https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723417
What is your spend pattern?
Please suggest Best Credit Card under 4000 Fee
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Hi
I am activating 5% milestone, 10× online & offline options and paying 4k+ for au lit cc . I feel like it's not worth. So is there any good card, if we pay around 4k fee or below
Thank you
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https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723431
Middle class family:
Groceries, mostly fk and dmart
Fuel around 4k
Normal recharges and bill payments
School fee and insurance,gold purchase
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723467
Axis ace seems best considering your requirements
View 5
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https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723691
Sbi cashback card and flipkart axis seems to be worth your while. Totally comes to 1.5k
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723707
SBI Cashback, Amex MRCC
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9724212
Problem in insurance payments are not applicable.
If insurance payment are applicable. This would be the best card.
If insurance payment are applicable. This would be the best card.
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https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723789
Au lit is Ltf how r u paying 4K? R u talking abt rewards?
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9723871
SBI Prime Card amd SBI Cashback Card
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9725106
The best card for you will be Tata new infinity Rupay if you are ready to switch to Tata brands. It does give rewards for education and insurance (limit 2k) plus decent 1.5% for all other spends. Bill pay through Neu app can earn you 5% coins.
Axis cards exclude insurance and education payments.
Amazon ICICI card will be another option and will reward you better if you switch to Amazon shopping.Amex MRCC is also a decent option if used wisely. FK and DMart accepts Amex. Buy insta vouchers for other spends which includes amazon pay vouchers as well (use for bill pay )
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9725145
Don't know about education fee. But one of the dimers said we won't get neu coins on insurance payment.
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https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9725918
SBI VISTARA PRIME
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9727971
1st question on an average what is your yearly spend and how much you are getting back in % using lit card by paying Rs 4000
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9739938
American express MRCC is good. HDFC Tata neu infinity also good.
If you are interested in Amex, you can DM me for details 
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9739986
Amex MRCC if u have 20k spends per month.
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9826038
Amex not supporting to pay education fee
Is there any other cc, which gives more than 1% ?
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9740054
it all depends on what you wish to do with the points. if you want to use it for holidays/flights, then you need an acceleration card like the amex gold card or amex platinum travel or ur au card or regalia gold. if ur going to spend and get neu coins on tata neu, then u need to make 2500 a month to encash most bonuses on grocery/others. you will be stuck inside tata on their inflated pricing. if you just want cashback, then sbi im guessing should do the trick. pls note most school payment won’t take amex in their payment gateways.
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9740071
Any referral benefit for tataneu infinity card?
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9740083
DM you a referral link
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https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9740087
also hdfc and Amex has the best customer support, u will struggle with sbi and others, I’ve personally experienced it that it’s highly frustrating.
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9826032
Present i need cc for education spends
1 guy said hdfc is giving 1%, i am looking for more than 1%
And amex not supporting to pay fee
Is there any other cc?
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9740100
You can go for American Express as well!
American Express SmartEarn™ Credit CardRs. 500 cashback as a Welcome Gift on eligible spends of Rs. 10,000 in the first 90 days of CardmembershipFirst Year Fee: Rs. 495 plus applicable taxes (Second Year onwards: Rs.495 plus applicable taxes)
- Earn Accelerated Membership Rewards® points when you spend on Amazon, Flipkart, Uber, BookMyShow, and many more.
- Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year.
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9740408
Why fee? This the era of ltf
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9741723
I applied for hdfc tata neu infinity card and sbi cashback card but always rejected.
I am having axis, icici, citi, bob, indusind, hsbc and I thought to close few of the card from these... Credit limit is 1.5 lac to 5 lac. Using credit card from last 13 years. No single late payment.
May I know What can be the reason of rejection? And how can it be possible?
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9742290
my modus operandi was to keep appkying again and again untill they fed up and give u a preapproved offer
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https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9750230
AU bank Zenith card is good
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9826025
Is it ltf ?
How many rp per 100 ?
Will it give rp on education spends ?
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9826022
Au stopped 
So present which cc is giving rp/cb on education spend?
Looking for cc, which gives more than 1%
https://www.desidime.com/discussions/good-cc-suggesttion-pls?page=1#post_9826041
check SC Smart Credit Card
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Tata Neu infinity (One Solution for all)
5% upto 25k on all payments
Will share with you i have screenshot, but can't find it for now.
✌️ @I_AM_5RAV5