has banks started to charge processing fees for emi at e commerce sites

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Deal Cadet
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Recently did a no cost emi purchase at flipkart and was charges 100 rs + gst as processing fess. On asking bank they said it has started very recently. Just asking here to confirm if this is the case else will raise the complaint to ombudsman .

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Bank name? HDFC started charging

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Hdfc charged me too 200 rs. ICICI no charges

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caks2006407 wrote:

Bank name? HDFC started charging

On debit card right? Or cc

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Moderator

friend’s HDFC credit card was charged 200 when he bought a product from amazon on no cost emi in mid oct sale cry

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cm4444 wrote:

friend’s HDFC credit card was charged 200 when he bought a product from amazon on no cost emi in mid oct sale cry

You can copy paste same for me wink

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Must have used debit card for emi

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cm4444 wrote:

friend’s HDFC credit card was charged 200 when he bought a product from amazon on no cost emi in mid oct sale cry

Ye to lootne lage rage

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caks2006407 wrote:

Bank name? HDFC started charging

Axis Bank

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yes, they started charging for Credit Cards too, HDFC-99, AXIS-100 +GST as I really experienced.

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ameer4joy wrote:

yes, they started charging for Credit Cards too, HDFC-99, AXIS-100 +GST as I really experienced.

Hdfc increased processing fees to 199+gst in October sir.

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ameer4joy wrote:

yes, they started charging for Credit Cards too, HDFC-99, AXIS-100 +GST as I really experienced.

Axis is 1% plus GST and not 100+GST

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rockingneo wrote:

Hdfc charged me too 200 rs. ICICI no charges

icici charges ₹ 199+GST for DC emi & GST on interest amount CC EMI.

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akki.akki wrote:

icici charges ₹ 199+GST for DC emi & GST on interest amount CC EMI.

Bro I mean hdfc charged for both dc and CC EMI but in ICICI only DC. Interest and GST is common . You can’t get rid of this but processing charges varies from financial entity to different entities.

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rockingneo wrote:

Bro I mean hdfc charged for both dc and CC EMI but in ICICI only DC. Interest and GST is common . You can’t get rid of this but processing charges varies from financial entity to different entities.

ohhhhk

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GoogleCA wrote:

Axis is 1% plus GST and not 100+GST

You mean 1% on Transaction amount even with no cost EMI for Axis bank CC ?

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srigem81 wrote:

You mean 1% on Transaction amount even with no cost EMI for Axis bank CC ?

Yes

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srigem81 wrote:

You mean 1% on Transaction amount even with no cost EMI for Axis bank CC ?

Actually as per bank 1% or 100 rs which ever is maximum + gst on that charged fees

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GoogleCA wrote:

Yes

Okay. Thanks for the update.
Then, its too too high.

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akash2009 wrote:

Actually as per bank 1% or 100 rs which ever is maximum + gst on that charged fees

Ok.. I think no other bank charges this much for no cost emi cancellation.

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मेरे दोस्त ने फोन खरीदा था no cost emi से
पर वो फोन नहीं आया और refund हो गया lakin hdfc cc ने
199 rs और 36 rs gst charge किया क्या उसे ये 199 और gst वापिस मिलाना chaiye था? क्योंकि फोन तो उसने खरीदा नहीं?

Missing