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HDFC Credit Card Bill Payment Via Millennia Debit Card?

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Deal Lieutenant
shraaj

Hi,I am Paying ₹28391.08 HDFC Credit Card Bill Payment!

I have Platinum Debit Card as well as Millennia Debit Card!

In Millenia Debit card there are 2 offers like 2.5% Cashback upto 400₹ on all Online Spends and 1% Cashback on wallet Loads max upto 400₹.

So,What to do Dimers?

I should Pay bill by adding money through Millenia Debit card in Paytm Wallet in Paytm App?

                            OR

I Should Pay, through Millenia Debit Card directly on Payment Page of Credit card bill in Paytm App.?



Which is beneficial? When does the reward comes in? Will they give me Cashback of 2.5% which they say on online spends, will I get 2.5 % cashback upto 400

@getready @andromeda @guest_999

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Community Angel Community Angel
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Directly not allowed as Millennia is not Rupay DC.

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Deal Cadet Deal Cadet
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.

Deal Cadet Deal Cadet
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Paytm will be considered as wallet And you’ll get default 1%.

Deal Subedar Deal Subedar
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Same question…

Community Angel Community Angel
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Directly not allowed as Millennia is not Rupay DC.

Critic Critic
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Use wallet option, only rupay debit cards allowed for direct cc bill payment on paytm.

Community Angel Community Angel
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Don’t use millenia for bill payment

Community Angel Community Angel
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drupal wrote:

Don’t use millenia for bill payment

Why ?

Community Angel Community Angel
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How do you have both cards ? Millenia and Platinum? 😳

Deal Lieutenant Deal Lieutenant
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drupal wrote:

How do you have both cards ? Millenia and Platinum? 😳

Current Account and Savings Account

Shopping Friend Shopping Friend
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Load money to wallet and pay cc bill. I’m not sure they would give cb through debit card option.

Talk-Of-The-Town Talk-Of-The-Town
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shraaj wrote:

Current Account and Savings Account

Can we get separate debit cards???

Helpful Helpful
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Mobikwik credit card bill payment with millenia debit card may give 2.5%

Deal Lieutenant Deal Lieutenant
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_Dracarys_ wrote:

Can we get separate debit cards???

Current Account and Savings Account are two different things.


Current Account is registered in the name of firm/company/shop/brand and the Proprietor is your name.


Saving Account is Registered in the name of Individual/Joint!


Current Account Requires Business documents and your transaction limit are higher and also AMC is higher!

Deal Lieutenant Deal Lieutenant
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@guest_999 @andromeda @vasanth_ece I am trying to Add 28000 Amount in a Single Payment and also My Millenia Debit card has 50k limit of Online Spends and also Paytm Account Is FULL KYC! Paytm says choose different mode net Bank/UPI,etc why amount is not getting credited,tried 10k successful added after 4-5 failure but again trying not adding

Deal Cadet Deal Cadet
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aam_aadmi wrote:

Mobikwik credit card bill payment with millenia debit card may give 2.5%

Not even giving 1% as well

Tech Guru Tech Guru
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shraaj wrote:

@guest_999 @andromeda @vasanth_ece I am trying to Add 28000 Amount in a Single Payment and also My Millenia Debit card has 50k limit of Online Spends and also Paytm Account Is FULL KYC! Paytm says choose different mode net Bank/UPI,etc why amount is not getting credited,tried 10k successful added after 4-5 failure but again trying not adding

No idea bro, I dont have this card, and I’m not a wallet uers with debit card load.

Did you already load your wallet this month using other debit cards? is there any chance of hitting any per month limit?

Critic Critic
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shraaj wrote:

@guest_999 @andromeda @vasanth_ece I am trying to Add 28000 Amount in a Single Payment and also My Millenia Debit card has 50k limit of Online Spends and also Paytm Account Is FULL KYC! Paytm says choose different mode net Bank/UPI,etc why amount is not getting credited,tried 10k successful added after 4-5 failure but again trying not adding

How much money have you already added till now in paytm wallet & what was the major type of spending transactions(bill payment, rent payment etc)? Seems like your acc has been flagged by system.

Critic Critic
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shraaj wrote:

Current Account and Savings Account are two different things.


Current Account is registered in the name of firm/company/shop/brand and the Proprietor is your name.


Saving Account is Registered in the name of Individual/Joint!


Current Account Requires Business documents and your transaction limit are higher and also AMC is higher!

You started doing business now?

Deal Lieutenant Deal Lieutenant
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andromeda wrote:

No idea bro, I dont have this card, and I’m not a wallet uers with debit card load.

Did you already load your wallet this month using other debit cards? is there any chance of hitting any per month limit?

I haven’t used other debit card wallet load,full KYC users can maintain 1 Lac Balance without any issue

Talk-Of-The-Town Talk-Of-The-Town
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shraaj wrote:

Current Account and Savings Account are two different things.


Current Account is registered in the name of firm/company/shop/brand and the Proprietor is your name.


Saving Account is Registered in the name of Individual/Joint!


Current Account Requires Business documents and your transaction limit are higher and also AMC is higher!

Is current acct and reimbursement acct different?

Deal Lieutenant Deal Lieutenant
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guest_999 wrote:

How much money have you already added till now in paytm wallet & what was the major type of spending transactions(bill payment, rent payment etc)? Seems like your acc has been flagged by system.

Till Now,Today Only I Added 10k Paytm wallet till now!

I don’t use Paytm that much

Deal Lieutenant Deal Lieutenant
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guest_999 wrote:

You started doing business now?

Father has Business! Telling about Father not mine

Deal Lieutenant Deal Lieutenant
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_Dracarys_ wrote:

Is current acct and reimbursement acct different?

Yes

Critic Critic
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shraaj wrote:

Till Now,Today Only I Added 10k Paytm wallet till now!

I don’t use Paytm that much

Then maybe some sort of security trigger as adding large amt suddenly in acc with not much usage is suspicious from system’s point of view. Wait 2-3 days & for now don’t add more than 10k in a single transaction & day.

Deal Cadet Deal Cadet
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shraaj wrote:

@guest_999 @andromeda @vasanth_ece I am trying to Add 28000 Amount in a Single Payment and also My Millenia Debit card has 50k limit of Online Spends and also Paytm Account Is FULL KYC! Paytm says choose different mode net Bank/UPI,etc why amount is not getting credited,tried 10k successful added after 4-5 failure but again trying not adding

Do by small transaction.Add 10K and pay the bill and wait for next day.Sometimes, Debit card will restricts by their security system (not paytm) , if you keep adding huge amount continuously.(I faced this issue in IDFC Bank).

If Debit Card keep getting failed than paytm security system, starts flagging your account.

Deal Lieutenant Deal Lieutenant
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guest_999 wrote:

Then maybe some sort of security trigger as adding large amt suddenly in acc with not much usage is suspicious from system’s point of view. Wait 2-3 days & for now don’t add more than 10k in a single transaction & day.

Thank you so much!

@vasanth_ece

Deal Cadet Deal Cadet
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@shraaj

How do you pay CC bills using Millenia Card ?

do we get 1% cb on paying CC bill by directly paying on payment page of Paytm or do we have to load money first in Paytm to earch CB ?

Deal Lieutenant Deal Lieutenant
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chotabaxxa800 wrote:

@shraaj

How do you pay CC bills using Millenia Card ?

do we get 1% cb on paying CC bill by directly paying on payment page of Paytm or do we have to load money first in Paytm to earch CB ?

Recently,I closed My HDFC Current A/c with HDFC Millennia Debit Card!

So,Right now paying bills with Cred

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