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Getting ICICI rubyx LTF , which variant to chose amoung Visa, MasterCard, Amex

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Getting ICICI rubyx LTF , which variant to chose amoung Visa, MasterCard, Amex

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@gdeal Can you let know which type of a card holder is this ?
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@BlueFlash

This is actually card holder book, bought for 100 rs from the local shop, have 480 pockets. 

Like this product - 

Business Card Holder, Debit/Credit/Business/Visiting Name ID Card Holder Book Case Organizer File - 480 Pockets https://amzn.eu/d/3...ml

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15 Dimers
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Amex. so that you can avail ICICI offers and some offers of Amex too although not all.

Deal Cadet Deal Cadet
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I already have amex mrcc , which offer are we talking about exactly here
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Last year I got dual card, Master and Amex, can use 2 times duing the sale😄

Deal Cadet Deal Cadet
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Did u get 2 cards , or 1 card with 2 payment gateways ? 
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Deal Cadet Deal Cadet
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nice.

Deal Cadet Deal Cadet
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great , thansk for the inputs

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Most cards you probably have are Visa already. Rubyx is offered as either Visa or MasterCard+AMEX AFAIK. In case of this AMEX, there are separate offers, where you need a bank AMEX card, as opposed a regular AMEX card, so the MC/AMEX combo might be better for you.

Deal Subedar Deal Subedar
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how are you getting it LTF?

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Deal Cadet Deal Cadet
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Thanks Dimers for your inupts, finally  applied for ICICI Rubyx Mastercard Variant.
Card got approved also , will get delivered in next 3-4 days.

Deal Cadet Deal Cadet
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Received 2  Rubyx cards tdy , 1 mastercard &  1 amex variant, though I applied for MasterCard variant only. 

Now open question,  will there be twice lounge access or will limit be shared b/w 2 cards?

Deal Cadet Deal Cadet
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I am already holding APay card. So I applied today for LTF Rubyx Mastercard using above link. I was getting offer for Emeralde card with 1000+GST/month fee. Sapphiro with No Joining Fee and Rubyx as LTF.

I have few questions:

1. I have received SMS with Application number which is different from the application number is shown after submitting the application. Which application number you used for tracking and where you were tracking your application?

2. How long it took from applying till card generation on iMobile? If possible please provide your timeline.

3. Did you got the same credit limit which you were shown at the time of applying?

4. I was getting 3 option for Rubyx card variant. I choose Mastercard so I will get both Mastercard and Amex, correct?

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Deal Subedar Deal Subedar
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@Futgjitfhig @ankitmania2787 

@amanpreetsaini004 


If I apply on this link, will it show eligible LTF card before Cibil inquiry or after?

Also were you guys holding other icici cc prior applying through this link?

Deal Cadet Deal Cadet
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It will show after cibil enquiry. And I had an existing Amazon Pay card from ICICI.

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Deal Cadet Deal Cadet
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No need of salary account & MAB with ICICI bankc , rubyx and Sapphiro both are isssued depending upon your cibil score .

I was also getting Sapphiro LTF , but choose Rubyx due to Railway lounge facility.

Deal Subedar Deal Subedar
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I was casually reading this thread and saw that even I had LTF offer for Rubyx (Mc, Amex, Visa) and Sapphiro (Visa, Amex). I applied for Sapphiro because they have 50% upto 500 on Bookmyshow and more airport lounge access per quarter

Entertainer Entertainer
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Does sapphiro has any other real benefit apart from these?

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Deal Subedar Deal Subedar
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@amanpreetsaini004 @jain01010199

Guy did you put salary 2 Lac+ in the application bcoz i think thats the floor limit Sapphiro LTF

And for Ruxby it is 1Lac+

Deal Subedar Deal Subedar
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There is no textbox to add salary actually. They are taking directly bank statement where salary is credited
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Deal Subedar Deal Subedar
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