Hot Deal

HDFC Bank launch 'RuPay Regalia' Credit Card | Lifetime Free Conversion | offers & cashback

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abhishek012

https://www.hdfcbank.com/personal/pay/cards/cre...

HDFC bank launch 'RuPay Regalia' Credit Card, Lifetime Free Conversion, all offers cashback and details:

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Key Features

  • 12 Complimentary Airport Lounge Access within India and 6 outside India.
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent
    (On all retail* spends)
  • Foreign Currency Markup : 2% on all your foreign currency spends.
Lounge Access

A. Complimentary Airport Lounge Access within India

  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
  • Click here to check the list of lounges
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge


B. Priority Pass

  • You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
  • Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
  • If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit


Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

  • Please write a mail to [email protected]. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.
Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India

( on minimum transaction of ₹400 and maximum transaction of ₹5000 )

Click here for details

Milestone Benefit

  • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year

Terms & Conditions Apply

Renewal Offer

Renewal fee waived off if you spend more than 3L in the previous year​​​​​​​

Insurance/Comprehensive protection & Nominee details for Insurance

  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​​
  • Lost Card Liability Cover : Upto Rs 9 lakhs

Click Here to update your nominee details.
Click Here for details.

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

  • Earn 4 Reward Points on every Rs. 150 spent on all retail spends including Insurance, Utilities, Education and Rent Pay.
  • Earn 10,000 Reward Points on annual spends of Rs. 5 lakhs.
  • Earn additional 5,000 Reward Points on annual spends of Rs. 8 lakhs.

Reward Point Redemption:

  • You can redeem your Reward Points on Smartbuy or Netbanking.

Reward Points can be redeemed for:

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
  • Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
  • Cashback at a value of 1 RP = Rs 0.20

Please Click Here to know more

    FEES & CHARGES
    • Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.
    • Click here to view details of HDFC Bank Regalia Credit Card Fees and Charges

    Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)

    HDFC Bank Regalia Credit Card Lifetime Free Conversion Conditions 2022 -
    Credit Card Annual Fees LIFETIME FREE
    (You've to fulfil any one of the condition within first 90 days of card issuance)
    HDFC Regalia Credit Card Rs. 2500+GST Spend Rs. 1,00,000 / Apply for an Add on card / Balance Transfer (Min INR 10K transaction)

    Balance Transfer - Moving outstanding debt on one credit card to another card— is a balance transfer.

    You can also Conversion Regalia Visa Signature to Regalia RuPay Select Credit card -

    Just send a mail to - [email protected]

    [email protected]

    [email protected]

    Note - if your Visa credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa card to RuPay then your new RuPay variant card comes by default life time free.
    --------------------------------------------------------------------------------------------

    RuPay Credit card offers -

    Bigbasket -

    • 15% instant discount on a minimum purchase of Rs.1500
    • Maximum discount of Rs.300
    • Offer valid once per user and once per card per month
    • Offer valid for June month
    • Use code: RUPAYCREDITJUNE

    Indigo app only Offer -

    Upto 20% cashback in form of 6E rewards using RuPay Credit Card.

    Offer valid till – 30th June, 2022

    • RuPay Credit Card: Up to 20% cashback with max cash back of INR 1500 per app/customer in form of 6E rewards
    • Cashback in form of 6E Rewards only.

    More details visit here - https://www.desidime.com/deals/indigo-upto-20-c...

    HDFC Bank Regalia RuPay Credit card customers Enjoy both HDFC bank offers as well as RuPay Credit card offers.

    Card Image Credit: HDFC Regalia RuPay Credit card image shared by one twitter user, Special thanks to him - https://twitter.com/anshumankaku/status/1540135...

    regalia

    Expired
    Disclaimer
    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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    Top Comments
    Deal Subedar Deal Subedar
    Link Copied

    rewards comparison with visa signature variant required.

    Pro Blogger Pro Blogger
    Link Copied
    pirate99 wrote:

    Does any one know if this is on the rupay-jcb network?

    This is RuPay-Discover/Diners club card.

    International partner logo, you will see on back side of the card.

    Note - any RuPay card number start with "65" is RuPay-Discover card and RuPay card number start with "35" is RuPay-JCB card.

    "@guest_999":https://www.desidime.com/users...83

    170 Comments  |  
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    Deal Subedar Deal Subedar
    Link Copied

    rewards comparison with visa signature variant required.

    Deal Cadet Deal Cadet
    Link Copied

    Procedure to move the visa card ro rupay ?

    Pro Blogger Pro Blogger
    Link Copied
    nimod wrote:

    rewards comparison with visa signature variant required.

    Rewards point offer by HDFC banks not Visa Signature.

    Visa and RuPay is just a card network.

    You will get same reward points/cashback on all card network.

    Deal Cadet Deal Cadet
    Link Copied

    If we move to rupay network then how hard it is to get upgrade offer for Infinia upgrade, since both are different platforms and if I remember then dinner people are getting hard time for Infinia upgrade because of their platform conversation

    Pro Blogger Pro Blogger
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    hemant_111 wrote:

    If we move to rupay network then how hard it is to get upgrade offer for Infinia upgrade, since both are different platforms and if I remember then dinner people are getting hard time for Infinia upgrade because of their platform conversation

    I dnt think so because private banks are more happy to change your card RuPay to visa/mastercard. 😐😐

    Deal Cadet Deal Cadet
    Link Copied
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    abhishek012 wrote:
    I dnt think so because private banks are more happy to change your card RuPay to visa/mastercard. 😐😐
    Ya.. we can convert it back to visa or MasterCard back.. my regalia is not LTF. I am thinking to close it and apply again as I can get new card at LTF on 1 lac spend which I can do using rent pay.

    But HDFC is my first card so it will surely impact my cibil in a good way so I am just thinking to convert it into rupay now and make it LtF and then convert back into visa 6 month later
    Pro Blogger Pro Blogger
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    hemant_111 wrote:

    Ya.. we can convert it back to visa or MasterCard back.. my regalia is not LTF. I am thinking to close it and apply again as I can get new card at LTF on 1 lac spend which I can do using rent pay.

    But HDFC is my first card so it will surely impact my cibil in a good way so I am just thinking to convert it into rupay now and make it LtF and then convert back into visa 6 month later

    I think you will get direct Regalia RuPay to Infinia Visa upgrade option in future.

    HDFC Bharat Cashback RuPay credit card or Indianoil RuPay credit card customers already get Millennia Visa credit card upgrade option.

    Card network is not a problem.

    Spearhead Spearhead
    Link Copied

    Mailed them for change. Waiting for reply

    Deal Cadet Deal Cadet
    Link Copied

    I have a question.. Rupay select gives 1 spa session per year.. is it also available to add on card holder?

    Mobile Guru Mobile Guru
    Link Copied

    Any particular reason why this thread is in hot deals instead of D&D? 

    Reward structure / benefits is same for existing VISA variant, the only difference here is the generic VISA vs Rupay card offers

    Finance Ninja Finance Ninja
    Link Copied
    abhishek012 wrote:

    @demerius2020;

    @rahulsoni0706846;

    @bajirao1;

    @decideaim;

    @bohemian

    @Deal_Freak

    @BlueFlash

    @sahil1033

    @mgforce

    @hemant_111

    @jain01010199

    @neehesh

    @ankurmittal

    @FIRESTORM

    @Xtreme1319

    Now i hope, someone will soon get HDFC RuPay Millennia credit card. 😀

    Waiting for conversion possibility fire

    Deal Newbie Deal Newbie
    Link Copied

    Have been an active user of AXIS ACE, Just for lounge access I have got LTF HDFC Diners privilege card, Still getting hang of its features, 

    Axis Ace and Amazon pay are pretty straightforward in terms of cashback with clear messages, but as a first-time rewards card user it's very difficult to decide whether to purchase through smart buy or apply coupons in MMT/Easemytrip and save money upfrontI am really hoping to get upgraded/Moved to Regalia or Infania if it fits the eligibility

    Finance Ninja Finance Ninja
    Link Copied
    getready wrote:

    Any particular reason why this thread is in hot deals instead of D&D? 

    Reward structure / benefits is same for existing VISA variant, the only difference here is the generic VISA vs Rupay card offers

    Changing from visa to rupay will make your Regalia(paid) visa to Regalia(ltf) rupay. Hence it’s a deal

    Spearhead Spearhead
    Link Copied

    how to apply for this new rupay version?

    Mobile Guru Mobile Guru
    Link Copied
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    Tanmayyy wrote:

    Changing from visa to rupay will make your Regalia(paid) visa to Regalia(ltf) rupay. Hence it’s a deal

    This still sounds like a D&D material to me

    Edit: Don’t think bank will convert Paid cards to LTF via conversion/upgrade (Need confirmation from users*)

    Deal Subedar Deal Subedar
    Link Copied
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    getready wrote:

    This still sounds like a D&D material to me

    Edit: Don’t think bank will convert Paid cards to LTF via conversion/upgrade (Need confirmation from users*)

    Bob has done

    Deal Captain Deal Captain
    Link Copied

    Shall i convert my regalia. Maybe i won’t be getting infinia in rupay for an upgrade later

    Deal Cadet Deal Cadet
    Link Copied

    I have 2 HDFC Regalia Visa CCs LTF.

    I want to convert one of them to Regalia Rupay.CC. Will it remain LTF by default or will I need to fulfill any of those conditions?

    Deal Subedar Deal Subedar
    Link Copied
    Xtreme1319 wrote:

    Mailed them for change. Waiting for reply

    can you tag email id for upgrade. 

    Deal Newbie Deal Newbie
    Link Copied
    image wrote:

    I have 2 HDFC Regalia Visa CCs LTF.

    I want to convert one of them to Regalia Rupay.CC. Will it remain LTF by default or will I need to fulfill any of those conditions?

    how did you got 2 cards ? Hdfc allows 1 card per user 

    Deal Cadet Deal Cadet
    Link Copied

    how can I apply for HDFC regalia LTF card… I haven’t have any credit card with HDFC bank.

    Deal Subedar Deal Subedar
    Link Copied

    I have HDFC Diner’s card. Can I apply for this card? If not, then is there any other credit card of any other bank which gives the option of converting to Rupay card

    Pro Blogger Pro Blogger
    Link Copied
    image wrote:

    I have 2 HDFC Regalia Visa CCs LTF.

    I want to convert one of them to Regalia Rupay.CC. Will it remain LTF by default or will I need to fulfill any of those conditions?

    It remain LTF by default.

    Pro Blogger Pro Blogger
    Link Copied
    Richer wrote:

    how can I apply for HDFC regalia LTF card… I haven’t have any credit card with HDFC bank.

    HDFC Bank Regalia Credit Card Lifetime Free Conversion Conditions 2022, already share in my post. Read all the details carefully.

    Pro Blogger Pro Blogger
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    Tanmayyy wrote:

    Changing from visa to rupay will make your Regalia(paid) visa to Regalia(ltf) rupay. Hence it’s a deal

    LOL

    If you have Regalia (paid) visa then your RuPay Regalia will also be paid.

    or If you have Regalia (LTF) visa then your RuPay Regalia will also be LTF.

    Note – you are just changing the card network.

    @getready;

    Pro Blogger Pro Blogger
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    coolfriend07 wrote:

    can you tag email id for upgrade. 

    HDFC bank Visa to RuPay Conversion email id already shared in my post.

    replyuser
    Click here to reply
    Reply