Hdfc Bank Credit Card Not Taking Emi Foreclosure Charges.
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Hdfc Bank Credit Card Not Taking Emi Foreclosure Charges.I available no cost emi from Flipkart.
On my cards website there is no charges showing for emi pre closure.
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Obviously good thing but I afraid that hdfc can cut charges without showing.
isme dikkat kya h
It never did..it always charged pro rata charges and gst
They don't charge emi closure for me last year
First of all, Good morning to you.
Now they dont even charge this "pro rata interest" which is shown. Also, they reverse 199 processing fee, only cost to cancel emi is 35.82 rs gst on processing fee.
But they are charging pro rata interest. They reverse it also ?
call customer care and ask from them
You will get confused
also cancel from cc/ mycards ,, see what amount u see to pay before next day
pay the amount , viola next day u will see some amount in negative .. (overpaid)
never understood hdfc's logic to pay before next day , and why they take extra
Paid recently using hdfc no cost emi in Flipkart
Amount was 55673
But after pre closure mail hdfc sent 55673 +
Pro rata interest and gst
Now it is 56169
Anyidea what is pro rata interest and why as no installment charges than why interest?
What to do now??
I am not able to close using my cards website.
That's a good thing, Go ahead and close if not required 😉😀