HDFC EasyEMI Pre-Closure

Deal Newbie


recently I bought a TV on Samsung website through HDFC CC EasyEMI (no-cost, 6 months tenure). I have got 7500 Rs instant cash back (only for EMI orders) apart from no-cost EMI offer. 

It's been only few days since I have ordered the TV and I plan to pre-close the EMI. If there are no preclosure charges, do I nees to pay only the principal outstounding amount or also should pay the 7500 CB I received for buying it through EMI? 

FYI, product price is 70k, inst. CB is 7500, approx. principal amount is 60k., approx. interest will be 2500.

If anyone had experience with preclosing the HDFC CC EMI, kindly reply to this post. Thank you.

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Benevolent Benevolent
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preclosed nocost emi - no charges, they ask you to pay total amount same day

you may loose(99%chances) 7500CB if you cancel, as this CB is from HDFC

Deal Subedar Deal Subedar
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just made purchase of 1.3l on with no cost emi. and paid back the total amount immediatly. now the card limit is full and no due

tommorow i will call them to cancel the emi. will they charge any force clouser charges?
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Deal Cadet Deal Cadet
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Was 7500 EMI Discount (Instant discount) or Cashback to card?

Helpful Helpful
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Customer care number to close emi? 

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