think it through, credit card linked with pan and you are spending 2500 per day thats 75k for 30 days and you are earning 50k per month
May be one or two times, won't matter but you are continuing then there is chance that you will get IT letter to explain.
But I don't know if it's illegal to rotate money.
5% cashback for SBI cashback card and 2% cashback for Axis ACE credit card.
Payment getting failed with money getting transferred to wallet.. used normal upi qr for payment not merchant one @abhishek012
You can use your dhani wallet balance via Dhani wallet UPI payment to bank transfer.
when i click on "upi with credit card", I see new pop up - "setup your prepaid dhani card" 😌 very scary situation now
Activate dhani prepaid card and then use UPI on credit card.
It is asking for setting up prepaid card.? Is it really needed.?
Unable to complete KYC and create/activate wallet.
getting these errors. Did kyc for dhani prepaid card in past.
Worked fine with sbi cashback card, for rbl save max card it says this card can not be used for this transaction
Removed pay with credit card option
I wonder people will start running by just reading the word "dhani"...