Funding issue in IDFC etc.
Hi,
My cousin is trying to fund his idfc account with his via sbi visa classic card but his payment is failing every time. He has tried every random amount but the payment is not going through https://www.sbi.co.in/web/personal-banking/card.... He opened his account last year and got the card just before lockdown. Never used it at any online website/atm. Can this be the issue for this? Can this be corrected without visiting the branch?
- He used my referral to open his account. Now he will have to try using idfc’s link as he’s stuck on the funding page. Will I still be eligible for the cashback?
- If one open’s idfc account with 25kmab, can the same be later downgraded?
- They say first dc transaction online/offline upto 250 gv. On any website can this amount be used even to purchase gv’s? Upto 250 ka kitna dete hai?
- And when they say 1000 cashback on 20000 spend. Will gv count? And 20k spend in a month consolidated, right?
- Say one has a number 1234 linked with the aadhar and that number is used to open an account. Can we use some different number later to receive the otp etc.? If yes then how?
Tagging dc expert @abhishek012 for the sbi query.
Thanks
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For Debit cards RBI had issued a notice in 2020 Q1 if no e-commerce txn are made in 180days the card will be blocked
Ps. not sure of specifics mentioned above 
but definitely it was something similar to this
1. If he clicked on your referal link and has started the Acc opening procedure even though its stucked , Still you will receive referal benefits provided that your cousin completes the process and funds it with MAB some day…
2. No clue about downgrading MAB for an online account.. If u think from Business perspective I would say NO! bcoz u used 3k advantage
3. Purchase gv from gyftr/amazon/wohooo all are eligible… Its 10% upto 250… So make sure your 1st txn is above 2500
4. Yes, the amount 20K is cumulative spends and yes you can purchase gv too
5. I opened my acc with Adhaar linked no. then changed it from Netbanking to Secondary no. If that’s what u are asking
Thanks
5. How to do that?
I was asking about changing number right after opening the account.
@guest_999
Thanks bro, it worked. Tried creating sbi rewardz account of the same but got this error https://imgur.com/a/M...UE Any help?
@R0417
How to port the account to new app/portal? I guess that option is in the new interface only. And idfc creates upi with the number mentioned in the aadhar. Once the number is changed in their interface. How much time do they take to update the upi?
KG+ to both of you.
Edit- Any idea how to downgrade account to 10kmab after getting vouchers? I called the cs from my number, they said it is not possible. And as per them charges for account closure within 14 days nil within 6 months 500+gst. I told them that one will take out all the balance. They had only 1 reply that your account will not get closed and bank will keep on charging you non maintenance charges and as per them it will impact the credit score too.
Try creating sbi rewardz acc by clicking within the yono app rewardz section(it will open rewarz site in browser) on a working day during working hours.
Bank can indeed keep charging but cibil score impact is not true unless the account is a current account. However you will certainly be placed in some internal blacklist of that bank so in future very little chance of availing any other service/feature from them. I suggest to do this only if you are sure to never need idfc bank services in future.
@R0417 @guest_999
Bros any way to shift to new version manually? No reply received from their side. Also does it make while doing tasks whether it’s the old version or the new one? And does full kyc matter? Please share link for the video kyc also? The link received in the sms is not opening.
Edit- How to register on whatsapp banking?
First online/offline debit card transaction & spend 20000 or more with dc. Will both of these be counted in one transaction? Also I am guessing swipe machine is also covered under this, right?
I don’t think manual shifting by user is possible to new portal/app, install new version idfc mobile app & after initial registration if it gives you the option to migrate & then able to successfully migrate then only you will shift to new portal else only think you an do is contact customer care & place a request & hope for the best. Btw new portal/app only practical advantage as of now is idfc credit card management.
Trying to raise a complaint here https://cms.onlinesbi.co...S/# but the branch locator thing keeps on saying to enter correct characters. BC this is why sarkar should focus only on running the country. The babus have created such a pathetic website so that no complaints can be raised.