Depends on your account variant and usage.
If you have CC bill to pay which is available on HDFC BillPay Portal then take platinum, else take millenia
If you have 25K MAB account, both debit cards are free.
Business debit is only for current accounts
Millennia if ur cc bills are less than 75k pm
Otherwise platinum
Thanks for the suggestion.
Could you please share the process of how we can use the Millennia card for CC payment and how much % they are offering
Thank you all for your valuable time and suggestions.
But still am in confusion
I have an HDFC credit Card and as an average spend per month is 20k.
And also I am using Bajaj UPI transaction everyday so my HDFC saving account money transfer per day is 20 to 30k
I hope I am eligible for both cards as free...
So please suggest me which one I can choose now...
Wallet load, yes we can simply add to any app wallet load and the same amount can transfer back to the HDFC account. :- if wallet load also gives cashback then I will be happy to utilise this feature
My main purpose is CC bill payment as nowadays we do not see any best offers for CC payment (Cred limited reward to 1 or 3 for 1000k payment, Park+ also stopped, Cheque no use, Paytm also not offering, any...)
As I have ICICI and SBI CC's as well
I have an upgrade option for 3 cards so I am looking for the best card to choose for my usage.... Please suggest
1 bank account in India can have 1 debit card at any point of time:) so you can only avail only one card not 2 cards
hmmm still 30k is <40k so millennia should be enough for your use case for the moment if in future if your usage increases more just upgrade to platinum at that point of time
ALSO important note , millennia is the card that gives 1% on wallet top up and platinum only gives 1% if you use it on HDFC bill pay portal (so i think platinum is useless for you since you use wallet more i think)
millennia (give 1% cashback on wallet loads only NOT ON BILL PAY PORTAL)
platinum (give 1% cashback only on bill pay portal only NOT ON WALLET LOADS)
so choose wisely
since you use wallet and 30k max spend
get millennia for the moment, will be my suggestion
i have hdfc millenia DC visa card. how can i get 1% cashback for credit card bill payment ? can i get it if i pay through paytm or cred ?
Does HDFC easyshop platinum DC also offer 1% cash back while paying CC bills?
If yes can I know the process
I don't think it's best to keep 25k in account for 590 rs dc
Well do lot of transactions in your 10K HDFC savings account and in ONE FINE day you will get a RM assigned and account upgraded to classic variant
Thats how I got my platinum debit card for free in just 10k HDFC account:) just letting you know
So do lot of transactions in your 10k HDFC Savings account
For me the minimum transaction for a month is approximately 1lakh rotation
so you dont have to keep that much amount just rotate 1 lakh amount (per month) in 10k hdfc account for 3 months and you will easily get auto upgrade pre approved for your account to click and enable for classic features
Side note: Maybe that threshold of 1lakh rotation might be increased now so to be on safer side to get auto upgrade do 1.5lakh rotation and you will get that classic upgrade