Getting ICICI rubyx LTF , which variant to chose amoung Visa, MasterCard, Amex

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Getting ICICI rubyx LTF , which variant to chose amoung Visa, MasterCard, Amex

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BlueFlash wrote:
Can you let know which type of a card holder is this ?

This is actually card holder book, bought for 100 rs from the local shop, have 480 pockets. 

Like this product - 

Business Card Holder, Debit/Credit/Business/Visiting Name ID Card Holder Book Case Organizer File - 480 Pockets https://amzn.eu/d/3...ml

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Deal Cadet Deal Cadet
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Amex. so that you can avail ICICI offers and some offers of Amex too although not all.

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Last year I got dual card, Master and Amex, can use 2 times duing the sale😄

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narayana1dd249 wrote:

Amex. so that you can avail ICICI offers and some offers of Amex too although not all.

I already have amex mrcc , which offer are we talking about exactly here
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gdeal wrote:

Last year I got dual card, Master and Amex, can use 2 times duing the sale😄

Did u get 2 cards , or 1 card with 2 payment gateways ? 
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amanpreetsaini004 wrote:
Did u get 2 cards , or 1 card with 2 payment gateways ? 

2 seperate cards with different number 

IMG-20230818-WA0002

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amanpreetsaini004 wrote:
I already have amex mrcc , which offer are we talking about exactly here

Recently used amex sapphiro from icici on paytm ro pay at restraunt for 20% discount

Deal Cadet Deal Cadet
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Most cards you probably have are Visa already. Rubyx is offered as either Visa or MasterCard+AMEX AFAIK. In case of this AMEX, there are separate offers, where you need a bank AMEX card, as opposed a regular AMEX card, so the MC/AMEX combo might be better for you.

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how are you getting it LTF?

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gdeal wrote:

2 seperate cards with different number 

IMG-20230818-WA0002

Do they allow one VISA and one MASTERCARD?
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iamrafic wrote:
Do they allow one VISA and one MASTERCARD?

I think only Mastercard and Amex combo. 

Deal Cadet Deal Cadet
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Thanks Dimers for your inupts, finally  applied for ICICI Rubyx Mastercard Variant.
Card got approved also , will get delivered in next 3-4 days.

Deal Cadet Deal Cadet
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Received 2  Rubyx cards tdy , 1 mastercard &  1 amex variant, though I applied for MasterCard variant only. 

Now open question,  will there be twice lounge access or will limit be shared b/w 2 cards?

Analyst Analyst
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gdeal wrote:
IMG-20230818-WA0002
Can you let know which type of a card holder is this ?
Deal Subedar Deal Subedar
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BlueFlash wrote:
Can you let know which type of a card holder is this ?

This is actually card holder book, bought for 100 rs from the local shop, have 480 pockets. 

Like this product - 

Business Card Holder, Debit/Credit/Business/Visiting Name ID Card Holder Book Case Organizer File - 480 Pockets https://amzn.eu/d/3...ml

Deal Cadet Deal Cadet
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amanpreetsaini004 wrote:

Received 2  Rubyx cards tdy , 1 mastercard &  1 amex variant, though I applied for MasterCard variant only. 

Now open question,  will there be twice lounge access or will limit be shared b/w 2 cards?

I am already holding APay card. So I applied today for LTF Rubyx Mastercard using above link. I was getting offer for Emeralde card with 1000+GST/month fee. Sapphiro with No Joining Fee and Rubyx as LTF.

I have few questions:

1. I have received SMS with Application number which is different from the application number is shown after submitting the application. Which application number you used for tracking and where you were tracking your application?

2. How long it took from applying till card generation on iMobile? If possible please provide your timeline.

3. Did you got the same credit limit which you were shown at the time of applying?

4. I was getting 3 option for Rubyx card variant. I choose Mastercard so I will get both Mastercard and Amex, correct?

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Futgjitfhig wrote:

I am already holding APay card. So I applied today for LTF Rubyx Mastercard using above link. I was getting offer for Emeralde card with 1000+GST/month fee. Sapphiro with No Joining Fee and Rubyx as LTF.

I have few questions:

1. I have received SMS with Application number which is different from the application number is shown after submitting the application. Which application number you used for tracking and where you were tracking your application?

2. How long it took from applying till card generation on iMobile? If possible please provide your timeline.

3. Did you got the same credit limit which you were shown at the time of applying?

4. I was getting 3 option for Rubyx card variant. I choose Mastercard so I will get both Mastercard and Amex, correct?

Update: My application is approved and both MC/Amex cards are generated.

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shutapdiya wrote:

@Futgjitfhig @ankitmania2787 

@amanpreetsaini004 


If I apply on this link, will it show eligible LTF card before Cibil inquiry or after?

Also were you guys holding other icici cc prior applying through this link?

It will show after cibil enquiry. And I had an existing Amazon Pay card from ICICI.

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Futgjitfhig wrote:

It will show after cibil enquiry. And I had an existing Amazon Pay card from ICICI.

Ok Bro

Thanks for reply 

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Futgjitfhig wrote:

Update: My application is approved and both MC/Amex cards are generated.

Another Update: My Rubyx card was approved last day around 7pm. And cards started showing up on net banking within an hour. And they become available on iMobile after 12 midnight.

Something weird happened, around 3 am I saw Upgrade option in iMobile along with Pre-approved Rupay coral LTF. I immediately applied for it and card was generated within seconds.

ICICI didn't provided any upgrade or pre-approved credit card for last 2 yrs and now within few hours they have provided both Upgrade option and pre-approved LTF card.🤔

Deal Newbie Deal Newbie
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Futgjitfhig wrote:

Update: My application is approved and both MC/Amex cards are generated.

Did you had to upload any kyc or income documents? Or was there any physical or video kyc? Is limit shared with apay?
Deal Cadet Deal Cadet
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_sk_ wrote:
Did you had to upload any kyc or income documents? Or was there any physical or video kyc? Is limit shared with apay?

No, I didn't required to uploaded any document (probably because I have salary account). Nor any kyc was asked. And limit was same as APay.

Post Tycoon Post Tycoon
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ankitmania2787 wrote:

Thanks bro, i got ltf sapphiro using this link.

Do you hold salary account with ICICI and is there any MAB that you would have maintained to get pre-approved sapphiro ltf

Deal Cadet Deal Cadet
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No need of salary account & MAB with ICICI bankc , rubyx and Sapphiro both are isssued depending upon your cibil score .

I was also getting Sapphiro LTF , but choose Rubyx due to Railway lounge facility.

Deal Subedar Deal Subedar
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I was casually reading this thread and saw that even I had LTF offer for Rubyx (Mc, Amex, Visa) and Sapphiro (Visa, Amex). I applied for Sapphiro because they have 50% upto 500 on Bookmyshow and more airport lounge access per quarter

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