https://www.desidime.com/discussions/hdfc-easyemi-pre-closure?page=1#post_8566854
preclosed nocost emi - no charges, they ask you to pay total amount same day
you may loose(99%chances) 7500CB if you cancel, as this CB is from HDFC
HDFC EasyEMI Pre-Closure
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Hello,
recently I bought a TV on Samsung website through HDFC CC EasyEMI (no-cost, 6 months tenure). I have got 7500 Rs instant cash back (only for EMI orders) apart from no-cost EMI offer.
It's been only few days since I have ordered the TV and I plan to pre-close the EMI. If there are no preclosure charges, do I nees to pay only the principal outstounding amount or also should pay the 7500 CB I received for buying it through EMI?
FYI, product price is 70k, inst. CB is 7500, approx. principal amount is 60k., approx. interest will be 2500.
If anyone had experience with preclosing the HDFC CC EMI, kindly reply to this post. Thank you.
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https://www.desidime.com/discussions/hdfc-easyemi-pre-closure?page=1#post_8635340
caks2006407 wrote:just made purchase of 1.3l on samsung.com with no cost emi. and paid back the total amount immediatly. now the card limit is full and no duepreclosed nocost emi - no charges, they ask you to pay total amount same day
you may loose(99%chances) 7500CB if you cancel, as this CB is from HDFC
tommorow i will call them to cancel the emi. will they charge any force clouser charges?
https://www.desidime.com/discussions/hdfc-easyemi-pre-closure?page=1#post_8635409
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Demondealer wrote:no charges as of now
just made purchase of 1.3l on samsung.com with no cost emi. and paid back the total amount immediatly. now the card limit is full and no due
tommorow i will call them to cancel the emi. will they charge any force clouser charges?
https://www.desidime.com/discussions/hdfc-easyemi-pre-closure?page=1#post_8658189
Was 7500 EMI Discount (Instant discount) or Cashback to card?
https://www.desidime.com/discussions/hdfc-easyemi-pre-closure?page=1#post_8827553
Customer care number to close emi?
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