HDFC Biz Black Metal Edition Credit Card - Renewal Fee waiver

Deal Newbie

As per HDFC website

  • Spend Rs. 7.5 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
  • Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)

Are wallet loads counted towards the 7.5L/1.5L milestone. 

Please suggest the best way to reach the milestone.



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Deal Subedar Deal Subedar
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is this card better than business regalia ? It should be better, but how better can you or anyone elaborate?

want to know the justification for that Rs. 10,000 joining/renewal fee

so anyone?

Deal Newbie Deal Newbie
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business regalia gives benefit only in the first year. 2nd year onward there is no benefit.
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