Fraud in online Banking

It’s *fraud.

deb3l wrote:

It’s *fraud.

typo
corrected…Thanks

@androgame @getready

The worst thing in this sbi bank is it doesn’t require any otp for login Where as in kotak it asks every time otp when we want to login net banking

Rocking_since_1992 wrote:

@androgame @getready

Could get username from many places. You use banking on phone?
Phones (especially android) are prone to various kinds of surveillance, better use only PCs for that.
Changing the password is fine for now, but if you face this again then better get your online access blocked and get new username

sricharangunda wrote:

The worst thing in this sbi bank is it doesn’t require any otp for login Where as in kotak it asks every time otp when we want to login net banking

true

It happens sometime, if another user has similar username as yours

once I entered one letter incorrectly of my username while logging in, then everytime it gave error of “wrong password”

on looking at username, I found it’s a typo mistake

androgame wrote:

Could get username from many places. You use banking on phone?
Phones (especially android) are prone to various kinds of surveillance, better use only PCs for that.
Changing the password is fine for now, but if you face this again then better get your online access blocked and get new username

Thanks bro kg+

Dastro wrote:

It happens sometime, if another user has similar username as yours

once I entered one letter incorrectly of my username while logging in, then everytime it gave error of “wrong password”

on looking at username, I found it’s a typo mistake

+1
Could be as simple as this too
Sbi is a big bank and most importantly a public sector bank

sricharangunda wrote:

The worst thing in this sbi bank is it doesn’t require any otp for login Where as in kotak it asks every time otp when we want to login net banking

On one hand, people curse about a OTP requirement for logging in.

On a different note, SBI internet banking is also one among the most secured one’s. If you have noticed, its OTPs are always 2-3 digits extra than other banks. And even if some one could gain access over it, it needs OTP authentication for adding or transferring funds.

Dastro wrote:

It happens sometime, if another user has similar username as yours

once I entered one letter incorrectly of my username while logging in, then everytime it gave error of “wrong password”

on looking at username, I found it’s a typo mistake

May be that can be a case, but my username is quit different

Cred/ FC never stored usernames! 

Anyone else??

Bro, SBI alerts are vague. It’s their server error. They will send you account balances of random accounts sometimes. When enquired with the branch, there won’t be any satisfactory responses. “Galati se chala gaya hoga..” was not something to be convinced easily. So, closed those gfn accounts long back.

PS: You can’t be anxious all the time with such lapses.

deb3l wrote:

Bro, SBI alerts are vague. It’s their server error. They will send you account balances of random accounts sometimes. When enquired with the branch, there won’t be any satisfactory responses. “Galati se chala gaya hoga..” was not something to be convinced easily. So, closed those gfn accounts long back.

PS: You can’t be anxious all the time with such lapses.

Thanks bro kg+……but it’s good to discuss the things

Rocking_since_1992 wrote:

Thanks bro kg+……but it’s good to discuss the things

Sure, but don’t worry much about such things and keep your passwords safe and changing in regular intervals.

deb3l wrote:

Sure, but don’t worry much about such things and keep your passwords safe and changing in regular intervals.

Sure broda

sricharangunda wrote:

The worst thing in this sbi bank is it doesn’t require any otp for login Where as in kotak it asks every time otp when we want to login net banking

Yes however every transaction requires OTP.

igen wrote:

Yes however every transaction requires OTP.

There are certain govt websites they don’t ask any otp if we do sbi net banking

sricharangunda wrote:

There are certain govt websites they don’t ask any otp if we do sbi net banking

This was true some years ago incl for IRCTC. Now it asks otp for irctc, dunno about govt websites.

sricharangunda wrote:

There are certain govt websites they don’t ask any otp if we do sbi net banking

That’s because those websites are also the last place where any fraudster would want to spend the hacked money online.
@igen

androgame wrote:

Could get username from many places. You use banking on phone?
Phones (especially android) are prone to various kinds of surveillance, better use only PCs for that.
Changing the password is fine for now, but if you face this again then better get your online access blocked and get new username

A misconception. By default android is more secure than windows because you don’t get root/admin access on any android version from the start. Without it a majority of vulnerabilities can’t be exploited. That leaves only installing insecure/malicious apps from either playstore or outside of playstore(I remember many ppl here used to install older version of cred & many similar apps to keep exploiting some loophole/removed feature in official updated versions) which compromises android device security but then clicking on any popup/visiting shady/pirate sites on pc is more likely to compromise your pc unless you are running linux.
@bikidas2060 @_One_Miller_ @drupal @Simbha3 @Total_Fun

Fraud……

guest_999 wrote:

A misconception. By default android is more secure than windows because you don’t get root/admin access on any android version from the start. Without it a majority of vulnerabilities can’t be exploited. That leaves only installing insecure/malicious apps from either playstore or outside of playstore(I remember many ppl here used to install older version of cred & many similar apps to keep exploiting some loophole/removed feature in official updated versions) which compromises android device security but then clicking on any popup/visiting shady/pirate sites on pc is more likely to compromise your pc unless you are running linux.
@bikidas2060 @_One_Miller_ @drupal @Simbha3 @Total_Fun

Agree. Also like to add that 

1) almost all PC users use  physical keyboard to type in pass word ( instead of virtual one built-in) which makes them vulnerable to keyloggers.

2) There are lot more malwares for windows PC than Mac, iOS and Android combined.

3) There are hardware vulnerabilities ( that may or may not be solved/ mitigated with firmware updates)

Like few years ago computers science researchers found vulnerabilities in  CPU architectures of various companies from Intel (x86) architecture to IBM to  even some APPLE and ARM  (  ARM  designs mobile phone CPU [ SoC] architecture).


But it’s Intel’s  processors which were worst effects


https://www.techarp.com/guides/complete-meltdow...


https://www.anandtech.com/show/12214/understand...

Dastro wrote:

It happens sometime, if another user has similar username as yours

once I entered one letter incorrectly of my username while logging in, then everytime it gave error of “wrong password”

on looking at username, I found it’s a typo mistake

Very true. Once I was receiving OTPs for Amazon login on my mom’s phone which doesn’t have Amazon account. I was upset because it was around 2AM middle of the night.

@Rocking_since_1992 it could be just a typo in username. But just to be safe I’d suggest that use a separate bank account for regular NetBanking where you don’t keep much money. Whenever you do  need more money, transfer from your main account. Incase that account does get “hacked” you’d suffer minimum losses.

Also change your id to something more unique that typos by other users are very unlikely to occur

Total_Fun wrote:

@Rocking_since_1992 it could be just a typo in username. But just to be safe I’d suggest that use a bank account for regular NetBanking where you don’t keep much money. Whenever you do  need more money, transfer from your main account. Incase that account does get “hacked” you’d suffer minimum losses.

Also change your id to something more unique that typos by other users are very unlikely to occur

Thank you bro for the suggestion…kg+

Total_Fun wrote:

@Rocking_since_1992 it could be just a typo in username. But just to be safe I’d suggest that use a bank account for regular NetBanking where you don’t keep much money. Whenever you do  need more money, transfer from your main account. Incase that account does get “hacked” you’d suffer minimum losses.

Also change your id to something more unique that typos by other users are very unlikely to occur

SBI Username can’t be changed.

Ramesh1997 wrote:

SBI Username can’t be changed.

Correct. There is no such option, I tried. May be manually can be changeable by requesting bank manager.

Rocking_since_1992 wrote:

Content has been removed!

P.s. not satisfied with few but karma given for their efforts.