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Good News - e-RUPI will launch tomorrow; no need for card, net banking to redeem voucher. Check how it works

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abhishek012

Good News – e-RUPI will launch tomorrow; no need for card, net banking to redeem voucher. Check how it works:

Digital technology is transforming lives in a major way and is furthering ‘Ease of Living.’ At 4:30 PM tomorrow, 2nd August, will launch e-RUPI, a futuristic digital payment solution which offers several benefits for its users.

Even if a person does not have a smart phone or a bank account, they can use e-RUPI vouchers.

Prime Minister Narendra Modi on Monday will launch a new cashless payment solution, which will operate based on e-vouchers. The system has been developed by the National Payments Corporation of India in collaboration with the department of financial services, health ministry and the National Health Authority.

https://cdn0.desidime.com/attachments/photos/703494/medium/78323279gICVaz.jpg?1627825267

How to use e-RUPI vouchers ?

These vouchers are like e-gift cards, which are prepaid in nature. The code of the cards can be shared either via SMS or the OR code can be shared. These e-vouchers will be person and purpose-specific. For example, if you have an e-RUPI voucher for Covid-19 vaccine, then it has to be redeemed for vaccines only.

How is an e-RUPI voucher different from other online payment applications ?

E-RUPI is not any platform. It is a voucher meant for specific services. E-RUPI vouchers are purpose-specific and even if one does not have a bank account or a digital payment app or a smartphone can benefit from these vouchers. That is the difference.

These vouchers will be used mostly for health-related payments. Corporates can issue these vouchers for their employees. The Centre had earlier said it would bring in an option for vaccine e-voucher, where one can buy an e-voucher for vaccination in a private hospital and can gift it to another.

The person who is buying the vouchers and issuing them to others can track the utilisation of the vouchers.

Privacy is another issue as the beneficiaries won’t have to share their personal details.

How to redeem -

No card or hard copy of the voucher is needed for redeeming these. The QR code received via message is enough.

List of banks that are live with e-RUPI -

According to National Health Authority, eight banks are already live with e-RUPI, including State Bank of Inia, HDFC, Axis, Punjab National Bank, Bank of Baroda, Canara Bank, IndusInd Bank, ICICI Bank.

#UPI #rupay

e-RUPI Live Banks - https://www.npci.org.in/what-we-do/upi/erupi-li...

Live Hospitals on e-RUPI - https://www.npci.org.in/PDF/npci/e-rupi/live-ho...

e-RUPI - https://www.npci.org.in/what-we-do/upi/upi...pi

Update -

e-RUPI voucher is going to play a huge role in making digital transactions, and DBT more effective. This will help everyone in targeted, transparent and leakage free delivery,

Not only the government, if any general organisation wants to help someone in their treatment, in their education or for any other work, then they will be able to give e-RUPI instead of cash.

This will ensure that the money given is used for the same work for which that amount has been given.

It is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the beneficiaries.

The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access.

To begin with, e-RUPI facility is available for health services and will be expanded to other segments.

Top Comments
Deal Subedar Deal Subedar
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Example itself uses term covid vaccine.

I thought the PM who plans to inaugrate this service had mentioned for nation wide free vaccines to all the citizen.

Now considering this service benefits those who dont own a smartphone or have an account.
(Matlab jinki haalath utni kharab hei unko ye voucher lena padega vaccine lagwane keliye?)

In one location of your post it points to for those who dont have smartphone or bank account etc and one location gives corporates as the reference.(dono ka eksaath hona samajh ni aaya,2nd one still fine pehle waalo ka kya hoga )

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Benevolent Benevolent
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deep_ wrote:

You’re a sick person. Get yourself checked.

smile wo Jo aapne apna chekup karwaya tha ab kaisi tabiyat hai medicine wagera time par le rahe ho ya nahi lag to nahi raha
Beacon Beacon
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drupal wrote:
smile wo Jo aapne apna chekup karwaya tha ab kaisi tabiyat hai medicine wagera time par le rahe ho ya nahi lag to nahi raha

I can understand your feelings Brother. Stay well.

Beacon Beacon
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phoenix1386 wrote:

You used the word launch. Launching is exactly what Modi does. All the time. Promotion is something else.

Oh, we’re playing words here? Check your comments. You will enlighten yourself. We’re not playing words here, Pal.

Hunk Hunk
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RSHARMA966 wrote:

Loved your response ( Modiji Style)

Mere sawaal ka jawab phir bhi nhi aaya toungueout

Jinko free me chahiye, sarkari kendra me jaake bilkul le sakte hain. Waha vaccination free tha, hai aur rahega. Modiji kahan kya galat bole kripa karke bataiye. Ye baat eise hua ki cylinder araha both subsidized n normal wala. Ab bologe subsidy mil raha toh normal kyu bik raha? 2₹ me chawal aa raha 40₹ me chawal aa raha? 40₹ wali ata hi kyu? Kyu ata hai mere bhai?

Finance Ninja Finance Ninja
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deep_ wrote:

And just for your information, Rupay/e-Rupi is a product of NPCI, and NPCI doesn’t represent Modi. It represents India. NPCI will work the same way and keep launching new innovations even after Modi n BJP is long gone. You just don’t understand this simple fact.

Tum yaha iske sath behas kar rahe ho aur twitter me ek banda bloomberg k ek writter k sath behas kar raha ha – https://twitter.com/dugalira/status/14218145643...

yeh banda twitter pe Srikanth jo ha (jo link bheja usme), har chiz pe Govt ko blame karta ha. smile

Past k maine uske bohot se tweets dekha tha, ekbar he accuse PM modi, why he used PMJDY card on RuPay Platform because NPCI is a private company (Par chalo ek banda ha jo yeh accept kiya tha ki NPCI ek private company ha).

par next line me woh accuse kiya tha govt ko ki PMJDY card ko visa and mastercard me launch karna chahiye tha. grinning (matlab yeh suggestion dete time usko khayal nhi aaya ki visa and mastercard also private company) smile

abhi woh twitter pe bloomberg k ek author k sath behas kar raha ha. usne bhi acha jawab diya usko “Reporting what I know sir. No one knows as much as you generally I know, but some little info others also get (not from whatsapp)” “As an aside, don’t know what whatsapp groups you are on but none that I am on discuss banking tech/payments I assure you. I have more of a life than that”.

Hunk Hunk
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shraaj wrote:

By the way, I Love NPCI Products such as UPI

  1. RuPay
  2. BHIM
  3. NACH
  4. IMPS
  5. NETC Fastag
  6. *99#
  7. CTS
  8. NFS
  9. AePS
  10. BHIM Aadhaar

They made the TRUE Digitalisation of India!

RuPay Bhim Nach. 😂😂😂

Deal Cadet Deal Cadet
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deep_ wrote:

And just for your information, Rupay/e-Rupi is a product of NPCI, and NPCI doesn’t represent Modi. It represents India. NPCI will work the same way and keep launching new innovations even after Modi n BJP is long gone. You just don’t understand this simple fact.

Ohh. Now I get it. Thank you for that information.

Beacon Beacon
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phoenix1386 wrote:

Ohh. Now I get it. Thank you for that information.

I know your kind. You’ll never get it.

Peace !!!

Deal Cadet Deal Cadet
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deep_ wrote:

I know your kind. You’ll never get it.

Peace !!!

No, I do. More than you know.

Helpful Helpful
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abhishek012 wrote:

UPI logo ka pata nhi but NPCI last year se kam kar raha ha UPI E-vouchers par.

No video and no idea how exactly it works. grinning

Shayad kal kuch pata chale launch k baad.



This is just like one time redeemable coupon/voucher with validity.
They have introduced it in sms/QR code format.
OTP authentication is mandatory for redeeming the voucher for product/service.
One important thing they have mentioned that eRupi voucher is non transferable hushed
Only beneficiary is allowed to use voucher.

Deal Newbie Deal Newbie
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phoenix1386 wrote:

What the bhakts are finding impossible to comprehend is that this government is making mobile phones absolutely necessary for availing government benefits when people are finding it hard to make ends meet.

What do you think they would prioritise – would they spend on recharges or provisions to have a meal and arrange a meal for their children?

Is this too hard to grasp? That is not even a question for the bhakts. They don’t think how will these people pay for the cheapest recharge when they do not have money to pay for food? This government is just ensuring income for itself and corporates.

The bhakts only see this from the eyes of their affordability and convenience. Look at it from the hardships lived by those utterly below poverty line who are finding difficult to sleep on a full stomach. Wo recharge karayenge tumhaare feature phone ka ya khaana khaayenge?

Now do you see the problem or was it too hard to grasp?

Why the fuck are you name calling those who aren’t summoning to your POV? Is there something wrong with you? rage Your arguments sounds like that of an immature kid who just got hold of the internet and has grabbed a certain narrative – to feel involved – ’Cause dealing with all the complexities surrounding the discourse was way too overwhelming too begin with.

Feel sorry for caricatures like you who would somehow bring political references to topics where there is no no need. Folks like you are a disgrace to this desidime community. Get help ASAP.

Finance Ninja Finance Ninja
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b4tm4n wrote:



This is just like one time redeemable coupon/voucher with validity.
They have introduced it in sms/QR code format.
OTP authentication is mandatory for redeeming the voucher for product/service.
One important thing they have mentioned that eRupi voucher is non transferable hushed
Only beneficiary is allowed to use voucher.

Yes and if your e-RUPI voucher issue for medicine purchase then your e-RUPI voucher will be used only to buy medicine. This means that you can’t use it to buy any other goods or services.

This will help everyone in targeted, transparent and leakage free delivery.

Not only the government, if any general organisation wants to help someone in their treatment, in their education or for any other work, then they will be able to give e-RUPI instead of cash.

This will ensure that the money given is used for the same work for which that amount has been given.

It is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the beneficiaries.

The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access.

To begin with, e-RUPI facility is available for health services and will be expanded to other segments.

Deal Cadet Deal Cadet
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Djankit007 wrote:

Why the fuck are you name calling those who aren’t summoning to your POV? Is there something wrong with you? rage Your arguments sounds like that of an immature kid who just got hold of the internet and has grabbed a certain narrative – to feel involved – ’Cause dealing with all the complexities surrounding the discourse was way too overwhelming too begin with.

Feel sorry for caricatures like you who would somehow bring political references to topics where there is no no need. Folks like you are a disgrace to this desidime community. Get help ASAP.

1. I am not name-calling anybody.
2. You are the one who is bursting at the seams in anger at me. My reasoning certainly had no role to play in it. Our difference of opinions does not make me angry at you on a public forum, does it?
3. I am not the one who needs help here, really. Apologies if somehow you got that impression from me.

Benevolent Benevolent
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in simple and short language what is this?

Deal Subedar Deal Subedar
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kukdookoo wrote:

in simple and short language what is this?

+1

Finance Ninja Finance Ninja
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kukdookoo wrote:

in simple and short language what is this?

@ddstar

Helpful Helpful
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kukdookoo wrote:

in simple and short language what is this?

eRupi is user specific plus service/product specific voucher stuck_out_tongue
For example…
1. You have pharmacy voucher.
Only u can purchase pharmacy products (not other products).
2. You are student and u receive scholarship voucher.
Only you can redeem. No other person can redeem on your behalf.
3. You have voucher for health checkup.
Only u can use that for your health checkup blush

Finance Ninja Finance Ninja
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b4tm4n wrote:

eRupi is user specific plus service/product specific voucher stuck_out_tongue
For example…
1. You have pharmacy voucher.
Only u can purchase pharmacy products (not other products).
2. You are student and u receive scholarship voucher.
Only you can redeem. No other person can redeem on your behalf.
3. You have voucher for health checkup.
Only u can use that for your health checkup blush

e-Rupi voucher also use to transfer food for poor people’s, fertilizer subsidies, food grains, Prime Minister Scholarship Scheme, Jan Aarogya Yojana, schemes for Anganwadi and ASHA workers, among others.

Helpful Helpful
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abhishek012 wrote:

e-Rupi voucher also use to transfer food for poor people’s, fertilizer subsidies, food grains, Prime Minister Scholarship Scheme, Jan Aarogya Yojana, schemes for Anganwadi and ASHA workers, among others.

Seems promising..
Iska security sahi se dekhlo..
India me sab jugaadu log bhare hue hai.. stuck_out_tongue
Itni jyada transparency public ko jaldi hazam nahi hogi..
They may not like eRupi in initial phase but can be good in long run.. blush

Finance Ninja Finance Ninja
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b4tm4n wrote:

Seems promising..
Iska security sahi se dekhlo..
India me sab jugaadu log bhare hue hai.. stuck_out_tongue
Itni jyada transparency public ko jaldi hazam nahi hogi..
They may not like eRupi in initial phase but can be good in long run.. blush

Ha but samjhlo pahele jitna fraud hota ha usse toh 50% kam ho jayega.

kuch log fraud me pakre bhi jayega baad. toh 75% fraud rukk jayega abhi k compare me, baki 25% fraud hoga.

ab yeh 25% ko kaise rokna ha woh future me phir dekha jayega.

NPCI already blockchain pe kam kar raha ha. So, maybe fraud transaction future me reverse bhi ho jayega pakre jane par and transparency bhi badega.

Generous Generous
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Haters se jyada lovers honge tabhi dubara aaya wo.. tisri baar bhi aa jaye to koi galat nahi hoga.. hate ke naam par hate karte raho..achha galat mat socho..

Deal Subedar Deal Subedar
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abhishek012 wrote:

Ha but samjhlo pahele jitna fraud hota ha usse toh 50% kam ho jayega.

kuch log fraud me pakre bhi jayega baad. toh 75% fraud rukk jayega abhi k compare me, baki 25% fraud hoga.

ab yeh 25% ko kaise rokna ha woh future me phir dekha jayega.

NPCI already blockchain pe kam kar raha ha. So, maybe fraud transaction future me reverse bhi ho jayega pakre jane par and transparency bhi badega.

We Indians are better at finding loopholes.
Someone somewhere is already thinking of ways to scam.

Also NPCI are getting better every year. We have one of the best financial payments system. Although there are few hiccups with UPI, but with this population it’s incredible.

Unlike china who’s customers data is in the hand of private startups like wechat and alibaba.

Finance Ninja Finance Ninja
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B3A5T wrote:

We Indians are better at finding loopholes.
Someone somewhere is already thinking of ways to scam.

Also NPCI are getting better every year. We have one of the best financial payments system. Although there are few hiccups with UPI, but with this population it’s incredible.

Unlike china who’s customers data is in the hand of private startups like wechat and alibaba.

Yo, Govt also working on UPI like open network to online shopping, food delivery or taxi cab services coming soon - https://www.desidime.com/discussions/upi-like-o...

Latest update – Government planning open network for e-commerce, hopes for UPI-like success - https://www.desidime.com/discussions/government...

Deal Subedar Deal Subedar
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My issue with this is, why not do all this stuff before demonetization?
If it took time, then why hurry the demonetization?

Deal Subedar Deal Subedar
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drupal wrote:

Sharma Ji aap bhi na band bajane mein maahir ho 😁
https://cdn0.desidime.com/attachments/photos/703702/medium/7834389tenor.gif?1627909805

Waah! Kya Scene hai!  https://cdn0.desidime.com/attachments/photos/703748/medium/IMG_20210802_232236.jpg?1627927335https://cdn0.desidime.com/attachments/photos/703750/medium/IMG_20210802_232351.jpg?1627927346

Brand Ambassador since…….
Bas ab daadi badi hui hai

Generous Generous
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B3A5T wrote:

Waah! Kya Scene hai!  https://cdn0.desidime.com/attachments/photos/703748/medium/IMG_20210802_232236.jpg?1627927335https://cdn0.desidime.com/attachments/photos/703750/medium/IMG_20210802_232351.jpg?1627927346

Brand Ambassador since…….
Bas ab daadi badi hui hai

Aur har saal photo bhi badi ho rahi, kuch dino me photo background hi inka hoga

Deal Subedar Deal Subedar
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abhishek012 wrote:

Yes and if your e-RUPI voucher issue for medicine purchase then your e-RUPI voucher will be used only to buy medicine. This means that you can’t use it to buy any other goods or services.

This will help everyone in targeted, transparent and leakage free delivery.

Not only the government, if any general organisation wants to help someone in their treatment, in their education or for any other work, then they will be able to give e-RUPI instead of cash.

This will ensure that the money given is used for the same work for which that amount has been given.

It is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the beneficiaries.

The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access.

To begin with, e-RUPI facility is available for health services and will be expanded to other segments.

how to buy, can we buy with 0 charges with cc smile

Deal Subedar Deal Subedar
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ashish0193 wrote:

Aur har saal photo bhi badi ho rahi, kuch dino me photo background hi inka hoga

PAYTM = PAY TO MODI

Deal Subedar Deal Subedar
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use cc where ever possible there we get benefit whats benefit in just money transfer

Deal Subedar Deal Subedar
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wtf the video modi showed is for covid vaccine demonstration , vaccines are free or not???
What cess is for on petrol and all ,everything a gimmink he want us to pay for vaccine with this shity e-rupi

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