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HDFC credit card query

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LightYagami

can anyone tell me what are “Fresh Wallet Charges_Insta Card” in HDFC credit card statement.

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mail to customer care.

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I’ve done that already but the reply will take time. So thought of checking here if anyone has seen it.

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Deal Cadet Deal Cadet
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Basis your request, we had taken up with the appropriate and would like to inform you that there will be wallet loading charges of 2.5% of the load value and the same was mentioned in the Most Important Terms and Conditions and hence Rs.100.00 was levied on your March 2022 statement. We sincerely regret our inability to reverse the aforesaid charges levied on your card account.

I have received reply via for this debit!! @guest_999 @LightYagami

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I still did not get reply.
I had loaded money in Payzapp, interesting will see what they reply now.
On one hand they want people to use Payzapp but if you add money using HDFC card they are charging.

But this is wrong all wallets show the charges before doing the transaction.
So don’t know if this is charged by merchant or hdfc card in this case.

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yeh kya naya bawal hai ab

Deal Cadet Deal Cadet
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Ha just checked MIT they have this “For your security, a daily ecommerce (net) limit is placed on the card until the card is delivered to you in person. Furthermore any wallet loading transaction done through the credit card would incur charges of 2.5% of load value”

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Finance Ninja Finance Ninja
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@xxxyyyzzz be sure not to load paytm wallet through hdfc

Finance Ninja Finance Ninja
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Wallet load using cc always had charges, right? 
It even mentions 2.3~2.5%

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Deal Subedar Deal Subedar
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is this charges added once statement generated or once the payment is settled?

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these charges were added after 3-4 days of adding money to wallet.

Tech Guru Tech Guru
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Is this still happening? Guys HDFC digging their own graves in CC land.

Deal Cadet Deal Cadet
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Is paytm rent payment comes under Hdfc extra & above wallet loading charge of 2.5% ?

Those who had done rent payment from hdfc cards kindly check this month statement and confirm.

@Tanmayyy @Seinfeld @sudbht

Finance Ninja Finance Ninja
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No , only wallet loads

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Deal Cadet Deal Cadet
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Millennia variant pe hi hai? Or only on some variants?

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I’ve only Millenia , so yes on Millenia it is there.

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Deal Cadet Deal Cadet
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Oh my god. How can they do this.

chargung over and above the gateway charges ( paytm 2%+gst) for loading money ?

if this is the case then hdfc is making close to 5% on wallet transactions. Thats horrendous

Deal Cadet Deal Cadet
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Is this applicable for hdfc debit cards as well ?

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not on debit cards.

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these charges applicable on all varients or some specific Cards

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It is there on Millenia , don’t know about others

Deal Newbie Deal Newbie
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This charge is applied only when you do wallet loading transactions with your virtual card (E-card). Once you get the physical card delivered to your house, there is no charges.

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I had the physical card with me when did txn

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Deal Subedar Deal Subedar
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i’m loading 4k every month. No charges in my cc

Deal Subedar Deal Subedar
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You have Millennia CC ?

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