Hot Deal

Got OneCard Metal Finally! Now what to close?

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Deal Captain
Gaurav_G

OneCard was offering me FD based Card since a year.

Had written to them many times they said it’s auto triggered they can’t do anything sweat

Yesterday got SMS that I have made it to the list and have got pre-approved offer. Logged in and got the card grin

Now I have cards from HDFC, ICICI, OneCard and also Slice and Paytm Postpaid.


Which one should I close now to futher improve my CIBIL score? smile

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Deal Subedar Deal Subedar
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Paytm postpaid. It’s useless.

Delhi Capitals Delhi Capitals
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Paytm Postpaid, no doubt. Close kardo.

Deal Subedar Deal Subedar
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Paytm post paid and slice card

Chennai Super Kings Chennai Super Kings
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Blindly PaytmPostPaid

Deal Subedar Deal Subedar
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neehesh wrote:

Paytm post paid and slice card

Slice can be kept.

Flame Flame
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Manitian wrote:

Slice can be kept.

What about lazypay bros is it best to keep ?

Super Stud Super Stud
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Paytm postpaid as others suggested.
Now to save you some time,

DM them on twitter and they’ll close it

Don’t bother calling customer care

Deal Subedar Deal Subedar
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Paytm Karo

Deal Captain Deal Captain
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Paytm Postpaid Without thinking anything

Deal Captain Deal Captain
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Next day Paytm ka Share Aur girega Yaha ke krn 😂

Deal Subedar Deal Subedar
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FIRESTORM wrote:

What about lazypay bros is it best to keep ?

LAZYPAY, Simpl are useful for faster payments on some sites.

Punjab Kings Punjab Kings
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Is it possible to get Onecard without giving Gmail access?

Deal Cadet Deal Cadet
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nikniknik wrote:

Is it possible to get Onecard without giving Gmail access?

It requires Gmail access? Didn’t know that. 
Mine is not linked to Gmail 😶

Punjab Kings Punjab Kings
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10ven wrote:

It requires Gmail access? Didn’t know that. 
Mine is not linked to Gmail 😶

How did you applied?

Critic Critic
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10ven wrote:

It requires Gmail access? Didn’t know that. 
Mine is not linked to Gmail 😶

It automatically picks up the primary gmail id of your android mobile phone.

Deal Captain Deal Captain
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guest_999 wrote:

It automatically picks up the primary gmail id of your android mobile phone.

Any views regarding my doubt? 😌

Deal Cadet Deal Cadet
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guest_999 wrote:

It automatically picks up the primary gmail id of your android mobile phone.

Well, I don’t recall that. Mine is certainly not linked to Gmail, though I am an android user. There must be a way to not give access, right? 😌

Critic Critic
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10ven wrote:

Well, I don’t recall that. Mine is certainly not linked to Gmail, though I am an android user. There must be a way to not give access, right? 😌

How are you using android mobile then? gmail id is must to have working playstore/gmail/any google app on first time setup.

Critic Critic
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Gaurav_G wrote:

Any views regarding my doubt? 😌

I never availed any credit line/app/pretend credit card myself & never suggested to others either.

Deal Cadet Deal Cadet
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guest_999 wrote:

How are you using android mobile then? gmail id is must to have working playstore/gmail/any google app on first time setup.

De-Googled android do exist. But that’s not the point here, its about this particular app requiring Gmail access. I don’t think by default all apps on Google android device (except Google proprietary apps) require Gmail. Maybe they did it after an update or so.

Critic Critic
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10ven wrote:

De-Googled android do exist. But that’s not the point here, its about this particular app requiring Gmail access. I don’t think by default all apps on Google android device (except Google proprietary apps) require Gmail. Maybe they did it after an update or so.

I know but lots of practical issues for a typical user running such install. OneCard should get at least some email access from your mobile if not gmail. If it hasn’t been done then sooner or later you will be prompted to complete this step.

Deal Cadet Deal Cadet
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guest_999 wrote:

I know but lots of practical issues for a typical user running such install. OneCard should get at least some email access from your mobile if not gmail. If it hasn’t been done then sooner or later you will be prompted to complete this step.

Of course I did provide an email but of my choice. 

Hunk Hunk
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@Gaurav_G – now you can cut apple or peel off mangoes with it, be careful dont cut your fingers stuck_out_tongue_closed_eyes joy

Deal Subedar Deal Subedar
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10ven wrote:

De-Googled android do exist. But that’s not the point here, its about this particular app requiring Gmail access. I don’t think by default all apps on Google android device (except Google proprietary apps) require Gmail. Maybe they did it after an update or so.

You are right, we can use any email id for any non Google android app logins as long as those apps provide such options.

Deal Subedar Deal Subedar
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10ven wrote:

Well, I don’t recall that. Mine is certainly not linked to Gmail, though I am an android user. There must be a way to not give access, right? 😌

Though email id should be filled while applying, one card login was only through OTP in early days. Then they rewrote login process and forced email access. I faced issues with this change.
I filled Yahoo alias email id initially for one card. Then they changed login process in mid 2021. The app stopped validating my yahoo alias id, it only picked primary id, resulting in mismatch. Raised complaint and waited for resolution for 3 months. No response received. Finally sent them a selfie holding pan card and changed mail to Gmail.
As long as linked mail is not alias IDs, your logins won’t have any issues.

Deal Newbie Deal Newbie
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As everyone said close paytm postpaid and also close the slice account as they create multiple account whenever they want in cibil and when you complaint about that they don’t even listen.. so close slice if you don’t use it much.. these nbfc’s are not good..

lazypay is good but lazypay’s account shows as personal loan on cibil that’s the only problem… 

Deal Cadet Deal Cadet
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guest_999 wrote:

It automatically picks up the primary gmail id of your android mobile phone.

It throws a popup, we can select email id’ from the list.

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