Getting error while upgrading HDFC platinum debit card to millennia debit card.

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Deal Cadet
nikniknik

Update: We are unable to process your request for a HDFC Bank Debit Card at present. Please visit our branch or call PhoneBanking for details.


Do I need to apply from the branch?

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Deal Cadet Deal Cadet
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I was able to do this same upgrade few days ago using Net banking. Received the Millennia debit card today

Deal Cadet Deal Cadet
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Either HDFC is being typically broken, or it’s a shady tactic to make the upgrade difficult.

Community Angel Community Angel
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May I know how Millenia is better than Platinum??

Deal Lieutenant Deal Lieutenant
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I had got the same error and had to visit the branch and apply.

Hotshot Hotshot
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drupal wrote:

May I know how Millenia is better than Platinum??

rewards in selected categories but upto 750rs(platinum charges 750), rewards in most categories upto 400rs (millenia charges 500) . i prefer millenia as for those selected categories credit card is better and millenia gives 2.5% on online spends and 1% for wallet reloads.

Deal Lieutenant Deal Lieutenant
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drupal wrote:

May I know how Millenia is better than Platinum??

For Millenia ,

  • 5% CashBack points on shopping via PayZapp and SmartBuy
  • 2.5% CashBack points on all online Spends
  • 1% CashBack points on all offline spends and Wallet reloads

Downside Rs 400 max cashback per month that too after 90 days.


Platinum : 

  • Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.
  • 1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment
  • Maximum cap of Rs. 750 per card per month
  • No cashback points for all other categories apart from the one above.

You can use it to pay non HDFC Credit card bills and get 1% cashback.


Platinum cashback is restricted to some transactions and Millenia gives cashback even on wallet loads.

@Seinfeld ,@guest_999  please add if missed.

you can also check

https://www.desidime.com/discussions/hdfc-mille...

Community Angel Community Angel
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LightYagami wrote:

For Millenia ,

  • 5% CashBack points on shopping via PayZapp and SmartBuy
  • 2.5% CashBack points on all online Spends
  • 1% CashBack points on all offline spends and Wallet reloads

Downside Rs 400 max cashback per month that too after 90 days.


Platinum : 

  • Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.
  • 1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment
  • Maximum cap of Rs. 750 per card per month
  • No cashback points for all other categories apart from the one above.

You can use it to pay non HDFC Credit card bills and get 1% cashback.


Platinum cashback is restricted to some transactions and Millenia gives cashback even on wallet loads.

@Seinfeld ,@guest_999  please add if missed.

you can also check

https://www.desidime.com/discussions/hdfc-mille...

Main point is only upto 400 cashback and 90 days period that’s why I like Platinum and platinum is free for me


Deal Subedar Deal Subedar
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drupal wrote:

Main point is only upto 400 cashback and 90 days period that’s why I like Platinum and platinum is free for me


How did you get it for free 

Deal Cadet Deal Cadet
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A_J wrote:

How did you get it for free 

savingmaxx account 

Deal Cadet Deal Cadet
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I have salary account with hdfc.. do I need to pay charges if I apply for milenia debit card

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