Hot Deal

HDFC Bank launch 'RuPay Regalia' Credit Card | Lifetime Free Conversion | offers & cashback

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Finance Ninja
abhishek012

https://www.hdfcbank.com/personal/pay/cards/cre...

HDFC bank launch 'RuPay Regalia' Credit Card, Lifetime Free Conversion, all offers cashback and details:

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Key Features

  • 12 Complimentary Airport Lounge Access within India and 6 outside India.
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent
    (On all retail* spends)
  • Foreign Currency Markup : 2% on all your foreign currency spends.
Lounge Access

A. Complimentary Airport Lounge Access within India

  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
  • Click here to check the list of lounges
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge


B. Priority Pass

  • You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
  • Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
  • If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit


Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

  • Please write a mail to [email protected]. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.
Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India

( on minimum transaction of ₹400 and maximum transaction of ₹5000 )

Click here for details

Milestone Benefit

  • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year

Terms & Conditions Apply

Renewal Offer

Renewal fee waived off if you spend more than 3L in the previous year​​​​​​​

Insurance/Comprehensive protection & Nominee details for Insurance

  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​​
  • Lost Card Liability Cover : Upto Rs 9 lakhs

Click Here to update your nominee details.
Click Here for details.

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

  • Earn 4 Reward Points on every Rs. 150 spent on all retail spends including Insurance, Utilities, Education and Rent Pay.
  • Earn 10,000 Reward Points on annual spends of Rs. 5 lakhs.
  • Earn additional 5,000 Reward Points on annual spends of Rs. 8 lakhs.

Reward Point Redemption:

  • You can redeem your Reward Points on Smartbuy or Netbanking.

Reward Points can be redeemed for:

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
  • Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
  • Cashback at a value of 1 RP = Rs 0.20

Please Click Here to know more

    FEES & CHARGES
    • Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.
    • Click here to view details of HDFC Bank Regalia Credit Card Fees and Charges

    Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)

    HDFC Bank Regalia Credit Card Lifetime Free Conversion Conditions 2022 -
    Credit Card Annual Fees LIFETIME FREE
    (You've to fulfil any one of the condition within first 90 days of card issuance)
    HDFC Regalia Credit Card Rs. 2500+GST Spend Rs. 1,00,000 / Apply for an Add on card / Balance Transfer (Min INR 10K transaction)

    Balance Transfer - Moving outstanding debt on one credit card to another card— is a balance transfer.

    You can also Conversion Regalia Visa Signature to Regalia RuPay Select Credit card -

    Just send a mail to - [email protected]

    [email protected]

    [email protected]

    Note - if your Visa credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa card to RuPay then your new RuPay variant card comes by default life time free.
    --------------------------------------------------------------------------------------------

    RuPay Credit card offers -

    Bigbasket -

    • 15% instant discount on a minimum purchase of Rs.1500
    • Maximum discount of Rs.300
    • Offer valid once per user and once per card per month
    • Offer valid for June month
    • Use code: RUPAYCREDITJUNE

    Indigo app only Offer -

    Upto 20% cashback in form of 6E rewards using RuPay Credit Card.

    Offer valid till – 30th June, 2022

    • RuPay Credit Card: Up to 20% cashback with max cash back of INR 1500 per app/customer in form of 6E rewards
    • Cashback in form of 6E Rewards only.

    More details visit here - https://www.desidime.com/deals/indigo-upto-20-c...

    HDFC Bank Regalia RuPay Credit card customers Enjoy both HDFC bank offers as well as RuPay Credit card offers.

    Card Image Credit: HDFC Regalia RuPay Credit card image shared by one twitter user, Special thanks to him - https://twitter.com/anshumankaku/status/1540135...

    regalia

    Expired
    Disclaimer
    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

    Deal Wiki

    183 Comments  |  
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    Deal Subedar Deal Subedar
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    rewards comparison with visa signature variant required.

    Finance Ninja Finance Ninja
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    Rewards point offer by HDFC banks not Visa Signature.

    Visa and RuPay is just a card network.

    You will get same reward points/cashback on all card network.

    Deal Cadet Deal Cadet
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    Procedure to move the visa card ro rupay ?

    Finance Ninja Finance Ninja
    Link Copied

    Already shared in my post -

    You can also Conversion Regalia Visa Signature to Regalia RuPay Select Credit card -

    Just send a mail to – [email protected]

    [email protected]

    [email protected]

    View 1 more reply
    Deal Cadet Deal Cadet
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    If we move to rupay network then how hard it is to get upgrade offer for Infinia upgrade, since both are different platforms and if I remember then dinner people are getting hard time for Infinia upgrade because of their platform conversation

    Finance Ninja Finance Ninja
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    I dnt think so because private banks are more happy to change your card RuPay to visa/mastercard. 😐😐

    View 2 more replies
    Finance Ninja Finance Ninja
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    "@demerius2020":https://www.desidime.com/users/1191905;

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    "@Xtreme1319":https://www.desidime.com/users/...02

    Now i hope, someone will soon get HDFC RuPay Millennia credit card. 😀

    Helpful Helpful
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    for that first i need to upgrade my moneyback into millenia 😃

    View 1 more reply
    Spearhead Spearhead
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    Mailed them for change. Waiting for reply

    Deal Subedar Deal Subedar
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    can you tag email id for upgrade. 

    View 1 more reply
    Deal Cadet Deal Cadet
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    I have a question.. Rupay select gives 1 spa session per year.. is it also available to add on card holder?

    Mobile Guru Mobile Guru
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    Any particular reason why this thread is in hot deals instead of D&D? 

    Reward structure / benefits is same for existing VISA variant, the only difference here is the generic VISA vs Rupay card offers

    Finance Ninja Finance Ninja
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    Changing from visa to rupay will make your Regalia(paid) visa to Regalia(ltf) rupay. Hence it’s a deal

    View 7 more replies
    Deal Newbie Deal Newbie
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    Have been an active user of AXIS ACE, Just for lounge access I have got LTF HDFC Diners privilege card, Still getting hang of its features, 

    Axis Ace and Amazon pay are pretty straightforward in terms of cashback with clear messages, but as a first-time rewards card user it's very difficult to decide whether to purchase through smart buy or apply coupons in MMT/Easemytrip and save money upfrontI am really hoping to get upgraded/Moved to Regalia or Infania if it fits the eligibility

    Talk-Of-The-Town Talk-Of-The-Town
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    how to apply for this new rupay version?

    Deal Captain Deal Captain
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    Shall i convert my regalia. Maybe i won’t be getting infinia in rupay for an upgrade later

    Deal Subedar Deal Subedar
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    I have 2 HDFC Regalia Visa CCs LTF.

    I want to convert one of them to Regalia Rupay.CC. Will it remain LTF by default or will I need to fulfill any of those conditions?

    Deal Newbie Deal Newbie
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    how did you got 2 cards ? Hdfc allows 1 card per user 

    View 7 more replies
    Deal Cadet Deal Cadet
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    how can I apply for HDFC regalia LTF card… I haven’t have any credit card with HDFC bank.

    Finance Ninja Finance Ninja
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    HDFC Bank Regalia Credit Card Lifetime Free Conversion Conditions 2022, already share in my post. Read all the details carefully.

    Deal Subedar Deal Subedar
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    I have HDFC Diner’s card. Can I apply for this card? If not, then is there any other credit card of any other bank which gives the option of converting to Rupay card

    Super Stud Super Stud
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    Diners card is senior card than regalia, why are you downgrading?
    View 12 more replies
    Deal Cadet Deal Cadet
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    I am using HDFC Regalia card from last 4 years and a very active user as well. But I have not received any upgrade option (either to infinia or diner etc) from them. Is there any criteria or I need to do anything for it? If anyone can guide, it will be helpful.

    Critic Critic
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    It is all system dependent, if the algorithm decides you are eligible then you will get the upgrade offer else not. Only other way is to make your relationship with HDFC bank high enough(20-30 lakh+ for at least few months) & then try via your relationship manager.

    View 6 more replies
    Deal Newbie Deal Newbie
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    Can we convert from milennia to regalia?

    Deal Newbie Deal Newbie
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    Does any one know if this is on the rupay-jcb network?

    Critic Critic
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    As far as I know if a network logo is not on the card then it is not available on that card.
    @abhishek012

    View 3 more replies
    Deal Cadet Deal Cadet
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    https://cdn0.desidime.com/attachments/photos/781362/original/Screenshot_20220624-153617.png?1656065202

    I am getting upgrade offer to Business Regalia Card…. Right now I am using Millennia Card which is life time free…… Regalia is not free card…….. Can i Make it free for life time???? I should go with same Millennia card which is life time free….

    Like Magnet Like Magnet
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    HDFC business moneyback is detected as a corporate card in few sites including tatacliq. Consequently, 1500-2000 discount offers don't get applied on it. I hope same is not the case with this Business Regalia card. rolleyes
    View 5 more replies
    Deal Cadet Deal Cadet
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    I have Rupay money back

    What is the difference between Millenia, Regalia & Money Back+?

    Deal Cadet Deal Cadet
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    Might be a silly query, I think Rupay select is better than Rupay platinum. Am I correct? In other words would this work for the amazon pay weekly load offer. Currently have LTF Visa Regalia but unable to use much because of FK Axis & ola sbi

    Finance Ninja Finance Ninja
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    RuPay Select is a Super Premium tier card equivalent to Visa Signature/MasterCard World.

    Amazon add money offer valid only on RuPay platinum debit card.

    View 2 more replies
    Deal Subedar Deal Subedar
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    Whats d benefit of Rupay platform, i am holding Master LTF regalia only.

    Also can we use priority pass for domestic or only valid for international travel ?

    Finance Ninja Finance Ninja
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    Domestic lounge access provide by HDFC bank partner with DreamFolks.

    Dreamfolks lounge list link already shared in my post.

    Benefit -

    RuPay is Indian company.

    Currently, RuPay offer on 15% off on Bigbasket per month, Indigo offer 20% CB on 6E rewards, Firstcry offer etc. We will see more RuPay Credit card offer in future.

    View 3 more replies
    Helpful Helpful
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    HDFC offering me Diners privileged CC in upgrade with Signature regalia 

    my signature regalia is LTF but DC privileged showing 2500 annual fee 

    Is it worth Upgrade…??





    Helpful Helpful
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    Don’t take it if it’s chargeable.

    Instead convert the Regalia Visa to RUPAY for benefiting from Rupay offers also.

    View 2 more replies
    Deal Lieutenant Deal Lieutenant
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    1 reward point value ?

    Finance Ninja Finance Ninja
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    • 4 RP for every Rs. 150 spent on all transactions except fuel, EasyEMI and wallet transactions
    • Can be redeemed on the Smartbuy portal 1 RP = Rs. 0.5 for redemption against flight and hotel bookings
    • 1RP = Rs. 0.35 for redemption against products and vouchers
    • 1 RP = Rs. 0.20 for cashback
    • 1 RP = 0.5 Air Mile for redemption against Air Miles.
    • 2,500 Reward Points on successful payment of joining fees
    • 10,000 RP on achieving spends of Rs. 5 Lakhs in an anniversary year
    • Additional 5,000 RP on achieving spends of Rs. 8 Lakhs in an anniversary year

    Deal Cadet Deal Cadet
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    they are asking for physical application instead of converting by email only !!!

    Finance Ninja Finance Ninja
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    What physical application ?

    If you already have RuPay Visa/mastercard Regalia then just send a email for RuPay Regalia Conversion and done.

    Pro Coupon Hunter Pro Coupon Hunter
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    What are the top 3 best HDFC credit cards @abhishek012?

    Pro Coupon Hunter Pro Coupon Hunter
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    @abhishek012

    View 2 more replies
    Deal Newbie Deal Newbie
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    They denied to me that rupay is not tie up with regalia card

    Finance Ninja Finance Ninja
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    I know, few people got this reply.

    Try this method, see the image -

    Go to this link - https://leads.hdfcbank.com/applications/webform...

    And write this in box .

    I need to change my Regalia credit card in visa franchisee to RuPay franchisee. How do I ?

    Choose this option, on the link i shared >> Credit card >> Request and Modifications > I need to change my card franchisee from Master card to Visa Variant or Vice versa What should I do.

    and then write in the box for RuPay.

    https://cdn0.desidime.com/attachments/photos/783407/original/srew.jpg?1656422514

    Deal Newbie Deal Newbie
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    https://cdn0.desidime.com/attachments/photos/783401/medium/IMG-20220628-WA0014.jpg?1656421814

    Deal Cadet Deal Cadet
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    Got the response from hdfc – they are saying the card will not LTF if i change it to RUPAY select. Somebody please help on this

    Deal Cadet Deal Cadet
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    @abhishek012 converted rupay card showing in mobile app bin 652894😄

    Deal Cadet Deal Cadet
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    HDFC ka koi Lifetime free card hai kya 

    Crusader Crusader
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    Take an addon card while applying for primary hdfc cc…
    Then it’ll be ltf..
    Or there are spend based Ltf options available according to the cards

    replyuser
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