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Fraud in online Banking

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Sale Day King
Rocking_sinc...

Just now received a message from SBI saying that
ALERT:You have made 2 invalid login attempts for userid XXXXXXXX on 26/08/2020 15:27 PM IST. Login access will be locked for day after 1 more attempt.
then I quickly changed my password.  Now I have few questions in my mind
1) my account will be safe after changing password or I have to do more
2) How these people even got my internet id username
3) It happens because when we pay through cred app it automatically save username (same for freecharge).
Please give ur valuable suggestions. how to be safe from online banking frauds
Thanks in advance

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Pro Community Angel Pro Community Angel
Moderator
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It’s *fraud.

Sale Day King Sale Day King
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typo
corrected…Thanks smile

Pro Community Angel Pro Community Angel
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Could get username from many places. You use banking on phone? Phones (especially android) are prone to various kinds of surveillance, better use only PCs for that. Changing the password is fine for now, but if you face this again then better get your online access blocked and get new username
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The Alpha The Alpha
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The worst thing in this sbi bank is it doesn’t require any otp for login Where as in kotak it asks every time otp when we want to login net banking

Sale Day King Sale Day King
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true

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Helpful Helpful
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It happens sometime, if another user has similar username as yours

once I entered one letter incorrectly of my username while logging in, then everytime it gave error of “wrong password”

on looking at username, I found it’s a typo mistake

Pro Community Angel Pro Community Angel
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+1
Could be as simple as this too
Sbi is a big bank and most importantly a public sector bank toungueout

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Pro Community Angel Pro Community Angel
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Cred/ FC never stored usernames! 

Anyone else??

Mobile Guru Mobile Guru
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Cred got compromised!
Never used SBI NB on any portal apart from cred in the recent times and this happened now https://cdn0.desidime.com/attachments/photos/633861/medium/Screenshot_20200828-202636__01.jpg?1598626722

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Pro Community Angel Pro Community Angel
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Bro, SBI alerts are vague. It’s their server error. They will send you account balances of random accounts sometimes. When enquired with the branch, there won’t be any satisfactory responses. “Galati se chala gaya hoga..” was not something to be convinced easily. So, closed those gfn accounts long back.

PS: You can’t be anxious all the time with such lapses.

Sale Day King Sale Day King
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Thanks bro kg+……but it’s good to discuss the things

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Deal Major Deal Major
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Fraud……

Tech Guru Tech Guru
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@Rocking_since_1992 it could be just a typo in username. But just to be safe I’d suggest that use a separate bank account for regular NetBanking where you don’t keep much money. Whenever you do  need more money, transfer from your main account. Incase that account does get “hacked” you’d suffer minimum losses.

Also change your id to something more unique that typos by other users are very unlikely to occur

Sale Day King Sale Day King
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Thank you bro for the suggestion…kg+

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Pro Shopping Friend Pro Shopping Friend
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Sale Day King Sale Day King
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P.s. not satisfied with few but karma given for their efforts.

replyuser
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