hdfc credit card/ fake PAY SLIP/ help

RunZone wrote:

Its not pre-approved bhai

Please let me know what is it?

As it said in app as pre approved

Gaurav_G wrote:

This is the spends condition to make it LTF and for getting the gift voucher, doing 3 debit transactions in 30 days is sufficient

Correct, so 100*3 will be sufficient to get the voucher @tuckless

RowdyAK47 wrote:

Correct, so 100*3 will be sufficient to get the voucher @tuckless

No amount mentioned has anyone asked support yet regarding this?

ak_43 wrote:

Please let me know what is it?

You can consider it as pre-qualified offers which may get rejected after application. Every other person is receiving such mails from HDFC.



But pre-approved will always get approved after application submission.

Money back card benefits?

RowdyAK47 wrote:

T&C says if applied without any help from agent the card will be automatically converted to ltf in 90 days.

For 1500 Amazon gc there is a spend t&c

I think branch code and RM code almost guarantee’s the approval.

HDFC preferred account with a FD and good amount in cash. DCEMI 2.8L still credit card declined by HDFC. Only problem is cibil score is not generated yet.

After how many days I can apply again?

People with these type of profiles are getting rejected
Better to give RM/agent refer

Topsey wrote:

HDFC preferred account with a FD and good amount in cash. DCEMI 2.8L still credit card declined by HDFC. Only problem is cibil score is not generated yet.

After how many days I can apply again?

People with these type of profiles are getting rejected
Better to give RM/agent refer

talk to RM bro, they will help

Topsey wrote:

HDFC preferred account with a FD and good amount in cash. DCEMI 2.8L still credit card declined by HDFC. Only problem is cibil score is not generated yet.

After how many days I can apply again?

People with these type of profiles are getting rejected
Better to give RM/agent refer

Without cibil it is hard to get credit card from any major bank.

Gaurav_G wrote:

No amount mentioned has anyone asked support yet regarding this?

No amount mentioned so even 10*3 should count. But to be on the safe side 500*3 can be done

every other day noticing threads like how should I escape paying credit card bills and impact and now threads for fake ITR/payslip etc,looks like loot word is translated into fraud these days. can someone tag admin ,I am not sure y such posts are entertained here.

Just a question out of curiosity.
If someone have a 30 Lac per annum salary then he really pays 30% or 9 Lac as Taxes?
Or how much max they can really save via different tax benefits?? Or there are more ways?

Ash-D wrote:

Just a question out of curiosity.
If someone have a 30 Lac per annum salary then he really pays 30% or 9 Lac as Taxes?
Or how much max they can really save via different tax benefits?? Or there are more ways?

Depends on salaried or self employed.
Their are lot of ways to save tax in both scenarios

Generally salaried people have less options to save tax but companies do structure the salary in such a way that lot of tax free allowances are provided (eg ,Car lease option – expense occurred towards maintaining the car + EMI are tax free). or things like HRA where one can claim rent paid as tax free ..regular 80C/80D etc are also available. ). Also instead of providing cash companies can gives shares (this will attract lower tax as this are brought at face value and will attract taxes only when sold).

Ash-D wrote:

Just a question out of curiosity.
If someone have a 30 Lac per annum salary then he really pays 30% or 9 Lac as Taxes?
Or how much max they can really save via different tax benefits?? Or there are more ways?

Income from salary will have other tax benefits so he/she may save some taxes using slab, home loan, Mediclaim, NPS and HRA etc. So answer is No, he/she is not paying 10L as taxes, this will be around 5-8 depending the tax benifit he/she can cope.

Ash-D wrote:

Just a question out of curiosity.
If someone have a 30 Lac per annum salary then he really pays 30% or 9 Lac as Taxes?
Or how much max they can really save via different tax benefits?? Or there are more ways?

One correction, the tax slabs are incremental based. Matlab let’s say if your income is 30, then first 2.5L is free, next 2.5 se 5L is 5%, then next 5 to 10L is 20% and finally anything after 10L is 30%. So in short, if you do the calculation, for 30L income, the tax will be somewhere around 7.2L, and not 9L.

Now there’s a whole lot of deductions like standard, 80c, hra and blah blah; and a couple additions like cess tax and blah blah… And obviously it becomes more complicated depending on your type of incomes.

I already have regalia first but I am also getting an another cc which is money-back cc.
Do they issue 2 ccs to the same customer?

MrKool_JJ wrote:

I already have regalia first but I am also getting an another cc which is money-back cc.
Do they issue 2 ccs to the same customer?

After hard enquiry great truth dawns upon them that you already hold HDFC CC so if u do not care for score u can try; I tried last year and met the same fate

RowdyAK47 wrote:

Aapka application decline karne ka himmat kisme hoga

Navalny

MrKool_JJ wrote:

I already have regalia first but I am also getting an another cc which is money-back cc.
Do they issue 2 ccs to the same customer?

No…
Plus why so U want to have money back card anyways ..it’s not good..

Sudarshan61 wrote:

No…
Plus why so U want to have money back card anyways ..it’s not good..

I thought if they are issuing it for free why not take it

dark.demon wrote:

I will inform my credit card team tommarow about such fake payslips..

Important update @andromeda @Vladimir
We are suspending @Vladimir-putin (pallab) application.
Based on his fake detail we are also advising icici to close cc starting with 4315 81.


~Jk  

dark.demon wrote:

Important update @andromeda @Vladimir
We are suspending @Vladimir-putin (pallab) application.
Based on his fake detail we are also advising icici to close cc starting with 4315 81.


~Jk  

You come you got to know his cc bin?
Are you working for icici cc dept?
If possible, please help me get one cc

dark.demon wrote:

Important update @andromeda @Vladimir
We are suspending @Vladimir-putin (pallab) application.
Based on his fake detail we are also advising icici to close cc starting with 4315 81.


~Jk  

Good one bro. By laughter smiley on your earlier post, don’t consider that I’m undermining your abilities. I just could not hold it the moment I saw your post. The user came here for something, got something else in return.

MrKool_JJ wrote:

You come you got to know his cc bin?
Are you working for icici cc dept?
If possible, please help me get one cc

It’s amazon pay icici card bin JJ. Probably OP has mentioned about holding of this card in DD.

rockingneo wrote:

It’s amazon pay icici card bin JJ. Probably OP has mentioned about holding of this card in DD.

Aha aha ahaan

dark.demon wrote:

Important update @andromeda @Vladimir
We are suspending @Vladimir-putin (pallab) application.
Based on his fake detail we are also advising icici to close cc starting with 4315 81.


~Jk  

Be careful I’ve launched 4 nukes to your home from Moscow. Never dare to threat the Supreme Leader of The Great Russia.☀️

Did anyone get Fake salaryslip?
Asking for a friend

I just checked m getting Regalia and Intermiles CC as pre-approved 🤔 …. millennia would have been better for my needs decided not to apply or should I go for Regalia ?

Vladimir-Putin wrote:

Be careful I’ve launched 4 nukes to your home from Moscow. Never dare to threat the Supreme Leader of The Great Russia.☀️

Hi ,
Mr. Pallab ,
As we have already stated , we have declined your hdfc application .
You can check the same on track your application portal.
Thanks

dark.demon wrote:

Hi ,
Mr. Pallab ,
As we have already stated , we have declined your hdfc application .
You can check the same on track your application portal.
Thanks

Bhai approved kara doo 1k ka Amazon voucher dunga tumhe 😂