has banks started to charge processing fees for emi at e commerce sites

222°
Deal Cadet
akash2009

Recently did a no cost emi purchase at flipkart and was charges 100 rs + gst as processing fess. On asking bank they said it has started very recently. Just asking here to confirm if this is the case else will raise the complaint to ombudsman .

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Benevolent Benevolent
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Bank name? HDFC started charging

Generous Generous
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On debit card right? Or cc

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Helpful Helpful
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Hdfc charged me too 200 rs. ICICI no charges

Benevolent Benevolent
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icici charges ₹ 199+GST for DC emi & GST on interest amount CC EMI.

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Super Moderator Super Moderator
Moderator
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friend’s HDFC credit card was charged 200 when he bought a product from amazon on no cost emi in mid oct sale cry

Helpful Helpful
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You can copy paste same for me wink

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Deal Lieutenant Deal Lieutenant
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Must have used debit card for emi

Deal Cadet Deal Cadet
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yes, they started charging for Credit Cards too, HDFC-99, AXIS-100 +GST as I really experienced.

Finance Ninja Finance Ninja
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Hdfc increased processing fees to 199+gst in October sir.

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Deal Lieutenant Deal Lieutenant
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मेरे दोस्त ने फोन खरीदा था no cost emi से
पर वो फोन नहीं आया और refund हो गया lakin hdfc cc ने
199 rs और 36 rs gst charge किया क्या उसे ये 199 और gst वापिस मिलाना chaiye था? क्योंकि फोन तो उसने खरीदा नहीं?

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