HDFC bank launch BizFirst RuPay Credit Card | 3% CashPoints

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Finance Ninja
abhishek012

HDFC bank launch BizFirst RuPay Credit Card | 3% CashPoints:

Apply link: https://www.hdfcbank.com/personal/pay/cards/bus...

Biz-First264X167

Card features that enable your Business
  • Up to 55 days Interest Free Credit Period.

Earn cashpoints on your everyday Business spends!

  • 3% CashPoints on EMI Spends (Earn Maximum 1,000 CashPoints/Calendar month)
  • 2% CashPoints on Utility bills, Electronics, SmartPay & Payzapp transactions (Earn Maximum 500 CashPoints/Calendar month)
  • 1% CashPoints on all other spends including UPI spends (Earn Maximum 500 CashPoints/Calendar month)

Click here to view your savings on Biz First Credit Card.​​​​​​

T&C apply

Additional Benefit for your Business
  • Make GST payment using Business Credit Card: 

Option 1 - Via GST portal: payment.gst.gov.in : Click here to view the steps.

Option 2 - SmartHub Vyapar App : Click here to view the steps.

Option 3 - swifti.in : Click here to view the steps.

  • Make Vendor/ Supplier/ distributor payment using Business Credit Card:

1. SmartHub Vyapar App : Click here to view steps.

2.  swifti.in : Click here to view steps.

- Click here to view the steps.

  • SmartBuy BizDeals:

- Avail upto 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business

1. Business Travel Benefits via MMT MyBiz :

- 4% off on Flights and Hotels booking.

- Discounted Fares, Free Meal & Seat Selection, Low Fees for Cancellation  

2. Business Productivity Tools via – Nuclei :

- Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more.

- Get GST Invoice for availing Input Tax Credit  

UPI Payment benefits

Make UPI Payments using your RuPay Biz First Credit Card & enjoy 1% Cash Point benefits

Steps to Link Biz First Credit Card in UPI Apps:

Card Activation Benefit

Get a Gift voucher worth Rs.250 on making one transaction on your Biz First Credit card within first 37 days of card issuance. Voucher is redeemable on top brands like Amazon, Swiggy & more.

Milestone Benefits
  • ​Earn 2000 CashPoints every quarter on your quarterly spends of Rs. 75,000 & above. (On all retail spends excluding rent and petrol)
  • Redeem your CashPoints against statement. (Earn 1 CashPoint = Upto Rs.0.15)
Additional Features
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India

(on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)

  • Dining Benefits: Get up to 20% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). Click Here to Know more.
  • SmartBuy: Get Upto 5% Cash Back on travel/online shopping on SmartBuy
  • SmartPay:
    - SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.
    - Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
    Steps to enable SmartPay on Netbanking​​​​​​​:
    BillPay & Recharge > Continue > Add Biller > Select Category > Enter Details and Enable Smartpay on Debit/Credit Card Or Cards> Credit cards> Smart Pay> Continue > Add Biller > Select Category > Enter Details and Enable Smartpay on Debit/Credit Card> Choose Biz First Credit Card
    Steps to enable SmartPay on Mobile Banking:​​​​​​​
    Bill Payments > Add Biller > Select Biller Type> Enter Details and Enable Smartpay on Debit/Credit Card > Choose Biz First Credit Card
  • Smart EMI:
    -HDFC Bank Biz First Credit Card comes with an option to convert your big spends into EMI after purchase.
    ​​​​​​​-To know more Click Here
  • Easy EMI:
    - Choose EMI option for your large online or in-store purchases using your Biz First Credit Card and avail easy repayments using Easy EMI.
    - ​​​​​​​Easy EMI Plan details such as EMI Amount, Total Loan Amount, Rate of Interest will be displayed in the charge slip (in-store purchases) or at the time of transaction (online purchases) Click Here to know more.
  • Zero Lost card liability: In the unfortunate event of losing your HDFC Bank Biz First Credit Card, on reporting it immediately to Customer Care Toll Free Number: 1800 202 6161 / 1860 267 6161, you have zero liability on any fraudulent transactions made on your Credit Card.

    Credit liability cover: Rs. 3 lakh

Business Insurance Benefit

Secure your Business with specially curated Business Insurance package!

Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes:

  • Fire & Burglary insurance for Shop up to Rs. 5 lacs
  • Cash in Safe/Transit upto Rs.25,000
  • Electronic Equipment insurance excluding terrorism up to Rs.50,000
  • Hospital Cash: Accident only amount payable per day up to Rs.1000
  • Hospital Cash: Illness only amount payable per day up to Rs.1000

Click Here to Apply Now.

  • Also, Cardholders have the option to choose higher Business Insurance cover as per their Business need.
  • List of Business Insurance plans.
Business Insurance Annual Plan Details Insurance Plan 1 Insurance Plan 2 Insurance Plan 3 Insurance Plan 4
Fire & Burglary insurance for Shop (excluding Theft) 5,00,000 10,00,000 20,00,000 50,00,000
Cash in Safe 25,000 50,000 1,00,000 2,50,000
Cash in Transit 25,000 50,000 1,00,000 2,50,000
Electronic Equipment insurance (excluding terrorism) 50,000 1,00,000 2,00,000 2,50,000
Hospital Cash: Accident Only Amount Payable/ Day
(30 Days Cover)
1,000 1,500 2,000 5,000
Hospital Cash: Illness Only Amount Payable/ Day
(30 Days Cover)
1,000 1,500 2,000 5,000
Total Premium without GST 3,207 6,221 12,442 23,886
Total Premium with GST 3,785 7,341 14,681 28,185

T&C apply

CashPoint/CashBack Redemption & Validity

Cash Points can be redeemed as:

Click here to know how to redeem your reward points

1 Cashpoint Equivalent to For Example,
Redeem as cashback against statement Rs. 0.15 1000 CP = Rs.150
Redeem on SmartBuy (against Flights/Hotel booking) Rs. 0.15 1000 CP = Rs.150
Redeem against Product Catalogue via Netbanking & SmartBuy Rs. 0.15 1000 CP = Rs.150
Redeem against Insta vouchers
(includes brands like Amazon, Raymonds, Croma, Reliance digital and more)
Rs. 0.15 1000 CP = Rs.150
Redeem against Business Catalogue via Netbanking & SmartBuy Rs. 0.15 1000 CP = Rs.150
  • A minimum of 2500 CP is needed to redeem CashPoints against statement balance.
  • Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints. Rest of the transaction amount will have to be paid via the Credit Card limit.
  • With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through CashPoints on select vouchers/products and pay the remaining amount via Credit card. 
  • The maximum 15,000 CashPoints can be earned in a statement cycle.
  • Unredeemed Cash Points will expire/lapse after 2 year of accumulation
ELIGIBILITY

HDFC Bank Biz First RuPay Credit Card Eligibility:

A Self Employed Indian Citizen aged between 21 yrs. to 65 Yrs.

Annual ITR above Rs 6 Lakhs

(Customers can apply credit card using ITR, GST returns, Bank Statements and Merchant payment report)

FEES & CHARGES

Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes

Please Click here to view the fees and charges applicable on your HDFC Bank Biz First RuPay Credit Card.

Spend Rs. 50,000 in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.

SAVINGS ON CARD

Save up to ₹ 10,555 annually on BizFirst RuPay Credit Card.

Click Here to know savings on your card.

Thanks to @ankurmittal for sharing all the details.

    Disclaimer
    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
    7 Comments  |  
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    Hunk Hunk
    Link Copied

    Seems better than hdfc tata neu plus

    Helpful Helpful
    Link Copied

    Not worthy card, cashpoints value is too low, you are getting good points on tata nue plus

    Benevolent Benevolent
    Link Copied

    Only problem is we gotta have a biz-ness ? 😳

    Deal Subedar Deal Subedar
    Link Copied

    I got "business money back credit card" preapproved in past because my HDFC account was having my occupation as self employed so that way i can able to get credit card in business variant so try this way to have your hdfc account as self employed, then you can get business cards without self employed proofs

    Post Emperor Post Emperor
    Link Copied

    They just rebranding it.... I already have this from 6 months...in virtual form

    Deal Subedar Deal Subedar
    Link Copied

    My doubt is whether existing "Business money back credit card" can be upgraded to these latest variants? 

    Savings Mentor Savings Mentor
    Link Copied

    Getting this BizFirst on RuPay and BizGrow on Visa pre-approved as 2nd card. Already have Neu Infinity on RuPay LTF. I don't want these ultra-super-faaltu cards. I want HDFC Millennia. sad

    replyuser
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